{"id":7869,"date":"2023-06-06T18:27:22","date_gmt":"2023-06-06T18:27:22","guid":{"rendered":"https:\/\/hafidoune-academy.com\/finance-islamique\/?page_id=7869"},"modified":"2023-06-06T18:27:22","modified_gmt":"2023-06-06T18:27:22","slug":"compte-pargne","status":"publish","type":"page","link":"https:\/\/www.bdl.dz\/finance-islamique\/?page_id=7869","title":{"rendered":"compte \u00e9pargne"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"7869\" class=\"elementor elementor-7869\">\n\t\t\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-fbcd066 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"fbcd066\" data-element_type=\"section\" data-e-type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-default \">\n                    <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-95e9f1f\" data-id=\"95e9f1f\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-4741b53 elementor-widget elementor-widget-ct_title\" data-id=\"4741b53\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-title1 style2\">\r\n    <h3>\r\n        <span>Compte ch\u00e8que<\/span>\r\n        <i><\/i>\r\n    <\/h3>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n                <section class=\"elementor-section elementor-top-section elementor-element elementor-element-214161ed elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"214161ed\" data-element_type=\"section\" data-e-type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-extended \">\n                    <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-12d59712\" data-id=\"12d59712\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n                <section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6fd40044 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"6fd40044\" data-element_type=\"section\" data-e-type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-default \">\n                    <div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-20b8e519\" data-id=\"20b8e519\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-5d3fce5a elementor-widget elementor-widget-text-editor\" data-id=\"5d3fce5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6>C\u2019est quoi ?<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34659492 elementor-widget elementor-widget-text-editor\" data-id=\"34659492\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"text-justify\">C\u2019est un compte de d\u00e9p\u00f4t \u00e0 vue, destin\u00e9 aux particuliers, non r\u00e9mun\u00e9r\u00e9, Il abrite les fonds d\u00e9pos\u00e9s par les clients .<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-62ac43c0 elementor-widget elementor-widget-text-editor\" data-id=\"62ac43c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6>Population concern\u00e9e<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n        \t\t<div class=\"elementor-element elementor-element-542e21ec elementor-widget elementor-widget-ct_list\" data-id=\"542e21ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t    <div class=\"ct-list style1 \">\r\n                    <div class=\"ct-list-item\">\r\n            \t<div class=\"ct-list-icon\"><i class=\"fac fac-check-circle\"><\/i><\/div>\r\n            \t<div class=\"ct-list-meta\">\r\n\t            \t\t            \t<div class=\"ct-list-desc\">\r\n\t            \t\tParticulier\t            \t<\/div>\r\n\t            <\/div>\r\n           <\/div>\r\n            <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n                <section class=\"elementor-section elementor-top-section elementor-element elementor-element-57a29b0 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"57a29b0\" data-element_type=\"section\" data-e-type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-default \">\n                    <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8200072\" data-id=\"8200072\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-9229f98 elementor-widget elementor-widget-ct_title\" data-id=\"9229f98\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-title1 style2\">\r\n    <h3>\r\n        <span>Frais de tenue de compte<\/span>\r\n        <i><\/i>\r\n    <\/h3>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n                <section class=\"elementor-section elementor-top-section elementor-element elementor-element-21291bad elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"21291bad\" data-element_type=\"section\" data-e-type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-default \">\n                    <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-25203cdf\" data-id=\"25203cdf\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-2264685c