Sell internationally and receive your payments via VISA card with BDL
BDL connects you to the world.
Your e-commerce website can now accept payments through international VISA cards thanks to the new mechanism launched by the Local Development Bank – BDL.
This is a major breakthrough for e-commerce in Algeria: your customers abroad can pay online, and you receive the funds locally.
Eligibility:
The service is open to any legal entity wishing to market its products or services online internationally, in accordance with the applicable Algerian legislation.
A solution designed for Algerian e-merchants
You are an Algerian business active in:
This solution is made for you.
Service Benefits:
For merchants:
For buyers:
Pricing :
| Fee Type | Details | Amount |
|---|---|---|
| Transaction Fee | 5% of each transaction amount (converted to DZD) | 5% |
| Basic Pack | Online payment solution (transactions only) | 95 000 DA HT/month |
| Plus Pack | Online payment + integrated anti-fraud solution | 135 000 DA HT/month |
| New Merchant Registration | One-time registration fee | 70 000 DA HT (one-time fee) |
Transaction Process:
How to subscribe
Get in touch
Contact your BDL advisor
Integrate our solution
Integrate our secure payment solution into your website
Start receiving payments
Start receiving payments from abroad!
FAQ
The International E-Commerce service allows Algerian merchants to accept online payments using international bank cards (Visa and, in a second phase, MasterCard). It facilitates the sale of goods and services to foreign customers.
Any business or professional operating under Algerian law who wants to sell products or services online and holds an account with the Local Development Bank (BDL).
Currently, only Visa cards are accepted. MasterCard integration is planned for a second phase.
The payment process involves several steps:
• The buyer confirms their order on the merchant’s e-commerce website ;
• They are redirected to a secure payment page ;
• They enter their banking information and complete the 3D Secure authentication ;
• The transaction is authorized via the Visa/MasterCard network ;
• The merchant is notified of the payment and can proceed with order fulfillment.
• The buyer confirms their order on the merchant’s e-commerce website ;
• They are redirected to a secure payment page ;
• They enter their banking information and complete the 3D Secure authentication ;
• The transaction is authorized via the Visa/MasterCard network ;
• The merchant is notified of the payment and can proceed with order fulfillment.
The client must meet the following conditions:
• Have an account domiciled at BDL ;
• Sign a confidentiality agreement with BDL ;
• Sign a merchant web contract with BDL ;
• Submit a handwritten request to activate the service;
• Provide a business plan detailing the e-commerce activity.
• Have an account domiciled at BDL ;
• Sign a confidentiality agreement with BDL ;
• Sign a merchant web contract with BDL ;
• Submit a handwritten request to activate the service;
• Provide a business plan detailing the e-commerce activity.
• Access to an international customer base ;
• Enhanced security for online transactions ;
• Reduced costs related to cash handling ;
• Fast and fully secure process ;
• Potential to increase sales volume through improved payment accessibility.
• Enhanced security for online transactions ;
• Reduced costs related to cash handling ;
• Fast and fully secure process ;
• Potential to increase sales volume through improved payment accessibility.
Merchants must submit the following documents:
• A written request addressed to BDL ;
• A business plan describing their activity ;
• A signed merchant web contract with BDL ;
• A signed confidentiality agreement.
• A written request addressed to BDL ;
• A business plan describing their activity ;
• A signed merchant web contract with BDL ;
• A signed confidentiality agreement.
Initially, the following sectors are covered:
• Insurance ;
• Air transport (Air Algérie) ;
• Tourism and travel ;
• Maritime transport ;
• Car rental ;
• Sale of wellness and home-related products.
• Insurance ;
• Air transport (Air Algérie) ;
• Tourism and travel ;
• Maritime transport ;
• Car rental ;
• Sale of wellness and home-related products.
Yes, the payment system is Visa-certified, ensuring a high level of security. Transactions are protected by 3D Secure technology, which reduces the risk of fraud.
Contact our customer service at 021 99 48 00 or 3312 for assistance.