CHEQUE ACCOUNT
What is it?
It is a demand deposit account, intended for the unsalaried individuals. It houses in a low and secure way the funds deposited by customers.
Eligibility :
Any natural person, major, of Algerian nationality.
Functionality:
This account allows you to make :
Availability:
BDL branches with an Islamic counter..
File to provide :
Pricing conditions
Account maintenance fees:
| Type of account | Description of Fees | Value excluding tax | VAT | Period |
| Current accounts | costs taken into account | 125 DA | 19% | per month |
| Chequing and Savings Accounts | costs taken into account | 41,67 DA | 19% | per month |
Agency Operation Pricing:
| Description | Individuals | Professionals | Companies |
| Cash withdrawal from another BDL branch | Free | Free | Free |
| Domiciliary agency cash withdrawal | Free | Free | Free |
| Punctual transfer | Contractor 50DA | Contractor 50DA | Contractor 50DA |
| Multiple Cash Credit Transfer | Free | Free | Free |
| MAD issue from an account (the issuer must be domiciled at BDL) | <=2 000 000DA: 855DA >2 000 000DA: 2135DA | <=2 000 000DA: 855DA >2 000 000DA: 2135DA | <=2 000 000DA: 855DA >2 000 000DA: 2135DA |
| Entering a standing order | 1000 DAAt the creation permanent transfer 10 DA For each transfer | / | / |
| Blocking an amount | 1000DA | 1000DA | 1000DA |
| Multiple transfers | Free | Free | Free |
| opening and closing of accounts in dinars | Free | Free | Free |
| issue of checkbook | Free | Free | Free |
| issuance of a savings account | Free | Free | Free |
| cash payments at the domiciliary bank | Free | Free | Free |
| establishment and delivery or sending, where applicable, of an annual account statement to the client | Free | Free | Free |
| online account consultation | Free | Free | Free |