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Islamic Finance
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Ordinary & Extraordinary General Meeting – A Milestone Successfully Achieved

On Sunday, June 29, 2025, in Algiers, the Banque de Développement Local – BDL held its first Ordinary and Extraordinary General Meeting since its listing on the stock exchange. This event marks a major milestone in the Bank’s history, which is now firmly engaged in a trajectory of sustainable performance, innovation, and strengthened governance.


2024 Results Show Strong Growth:

The General Meeting was the occasion to present the financial results for the fiscal year 2024, which were unanimously approved:

  • Turnover up 25%, reaching 96 billion DZD;
  • Net Banking Income (NBI) up +29%, reaching 67 billion DZD;
  • Net profit increased significantly: nearly 23 billion DZD (+31%);
  • Total assets exceeding 1,800 billion DZD, a rise of +14%.

Expanding Activity Indicators:
  • Growth in traditional financing: +9%;
  • Exceptional expansion in Islamic finance: +3500%, reaching 291 million DZD;
  • Continued growth in electronic payments: over 280,000 operations in 2024 (+27%).

Dividends Delivered: 5.55%

One of the highlights of this General Meeting was the distribution of a 5.55% dividend to shareholders — a return higher than the initial forecast of 4.25%.
This reflects the financial strength of BDL and its firm commitment to a strategy focused on value creation, transparency, and sound governance.


Shared Governance & Climate of Confidence:

The joint holding of the Ordinary and Extraordinary Meetings took place in a calm, professional, and constructive atmosphere, attended by:

  • Representatives from the Ministry of Finance;
  • Individual and institutional shareholders;
  • The COSOB, Algeria’s financial market regulatory authority;
  • And the Algiers Stock Exchange – SGBV.

This meeting also enabled the renewal of the Board of Directors, in line with corporate governance standards applicable to listed companies.


A Public Bank Looking to the Future:

BDL reaffirms that a public institution can combine financial performance, digital innovation, and strong shareholder engagement.
This gathering confirmed the ambitions of a modern, client-focused bank that is firmly committed to the future.

BDL delivers on its promises — and this is just the beginning.