{"id":4430,"date":"2023-03-19T08:30:15","date_gmt":"2023-03-19T07:30:15","guid":{"rendered":"http:\/\/bdl.waziss.com\/?page_id=4430"},"modified":"2023-05-12T00:11:44","modified_gmt":"2023-05-12T00:11:44","slug":"simulateur-consommation","status":"publish","type":"page","link":"https:\/\/www.bdl.dz\/finance-islamique\/en\/simulateur-consommation\/","title":{"rendered":"Simulateur consommation"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"4430\" class=\"elementor elementor-4430\">\n\t\t\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-717b542 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"717b542\" data-element_type=\"section\" data-e-type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-default \">\n                    <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dc5b52e\" data-id=\"dc5b52e\" data-element_type=\"column\" data-e-type=\"column\">\n                    <div class=\"elementor-widget-wrap elementor-element-populated\">\n        \t\t<div class=\"elementor-element elementor-element-f249132 elementor-widget elementor-widget-html\" data-id=\"f249132\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<body>\r\n\r\n<div class=\"corps\">\r\n\r\n<p> Votre simulation Consommation<\/p>\r\n\r\n<div class=\"forn-wrapper\">\r\n        \t    <input type=\"number\"  id=\"amount\" min=\"50000\" max=\"1500000\" required placeholder=\"Votre Prix d'achat du bien entre 50 000DA et 1500 000DA\" class=\"form-control\"><\/div>\r\n\r\n\r\n\r\n\r\n\r\n        <div class=\"form-wrapper\"> \r\n\t\t\t<input type=\"number\" id=\"apportpersonnel\" placeholder=\"Apport personnel\" class=\"form-control\">\t<\/div>\r\n\t    <div class=\"form-wrapper\"><input type=\"number\" id=\"salaire\" placeholder=\"Salaire Emprunteur\" class=\"form-control\"><\/div>\r\n\r\n\t    <div class=\"form-wrapper\"><input type=\"number\" id=\"cosalaire\" placeholder=\"Salaire Co-Emprunteur\" class=\"form-control\"><\/div>\r\n\r\n\t    <div class=\"form-wrapper\"><input type=\"number\" id=\"charge\"  required placeholder=\" Cr\u00e9dit et Charges\"  class=\"form-control\"><\/div>\r\n\r\n\t    <div class=\"form-wrapper\"><input type=\"number\" id=\"age\" placeholder=\"Votre age\" class=\"form-control\"><\/div>\r\n\r\n<!-- \r\n<  div class=\"form-wrapper\">\r\n\t<select name =\"\"  class=\"form-contro\">\r\n\t\t<option value=\"\" disabled  selected> Vous etes <\/option>\r\n         <option value=\"Eparnant\"> Epargnant<\/option>\r\n         <option value=\"noEparnant\"> Non Epargnant<\/option>\r\n        <select>\r\n-->\r\n\r\n\r\n\t     <div class=\"form-wrapper\"><input type=\"number\" id=\"years\" required placeholder=\"Dur\u00e9e en Mois\" class=\"form-control\" min=\"3\" max=\"36\"><\/div>\r\n\r\n\t\t\r\n         <div class=\"btn-bdl\"> \r\n\t\t <button  type=\"button\" onclick=\"calculateLoan()\">Simuler<\/button>\r\n\t\t\r\n\t\t <br> <br>\r\n\t\t <\/div>\r\n\t\t \r\n\t\t \r\n\r\n    \r\n        <\/form>\r\n        \r\n\r\n\r\n <\/div>\r\n            \r\n     \r\n          \r\n         \r\n            \r\n <div id=\"payments\"><\/div>\r\n    \r\n    \r\n        <script src=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/html2pdf.js\/0.9.2\/html2pdf.bundle.min.js\"><\/script>\r\n\r\n     <\/body>\r\n\r\n\r\n\r\n\r\n\r\n<script>      \r\n   \r\n   function calculateLoan() {\r\n       \r\n       \r\n       let corps= document.querySelector(\".corps\")\r\n\r\n\r\n    let  amount =parseFloat(document.getElementById(\"amount\").value) ;\r\n    let apportpersonnel =parseFloat (document.getElementById(\"apportpersonnel\").value);\r\n    let months = parseFloat(document.getElementById(\"years\").value );\r\n    let salaire =parseFloat (document.getElementById(\"salaire\").value);\r\n    let cosalaire =parseFloat (document.getElementById(\"cosalaire\").value);\r\n    let charge = parseFloat(document.getElementById(\"charge\").value);\r\n  \r\n\r\n     if (amount >= 50000 && amount <= 1500000) { \/\/je teste la valeur saisie par le client doit entre entre min et max\r\n    let  pv = amount - apportpersonnel;\r\n\r\n\/\/\/ a ce niveau je teste la capacite du client \r\nlet total = (salaire+cosalaire)-charge;\r\nlet snmg = 20000;\r\n\r\nlet  remboursementMensuel;\r\n\r\nif (total < 3 * snmg) {\r\n  remboursementMensuel = total * 0.15;\r\n} else if (total >= 3 * snmg && total < 6 * snmg) {\r\n  remboursementMensuel = total * 0.25;\r\n} else {\r\n  remboursementMensuel = total * 0.30;\r\n}\r\n\r\n\r\n    \/\/ a ce niveau je calcule credit via equation math\r\n\r\n    let R = 0.10115\/12;\r\n\r\n    const numerator = pv * R\r\n    const denominator= 1 - Math.pow(1 + R, -months);\r\n    \r\n    const credit= (numerator\/denominator).toFixed(2); \r\n    console.log(credit);\r\n    \r\n    \r\n    const ele =document.getElementById(\"payment\")\r\n    \r\n    \r\n\r\n    \/\/je test mon credit calcule avec ma capacite financiere \r\n\r\n\r\n     if (credit <= remboursementMensuel) {\r\n\r\n      \r\n      \r\n      \r\n      \r\n      \r\n     \r\ncorps.innerHTML= `\r\n          <div class=\"all\">\r\n          <div class=\"macarte\">\r\n          <p>Votre simulation Consommation :<\/p>\r\n          <div class=\"forn-wrapper\">\r\n            <p  id=\"amount\" >Votre mantant de credit est :<strong  style=\"color: black;\">${amount} DA <\/strong> <\/p><\/div>\r\n\r\n            <div class=\"forn-wrapper\">\r\n                <p  id=\"apportpersonnel\">Votre apport personnel  est :<strong  style=\"color: black;\"> ${apportpersonnel} DA<\/strong> <\/p><\/div>\r\n\r\n                <div class=\"forn-wrapper\">\r\n                    <p  id=\"salaire\" >Votre salaire   est :<strong  style=\"color: black;\"> ${salaire} DA <\/strong> <\/p><\/div>\r\n\r\n                   \r\n                <div class=\"forn-wrapper\">\r\n                    <p  id=\"interet\" >Votre taux d interet est  :<strong  style=\"color: black;\"> 8.5 <\/strong> <\/p><\/div>\r\n\r\n                    <div class=\"forn-wrapper\">\r\n                        <p  id=\"credit\" >Votre credit  est  :<strong  style=\"color: black;\"> ${credit} DA pour une duree de ${ months} mois <\/strong> <\/p>\r\n\r\n                     <\/div>\r\n            <\/div>\r\n\r\n            <div class=\"btn-bdl2\"> <button  type=\"button\">Telecharger<\/button> <\/div>\r\n    \r\n              <\/div>              `;\r\n\r\n\r\n\r\nlet btn2= document.querySelector(\".btn-bdl2\")\r\nvar element = document.querySelector(\".macarte\");\r\n\r\nbtn2.onclick=()=>{\r\n  html2pdf().from(element).save(\"credit.pdf\");\r\n\r\n}\r\n\r\n \r\n      \r\n    }\r\n    else{\r\n          let creditupdate=credit-remboursementMensuel;\r\n          let   apportpersonnelupdate=apportpersonnel+creditupdate\r\n       corps.innerHTML= `\r\n          <div class=\"all\">\r\n          <div class=\"macarte\">\r\n          <p>Votre simulation achat de v\u00e9hicule:<\/p>\r\n          <div class=\"forn-wrapper\">\r\n            <p  id=\"amount\" >Votre mantant de credit est :<strong  style=\"color: black;\">${amount} DA <\/strong> <\/p><\/div>\r\n\r\n            <div class=\"forn-wrapper\">\r\n                <p  id=\"apportpersonnel\">Votre apport personnel  est :<strong  style=\"color: black;\"> ${apportpersonnelupdate} DA<\/strong> <\/p><\/div>\r\n\r\n                <div class=\"forn-wrapper\">\r\n                    <p  id=\"salaire\" >Votre salaire  personnel  est :<strong  style=\"color: black;\"> ${salaire} DA <\/strong> <\/p><\/div>\r\n\r\n                   \r\n                <div class=\"forn-wrapper\">\r\n                    <p  id=\"interet\" >Votre taux d interet est  :<strong  style=\"color: black;\"> 8.5 <\/strong> <\/p><\/div>\r\n\r\n                    <div class=\"forn-wrapper\">\r\n                        <p  id=\"credit\" >Votre credit  est  :<strong  style=\"color: black;\">${creditupdate} DA pour une duree de ${ months} mois <\/strong> <\/p>\r\n\r\n                     <\/div>\r\n            <\/div>\r\n\r\n            <div class=\"btn-bdl2\"> <button  type=\"button\">Telecharger<\/button> <\/div>\r\n    \r\n              <\/div>              `;\r\n\r\n          \r\n         let btn2= document.querySelector(\".btn-bdl2\")\r\nvar element = document.querySelector(\".macarte\");\r\n\r\nbtn2.onclick=()=>{\r\n  html2pdf().from(element).save(\"credit.pdf\");\r\n\r\n}\r\n          \r\n          \r\n\r\n    }\r\n\r\n\r\n\r\n  }else\r\n\r\n{document.getElementById(\"payments\").innerHTML =\" le mantant est non valide \"}\r\n    \r\n  }\r\n            \/************ma fonction de calcule credit vehicule *******\/\r\n            \r\n            \r\n    function CalculeVehicule(){\r\n\r\n    let  amount =parseFloat(document.getElementById(\"amount\").value) ;\r\n    let apportpersonnel =parseFloat (document.getElementById(\"apportpersonnel\").value);\r\n    let months = parseFloat(document.getElementById(\"years\").value );\r\n    let salaire =parseFloat (document.getElementById(\"salaire\").value);\r\n    let cosalaire =parseFloat (document.getElementById(\"cosalaire\").value);\r\n    let charge = parseFloat(document.getElementById(\"charge\").value);\r\n  \r\n\r\n     if (amount >= 450000 && amount <= 3000000) { \/\/je teste la valeur saisie par le client doit entre entre min et max\r\n    let  pv = amount - apportpersonnel;\r\n\r\n\/\/\/ a ce niveau je teste la capacite du client \r\nlet total = (salaire+cosalaire)-charge;\r\nlet snmg = 20000;\r\n\r\nlet  remboursementMensuel;\r\n\r\nif (total < 3 * snmg) {\r\n  remboursementMensuel = total * 0.15;\r\n} else if (total >= 3 * snmg && total < 6 * snmg) {\r\n  remboursementMensuel = total * 0.25;\r\n} else {\r\n  remboursementMensuel = total * 0.30;\r\n}\r\n\r\n\r\n    \/\/ a ce niveau je calcule credit via equation math\r\n\r\n    let R = 0.10115\/12;\r\n\r\n    const numerator = pv * R\r\n    const denominator= 1 - Math.pow(1 + R, -months);\r\n    \r\n    const credit= (numerator\/denominator).toFixed(2); \r\n    console.log(credit);\r\n    \r\n    \r\n    const ele =document.getElementById(\"payment\")\r\n    \r\n    \r\n\r\n    \/\/je test mon credit calcule avec ma capacite financiere \r\n\r\n\r\n     if (credit <= remboursementMensuel) {\r\n\r\n      ele.innerHTML = \"<p>Votre cr\u00e9dit mensuel est de : \" + credit + \" D<\/p>\";\r\n     \r\n      console.log(credit)\r\n    }\r\n\r\n    else{\r\n          let creditupdate=credit-remboursementMensuel;\r\n          let   apportpersonnelupdate=apportpersonnel+creditupdate\r\n        ele.innerHTML = \"<p>Votre cr\u00e9dit mensuel est de : \" + remboursementMensuel+ \" D+ et votre apport initial est de :\" +apportpersonnelupdate + \"D<\/p>\";\r\n          \r\n          \r\n\r\n    }\r\n\r\n\r\n\r\n  }else\r\n\r\n{document.getElementById(\"payments\").innerHTML =\" le mantant est non valide \"}\r\n    \r\n  }\r\n\r\n\r\n                                 \/******** la fonction de simulation Ijara ******** *\/\r\n\r\n  function calculeIjara(){\r\n\r\n      let  amount =parseFloat(document.getElementById(\"amount\").value);\r\n      let apportpersonnel =parseFloat (document.getElementById(\"apportpersonnel\").value);\r\n      let months = parseFloat(document.getElementById(\"years\").value );\r\n      let salaire =parseFloat (document.getElementById(\"salaire\").value);\r\n      let cosalaire =parseFloat (document.getElementById(\"cosalaire\").value);\r\n      