CHEQUE ACCOUNT

What is it?

It is a demand deposit account, intended for the unsalaried individuals. It houses in a low and secure way the funds deposited by customers.

Eligibility :

Any natural person, major, of Algerian nationality.

Functionality:

This account allows you to make :

Transfers
Payments
Cashing and issuing cheques
Withdrawals
Provisions
Financing as well as any other operation related to the account.
Soon: possibility of benefiting from an Islamic CIB card and remote account monitoring.
Availability:

BDL branches with an Islamic counter..

File to provide :

A copy of the identity document;
A residence certificate;
A birth certificate.

Pricing conditions

Account maintenance fees:

Type of accountDescription of FeesValue excluding taxVATPeriod
Current accountscosts taken into account125 DA19%per month
Chequing and Savings Accountscosts taken into account41,67 DA19%per month

Agency Operation Pricing:

DescriptionIndividualsProfessionalsCompanies
Cash withdrawal from another BDL branchFreeFreeFree
Domiciliary agency cash withdrawalFreeFreeFree
Punctual transferContractor 50DAContractor 50DAContractor 50DA
Multiple Cash Credit TransferFreeFreeFree
MAD issue from an account (the issuer must be domiciled at BDL)<=2 000 000DA: 855DA
>2 000 000DA: 2135DA		<=2 000 000DA: 855DA
>2 000 000DA: 2135DA		<=2 000 000DA: 855DA
>2 000 000DA: 2135DA
Entering a standing order1000 DAAt the creation
permanent transfer 10 DA For each transfer		//
Blocking an amount1000DA1000DA1000DA
Multiple transfersFreeFreeFree
opening and closing of accounts in dinarsFreeFreeFree
issue of checkbookFreeFreeFree
issuance of a savings accountFreeFreeFree
cash payments at the domiciliary bankFreeFreeFree
establishment and delivery or sending, where applicable, of an annual account statement to the clientFreeFreeFree
online account consultationFreeFreeFree