National Gathering 2025 – A Strategic Mobilization of All BDL Network Forces National Gathering 2025 – A Strategic Mobilization of All BDL Network Forces As part of its ongoing transformation strategy, The Local Development Bank – BDL is organizing its National Gathering 2025, a major event bringing together all of its senior management. This strategic meeting brings together:– The bank’s central directors– Regional directors of operations and directors of regional inspections– Branch managers from across the national territory A Key Moment to Reflect on 2024 This gathering provides an opportunity to review the bank’s key achievements over the past year, including: – The financing of structural projects, generating profitability and economic value;– The integration of digital technologies across all banking operations, in support of improved performance;– The launch of new products aligned with market expectations, such as the international Visa and Mastercard cards now offered by BDL. A Collective Reflection on National Strategic Directions The event also serves as a forum for dialogue on the strategic objectives set by the national authorities, particularly: – The strengthening of financial inclusion, through the generalization of account openings and expanded access to both national and international electronic payment methods;– The ongoing improvement of the customer experience, through enhanced service quality and a responsive approach to addressing client needs across the network. A Collective Momentum Toward the Future Beyond a simple review, this gathering marks a key milestone in mobilizing teams around the bank’s priorities. It reflects a shared commitment to serving citizens with efficiency, innovation, and proximity, while strengthening BDL’s position as a leading institution in the national banking landscape. Article précédent

  Our Share Reaches 1,420 DZD: A Milestone Achieved, A Sustained Momentum </h2 > Our Share Reaches 1,420 DZD: A Milestone Achieved, A Sustained Momentum As part of its ongoing financial communication strategy, The Local Development Bank – BDL has recently launched a nationwide awareness campaign focused on stock market investment. This initiative, deployed across the country, aimed to democratize access to the financial market, simplify the understanding of the secondary market, and strengthen financial literacy among the general public. Through direct engagement and outreach, our teams presented the advantages of investing in the stock market, explained its mechanisms, and responded to numerous questions regarding share buying and selling. This educational and inclusive approach reflects BDL’s commitment to encouraging active citizen participation in the national economy and to bringing financial institutions closer to the public. The campaign proved impactful, both in terms of public interest and the positive feedback received. We are therefore pleased to announce that the BDL share price has reached 1,420 DZD, a symbolic threshold that reflects: The strength of our economic model and sound governance; The renewed confidence of our shareholders; The consistency of our long-term development strategy. This milestone also demonstrates the vitality of the Algerian stock market and the growing public interest in responsible and transparent savings and investment tools. In this spirit, we are pleased to share with you a selection of highlight images from this awareness campaign, illustrating BDL’s active presence on the ground, alongside citizens, to promote a more accessible, fair, and participatory financial system. BDL reaffirms its commitment to continue promoting financial education, broadening access to financing, and strengthening its role as a key player in Algeria’s economic development. Article précédent

  BDL Launches a Groundbreaking New Service: “International E-Commerce” </h2 > BDL Launches a Groundbreaking New Service: “International E-Commerce” As part of the public authorities’ strategic orientations to modernize the financial sector and support the digitalization of the national economy, The Local Development Bank – BDL is proud to announce the official launch of its new service: “International E-Commerce”, the first of its kind in Algeria. This innovative service targets Algerian businesses seeking to market their products and services internationally through a secure digital platform that complies with international payment standards. It enables Algerian economic operators to access new global markets and enhance the visibility of Algerian offerings abroad. A Strategic Lever for Economic Diversification By facilitating access to global e-commerce, BDL contributes to the diversification of the national income sources, by promoting local industrial products and encouraging export-oriented entrepreneurial initiatives. This platform represents a strategic opportunity for companies aiming to expand their activities on the international stage. A Powerful and Inclusive Digital Solution The “International E-Commerce” service is built on an advanced technological infrastructure that guarantees secure, fast, and transparent transactions. It allows businesses to establish a strong digital presence globally while complying with both local and international regulatory requirements. Through this initiative, BDL reaffirms its role as a trusted banking partner for businesses and its commitment to integrating Algerian economic actors into the global digital ecosystem. Join the Program Today BDL invites all ambitious and innovative companies to join this pioneering program. Together, let’s showcase Algerian excellence to the world. For more information or to join the “International E-Commerce” service, please contact our dedicated teams or visit the dedicated section on our website. Article précédent