elementor-widget elementor-widget-text-editor\" data-id=\"2264685c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<table width=\"100%\"  align=\"center\">\n         <tr style=\"background-color: #711e80;\" align=\"center\">\n             <td><strong style=\"color: #fff;\">Type de compte<\/strong><\/td>\n             <td><strong style=\"color: #fff;\">Description des Frais<\/strong><\/td>\n             <td><strong style=\"color: #fff;\">Valeur Hors Taxe<\/strong><\/td>\n             <td><strong style=\"color: #fff;\">TVA<\/strong><\/td>\n             <td><strong style=\"color: #fff;\">P\u00e9riode<\/strong><\/td>\n          <\/tr>\n          \n          <tr align=\"center\">\n             <td>Comptes courants<\/td>\n            <td>frais tenu de compte<\/td>\n            <td>125 DA<\/td>\n            <td>19%<\/td>\n            <td>par mois<\/td>\n          <\/tr>\n\n          <tr align=\"center\" >\n             <td>Comptes Ch\u00e8ques et Epargne<\/td>\n            <td>frais tenu de compte<\/td>\n            <td>41,67 DA<\/td>\n            <td>19%<\/td>\n            <td>par mois<\/td>\n          <\/tr>\n    <\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n                <section class=\"elementor-section elementor-top-section elementor-element elementor-element-10350d2 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"10350d2\" data-element_type=\"section\" data-e-type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-default \">\n                    <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5b9013b\" data-id=\"5b9013b\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-659ebd4 elementor-widget elementor-widget-ct_title\" data-id=\"659ebd4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-title1 style2\">\r\n    <h3>\r\n        <span>Tarification Op\u00e9ration de l\u2019agence<\/span>\r\n        <i><\/i>\r\n    <\/h3>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n                <section class=\"elementor-section elementor-top-section elementor-element elementor-element-15e5639e elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"15e5639e\" data-element_type=\"section\" data-e-type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-default \">\n                    <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3f8b2896\" data-id=\"3f8b2896\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-56dd05fa elementor-widget elementor-widget-text-editor\" data-id=\"56dd05fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<table width=\"100%\"  align=\"center\">\n          <tr style=\"background-color: #711e80;\" align=\"center\">\n             <td><strong style=\"color: #fff;\">Description<\/strong><\/td>\n             <td><strong style=\"color: #fff;\">Particuliers<\/strong><\/td>\n             <td><strong style=\"color: #fff;\">Professionnels<\/strong><\/td>\n             <td><strong style=\"color: #fff;\">Entreprises<\/strong><\/td>\n          <\/tr>\n          \n          <tr align=\"center\"  >\n             <td>Retrait esp\u00e8ce autre agence BDL<\/td>\n            <td>Gratuit<\/td>\n            <td>Gratuit<\/td>\n            <td>Gratuit<\/td>\n          <\/tr>\n\n          <tr align=\"center\"  >\n             <td>Retrait espece agence domiciliataire<\/td>\n            <td>Gratuit<\/td>\n            <td>Gratuit<\/td>\n            <td>Gratuit<\/td>\n          <\/tr>\n\n          <tr align=\"center\"  >\n             <td>Virement ponctuel<\/td>\n            <td>Donneur d&#8217;ordre 50DA <\/td>\n            <td>Donneur d&#8217;ordre 50DA <\/td>\n            <td>Donneur d&#8217;ordre 50DA <\/td>\n          <\/tr>\n\n          <tr align=\"center\"  >\n             <td>Transfert multiple de cr\u00e9dit en esp\u00e8ces<\/td>\n            <td>Gratuit<\/td>\n            <td>Gratuit<\/td>\n            <td>Gratuit<\/td>\n          <\/tr>\n\n          <tr align=\"center\"  >\n             <td>Emission MAD \u00e0 partir d&#8217;un compte (l&#8217;\u00e9metteur doit \u00eatre obligatoirement domicili\u00e9 \u00e0 la BDL)<\/td>\n            <td><=2 000 000DA: 855DA <br>>2 000 000DA: 2135DA<\/td>\n            <td><=2 000 000DA: 855DA <br>>2 000 000DA: 2135DA<\/td>\n            <td><=2 000 000DA: 855DA <br>>2 000 000DA: 2135DA<\/td>\n          <\/tr>\n\n          <tr align=\"center\"  >\n             <td>Saisie d&#8217;un virement permanent<\/td>\n            <td>1000 DA \u00e0 la cr\u00e9ation<br> du virement permanent 10 DA pour chaque virement<\/td>\n            <td>\/<\/td>\n            <td>\/<\/td>\n          <\/tr>\n\n          <tr align=\"center\"  >\n             <td>Blocage d&#8217;un montant <\/td>\n            <td>1000DA <\/td>\n            <td>1000DA <\/td>\n            <td>1000DA <\/td>\n          <\/tr>\n\n          <tr align=\"center\"  >\n             <td>Transferts multiples<\/td>\n            <td>Gratuit<\/td>\n            <td>Gratuit<\/td>\n            <td>Gratuit<\/td>\n          <\/tr>\n\n          <tr align=\"center\"  >\n             <td>ouverture et cl\u00f4ture  de comptes en dinars <\/td>\n            <td>Gratuit<\/td>\n            <td>Gratuit<\/td>\n            <td>Gratuit<\/td>\n          <\/tr>\n\n          <tr align=\"center\"  >\n             <td>d\u00e9livrance  de ch\u00e9quier <\/td>\n            <td>Gratuit<\/td>\n            <td>Gratuit<\/td>\n            <td>Gratuit<\/td>\n          <\/tr>\n\n          <tr align=\"center\"  >\n             <td>d\u00e9livrance d\u2019un livret d\u2019\u00e9pargne <\/td>\n            <td>Gratuit<\/td>\n            <td>Gratuit<\/td>\n            <td>Gratuit<\/td>\n          <\/tr>\n\n          <tr align=\"center\"  >\n             <td>versements d&#8217;esp\u00e8ces aupr\u00e8s de la banque domiciliataire<\/td>\n            <td>Gratuit<\/td>\n            <td>Gratuit<\/td>\n            <td>Gratuit<\/td>\n          <\/tr>\n\n          <tr align=\"center\"  >\n             <td>\u00e9tablissement et remise ou envoi le cas \u00e9ch\u00e9ant d\u2019un  relev\u00e9 de compte annuel au client<\/td>\n            <td>Gratuit<\/td>\n            <td>Gratuit<\/td>\n            <td>Gratuit<\/td>\n          <\/tr>\n\n          <tr align=\"center\"  >\n             <td>consultation en ligne du compte<\/td>\n            <td>Gratuit<\/td>\n            <td>Gratuit<\/td>\n            <td>Gratuit<\/td>\n          <\/tr>\n\n          \n    <\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n        \t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Compte ch\u00e8que C\u2019est quoi ? C\u2019est un compte de d\u00e9p\u00f4t \u00e0 vue, destin\u00e9 aux particuliers, non r\u00e9mun\u00e9r\u00e9, Il abrite les fonds d\u00e9pos\u00e9s par les clients . Population concern\u00e9e Particulier Frais de tenue de compte Type de compte Description des Frais Valeur Hors Taxe TVA P\u00e9riode Comptes courants frais tenu de compte 125 DA 19% par mois Comptes Ch\u00e8ques et Epargne frais tenu de compte 41,67 DA 19% par mois Tarification Op\u00e9ration de l\u2019agence Description Particuliers Professionnels Entreprises Retrait esp\u00e8ce autre agence BDL Gratuit Gratuit Gratuit Retrait espece agence domiciliataire Gratuit Gratuit Gratuit Virement ponctuel Donneur d&#8217;ordre 50DA Donneur d&#8217;ordre 50DA Donneur d&#8217;ordre 50DA Transfert multiple de cr\u00e9dit en esp\u00e8ces Gratuit Gratuit Gratuit Emission MAD \u00e0 partir d&#8217;un compte (l&#8217;\u00e9metteur doit \u00eatre obligatoirement domicili\u00e9 \u00e0 la BDL) 2 000 000DA: 2135DA 2 000 000DA: 2135DA 2 000 000DA: 2135DA Saisie d&#8217;un virement permanent 1000 DA \u00e0 la cr\u00e9ation du virement permanent 10 DA pour chaque virement \/ \/ Blocage d&#8217;un montant 1000DA 1000DA 1000DA Transferts multiples Gratuit Gratuit Gratuit ouverture et cl\u00f4ture de comptes en dinars Gratuit Gratuit Gratuit d\u00e9livrance de ch\u00e9quier Gratuit Gratuit Gratuit d\u00e9livrance d\u2019un livret d\u2019\u00e9pargne Gratuit Gratuit Gratuit versements d&#8217;esp\u00e8ces aupr\u00e8s de la banque domiciliataire Gratuit Gratuit Gratuit \u00e9tablissement et remise ou envoi le cas \u00e9ch\u00e9ant d\u2019un relev\u00e9 de compte annuel au client Gratuit Gratuit Gratuit consultation en ligne du compte Gratuit Gratuit Gratuit<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-7869","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.bdl.dz\/finance-islamique\/index.php?rest_route=\/wp\/v2\/pages\/7869","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bdl.dz\/finance-islamique\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.bdl.dz\/finance-islamique\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.bdl.dz\/finance-islamique\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bdl.dz\/finance-islamique\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=7869"}],"version-history":[{"count":0,"href":"https:\/\/www.bdl.dz\/finance-islamique\/index.php?rest_route=\/wp\/v2\/pages\/7869\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bdl.dz\/finance-islamique\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=7869"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}