{"id":7748,"date":"2023-05-22T00:33:35","date_gmt":"2023-05-22T00:33:35","guid":{"rendered":"https:\/\/hafidoune-academy.com\/fi-en\/?page_id=7748"},"modified":"2023-05-22T00:38:42","modified_gmt":"2023-05-22T00:38:42","slug":"moudaraba-2","status":"publish","type":"page","link":"https:\/\/www.bdl.dz\/finance-islamique\/en\/moudaraba-2\/","title":{"rendered":"moudaraba"},"content":{"rendered":"\t\t
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\r\n Investment account deposits -MOUDARABA<\/span>\r\n <\/i>\r\n <\/h3>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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What is it<\/strong>\u00a0?<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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The investment account deposit -MOUDARABA is an investment product, it allows the customer to invest his funds in Islamic finance operations, in accordance with the Shariah precepts, including the principle of sharing profits and losses, and this according to the results achieved by the activity of the Islamic counters and the distribution key agreed in advance.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Category concerned\u00a0:<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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<\/i><\/div>\r\n \t
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\r\n\t \t\tAny natural or legal person, whatever their nature.\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n
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Period:<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\r\n\t \t\tThe duration of the placement ranges from 12 to 60 months renewable,\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Advantages:<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\r\n\t \t\tEarnings: Advantageous and competitive distribution;\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n
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\r\n\t \t\tCompliance: The funds are invested according to the mechanisms of Islamic Finance and in projects compliant with the precepts of Shariah.\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n <\/div>\n <\/section>\n <\/div>\n <\/div>\n <\/div>\n <\/section>\n
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\r\n FAQ<\/span>\r\n <\/i>\r\n <\/h3>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n <\/div>\n <\/section>\n
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\r\n What is a Mudaraba investment deposit?<\/a>\r\n <\/div>\r\n
Mudaraba investment deposit is a service to invest your money in Islamic Banking operations office according to the Shariah rules of mudaraba including the principle of profit and loss sharing.
\nThe amount, the duration of the deposit and the share of each party (depositor-bank) are agreed in advance but the profits are distributed at the end of the financial year according to the results obtained.
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\r\n Who can benefit?<\/a>\r\n <\/div>\r\n
It can benefit from this product any natural or legal person whatever their nature<\/div>\r\n <\/div>\r\n
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\r\n How does the Moudaraba investment account deposit work? <\/a>\r\n <\/div>\r\n
1.\tGo to the agency, with supporting documents, to open a deposit account, and deposit your money,
\n2.\tInformation and Signature of a Moudaraba subscription request, specifying the amount and duration of your investment (between 12 and 60 months),
\n3.\tThe BDL Islamic counter will invest your money only in Islamic finance transactions,
\n4.\tRemuneration is determined according to the results obtained,
\n5.\tAt the end of the subscription period, you recover your money and the earnings, and you renew your subscription if you wish.
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\r\n What "are the pricing conditions applied in the deposit in the Moudaraba investment account? <\/a>\r\n <\/div>\r\n
Period of the deposit\tTarget profit rate
\n12 months\t1.75%
\n24 months\t2.25%
\n24 \u00e0 36 months\t2.5%
\n36 \u00e0 42 months\t2.75%
\n42 \u00e0 48 months\t3.00%
\n48 \u00e0 54 months\t3.25%
\n54 \u00e0 60 months\t3.50%
\nInvestment account deposit management fees\t0.00 DZD
\n1.\t The target rate cannot be guaranteed under any circumstances and this is only indicative.
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\r\n What are the advantages of Investment account deposits -MOUDARABA? <\/a>\r\n <\/div>\r\n
1.\tEarnings: Advantageous and competitive distribution;
\n2.\tCompliance: Your funds are invested according to the mechanisms of Islamic Finance and in projects compliant with the precepts of Shariah.
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Investment account deposits -MOUDARABA What is it ? The investment account deposit -MOUDARABA is an investment product, it allows the customer to invest his funds in Islamic finance operations, in accordance with the Shariah precepts, including the principle of sharing profits and losses, and this according to the results achieved by the activity of the Islamic counters and the distribution key agreed in advance. Category concerned : Any natural or legal person, whatever their nature. Period: The duration of the placement ranges from 12 to 60 months renewable, Advantages: Earnings: Advantageous and competitive distribution; Compliance: The funds are invested according to the mechanisms of Islamic Finance and in projects compliant with the precepts of Shariah. FAQ What is a Mudaraba investment deposit? Mudaraba investment deposit is a service to invest your money in Islamic Banking operations office according to the Shariah rules of mudaraba including the principle of profit and loss sharing. The amount, the duration of the deposit and the share of each party (depositor-bank) are agreed in advance but the profits are distributed at the end of the financial year according to the results obtained. Who can benefit? It can benefit from this product any natural or legal person whatever their nature How does the Moudaraba investment account deposit work? 1. Go to the agency, with supporting documents, to open a deposit account, and deposit your money, 2. Information and Signature of a Moudaraba subscription request, specifying the amount and duration of your investment (between 12 and 60 months), 3. The BDL Islamic counter will invest your money only in Islamic finance transactions, 4. Remuneration is determined according to the results obtained, 5. At the end of the subscription period, you recover your money and the earnings, and you renew your subscription if you wish. What "are the pricing conditions applied in the deposit in the Moudaraba investment account? Period of the deposit Target profit rate 12 months 1.75% 24 months 2.25% 24 \u00e0 36 months 2.5% 36 \u00e0 42 months 2.75% 42 \u00e0 48 months 3.00% 48 \u00e0 54 months 3.25% 54 \u00e0 60 months 3.50% Investment account deposit management fees 0.00 DZD 1. The target rate cannot be guaranteed under any circumstances and this is only indicative. What are the advantages of Investment account deposits -MOUDARABA? 1. Earnings: Advantageous and competitive distribution; 2. Compliance: Your funds are invested according to the mechanisms of Islamic Finance and in projects compliant with the precepts of Shariah.<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-7748","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.bdl.dz\/finance-islamique\/en\/wp-json\/wp\/v2\/pages\/7748","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bdl.dz\/finance-islamique\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.bdl.dz\/finance-islamique\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.bdl.dz\/finance-islamique\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bdl.dz\/finance-islamique\/en\/wp-json\/wp\/v2\/comments?post=7748"}],"version-history":[{"count":0,"href":"https:\/\/www.bdl.dz\/finance-islamique\/en\/wp-json\/wp\/v2\/pages\/7748\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bdl.dz\/finance-islamique\/en\/wp-json\/wp\/v2\/media?parent=7748"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}