  Signing of the Agreement Between BDL and CNAS: An Innovative Service for the Algerian Diaspora </h2 > Signing of the Agreement Between BDL and CNAS: An Innovative Service for the Algerian Diaspora The Local Development Bank – BDL and the National Social Insurance Fund for Salaried Workers (CNAS) have officially signed a strategic agreement aimed at facilitating the payment of social contributions by Algerians living abroad. This partnership marks a major milestone in the modernization of public services and the expansion of financial inclusion for the Algerian diaspora. Through this new service, named “Electronic International Commerce,” Algerian nationals residing outside the country will now be able to pay their CNAS contributions online—simply, quickly, and securely—using a Visa card, with Mastercard support coming soon. A Step Towards a More Connected Administration This innovative system reflects the shared commitment of BDL and CNAS to make administrative services more accessible, especially for Algerians abroad. It is part of a broader digital transformation effort led by both institutions, in service of social equity and national solidarity. By facilitating the integration of the diaspora into Algeria’s social protection system, this initiative also strengthens ties between citizens living abroad and their home country, while responding to growing expectations for digitalized public services. A Strong Commitment to Citizens Through this agreement, BDL and CNAS reaffirm their joint commitment to: an inclusive and modern administration; support for the Algerian diaspora; and the promotion of innovative digital solutions serving all citizens. BDL will continue to play an active role in the development of technological solutions that bring essential services closer to citizens—wherever they are in the world. Article précédentArticle suivant

Review of the Participation of Mr. Mohamed Mebarek, General Manager of BDL, at the IFIDAS Collective Iftar & Debate « Ramadan 2025 » Review of the Participation of Mr. Mohamed Mebarek, General Manager of BDL, at the IFIDAS Collective Iftar & Debate "Ramadan 2025" The Local Development Bank – BDL is proud to announce the participation of its General Manager, Mr. Mohamed Mebarek, in the Collective Iftar & Debate organized by the IFIDAS association on Thursday, March 20, 2025, at El Aurassi Hotel, Algiers. This event brought together key players in the financial sector, economic experts, and members of the IFIDAS community, providing a platform for exchange and reflection on a current topic: الصكوك الإسلامية. BDL’s Commitment to Financial Development As a major player in the banking sector, BDL reaffirms its commitment to innovation and the development of financial solutions adapted to market needs. The participation of Mr. Mohamed Mebarek in this event demonstrates BDL’s willingness to actively contribute to strategic discussions and support the evolution of the financial landscape in Algeria. We sincerely thank IFIDAS for this enriching initiative, which promotes dialogue, expertise sharing, and collaboration among various economic and financial stakeholders. BDL, a Committed Partner for an Inclusive and Innovative Financial Future. Article précédent

The Local Development Bank – BDL Goes Public: A New Era for the Algerian Economy The Local Development Bank – BDL Goes Public: A New Era for the Algerian Economy Today marks a historic milestone for the Local Development Bank – BDL as it officially enters the stock market. This event signals the beginning of a new dynamic for our institution and represents a major turning point for Algeria’s financial market. A Resounding Success BDL’s stock market debut has generated significant enthusiasm, exceeding all expectations with a demand 21.74% higher than the initial offering. A total of 44.2 million shares were subscribed, amounting to 61.88 billion Algerian dinars. The breakdown of subscriptions highlights the growing interest from investors:79.2% from individual investors,17.23% from corporate entities,3.57% from institutional investors. This achievement reflects the successful efforts to instill a stock market culture and enhance financial inclusion in Algeria. New Prospects for BDL Going public opens promising opportunities for BDL. It commits us to further modernizing our services, financing strategic projects, and actively contributing to the country’s economic growth. A Heartfelt Thanks We extend our sincere gratitude to all our partners who made this achievement possible, including the Algiers Stock Exchange, the COSOB, the IOB, and the entire BDL team, whose dedication and determination brought this vision to life. The Journey is Just Beginning! With this milestone, BDL embarks on a new path of development and innovation in service of the Algerian economy. Together, let’s continue this exciting journey and build a prosperous future for our country Article précédent

Towards the Creation of a Specialized Hub for School Supplies Production in Bordj Bou Arreridj Towards the Creation of a Specialized Hub for School Supplies Production in Bordj Bou Arreridj The Local Development Bank (BDL) participated in the media event dedicated to the launch of a specialized hub for the production of school supplies in Bordj Bou Arreridj. A Commitment to Developing the Local Industry Organized by the Algerian Investment Promotion Agency, this event is part of an initiative to support local production and reduce imports. The goal is to highlight the strategic role of the school supplies industry, a key sector that aims to: Meet national market needs by providing high-quality products for students. Offer competitive prices by promoting efficient local production. Support the national economy by reducing import dependency and stimulating investment in the manufacturing industry. BDL, a Key Partner in Industrial Development By taking part in this initiative, BDL reaffirms its role as a key financial partner in the development of industrial projects with high economic impact. The bank stands alongside investors and entrepreneurs, supporting the transition towards a more autonomous and competitive national industry. Through this commitment, the Local Development Bank continues to work towards a prosperous future based on economic growth and industrial innovation. Article précédent

Meeting of the BDL Representatives’ Council: A Strengthened Commitment to the Future Meeting of the BDL Representatives’ Council: A Strengthened Commitment to the Future The Local Development Bank – BDL held its periodic meeting of the Workers’ Representatives Council, a strategic milestone marking a major step in the evolution of our financial institution. This high-level gathering brought together senior executives and employee representatives to discuss upcoming challenges and opportunities. A Strategic Meeting with the Bank’s Decision-Makers The meeting was attended by:Mr. Youcef LALMAS, General Manager of BDL.Mr. Mohamed MEBRAK, Deputy General Manager for Commercial Affairs.Mr. Mohamed ZOUBIRI, Secretary-General in charge of Litigation and Social Affairs.Mr. Khlifa BOUALAM, Secretary-General of the Enterprise Union.Secretaries-General of banks.Deputy General Managers of banks.Central Directors of BDL. Discussions Focused on Key Issues During this meeting, several major topics were addressed, including: Capital opening, a strategic choice aimed at strengthening the group’s financial stability, increasing its financing capacity, and enhancing its competitiveness in the market. The crucial role of communication and marketing strategies, which have accompanied this transformation by ensuring transparency and clarity of messages. The review of essential topics, such as the evaluation of completed operations, the representation of women within the bank, the organization of business travel, and employee social benefits. A Strong Commitment to Good Governance With a vision focused on governance and continuous improvement, BDL reaffirms its commitment to economic development and the well-being of its employees. These discussions reflect our determination to apply principles of good governance and ensure a balanced and fair working environment. The Banque de Développement Local remains committed to a prosperous, transparent, and inclusive future. Article précédent

BDL Engages with Students: Raising Awareness on the Capital Opening Operation BDL Engages with Students: Raising Awareness on the Capital Opening Operation The Local Development Bank – BDL continues its commitment to youth by organizing a series of university meetings across the country. Objective: to raise awareness among students about the Capital Opening Operation and provide them with a better understanding of the investment world. These exchanges have helped explain the benefits of becoming a shareholder, investment opportunities, and the impact of this initiative on the national economy. Enthusiastic and curious, students showed great interest, asking relevant questions about the operation’s mechanisms and financial prospects. Through this campaign, BDL reaffirms its commitment to bringing young people closer to the financial sector and encouraging their active participation in the local economy. 🔹 Thank you to the students for their engagement! Together, let’s invest in the future. Article précédent

BDL at CTO Forum Algeria 2025: A Participation Marked by Innovation Closing of the BDL Roadshow in Timimoun: A National Tour Crowned with Success The Local Development Bank – BDL successfully participated in the 3rd edition of CTO Forum Algeria, held from February 17 to 19, 2025, at the Palais de la Culture Moufdi Zakaria in Algiers. A Strong Commitment to Digital Innovation As a key player in the digital transformation of the banking sector in Algeria, BDL showcased its innovative digital solutions aimed at enhancing the customer experience and supporting businesses in their digital transition. Valuable Exchanges and Promising Perspectives Over the three days, our team of experts had the opportunity to: Present our digital services and banking solutions tailored to the needs of businesses and startups.Engage with industry professionals on the future of banking digitalization in Algeria.Strengthen our commitment to innovation and support for economic players in the country. We extend our sincere thanks to all visitors, partners, and participants who contributed to the success of this event. BDL reaffirms its dedication to developing ever more efficient banking solutions tailored to tomorrow’s challenges. Article précédent