let charge = parseFloat(document.getElementById(\"charge\").value);\r\n      let epa= document.getElementById(\"ijara\")\r\n      let credit;                         \r\n                              \r\n       if (amount <= 650000) { \/\/je teste la valeur saisie par le client doit entre entre min et max\r\n        let  pv = amount - apportpersonnel;\r\n                              \r\n          \/\/\/ a ce niveau je teste la capacite du client \r\n            let total = (salaire+cosalaire)-charge;\r\n             let snmg = 20000;\r\n                              \r\n            let  remboursementMensuel;\r\n                              \r\n                  if (total < 3 * snmg) {\r\n                                remboursementMensuel = total * 0.15;\r\n                              } else if (total >= 3 * snmg && total < 6 * snmg) {\r\n                                remboursementMensuel = total * 0.25;\r\n                              } else {\r\n                                remboursementMensuel = total * 0.30;\r\n                              }\r\n                              \r\n                              \r\n           \/\/ a ce niveau je calcule credit via equation math\r\n\r\n    let selectvalue= epa.value;\r\n         \r\n          \r\n     if (selectvalue===\"Eparnant\"){\r\n                let R = 0.0575\/12;\r\n                              \r\n                const numerator = pv * R\r\n                const denominator= 1 - Math.pow(1 + R, -months);\r\n            \r\n                credit= (numerator\/denominator).toFixed(2); \r\n                console.log(credit);\r\n\r\n           }\r\n           else {\r\n            let R = 0.0625\/12;\r\n                              \r\n            const numerator = pv * R\r\n            const denominator= 1 - Math.pow(1 + R, -months);\r\n            \r\n            credit= (numerator\/denominator).toFixed(2); \r\n            console.log(credit);\r\n           }\r\n                  \r\n           let creditijara= credit; \r\n           \r\n            const ele =document.getElementById(\"payment\")\r\n                                  \r\n                              \r\n                              \r\n            \/\/je test mon credit calcule avec ma capacite financiere \r\n                              \r\n                              \r\n           if (creditijara <= remboursementMensuel) {\r\n                              \r\n                                    ele.innerHTML = \"<p>Votre cr\u00e9dit mensuel est de : \" + credit + \" D<\/p>\";\r\n                                   \r\n                                    console.log(reditijara)\r\n                                  }\r\n                              \r\n                                  else{\r\n                                        let creditupdate=creditijara-remboursementMensuel;\r\n                                        let   apportpersonnelupdate=apportpersonnel+creditupdate\r\n                                      ele.innerHTML = \"<p>Votre cr\u00e9dit mensuel est de : \" + remboursementMensuel+ \" D+ et votre apport initial est de :\" +apportpersonnelupdate + \"D<\/p>\";\r\n                                        \r\n                                        \r\n                              \r\n                                  }\r\n                              \r\n                              \r\n                              \r\n                                }else\r\n                              \r\n                              {document.getElementById(\"payments\").innerHTML =\" le mantant est non valide \"}\r\n                                  \r\n                                }\r\n\r\n\r\n  \r\n   \r\n<\/script>\r\n    \r\n     <style>\r\n\r\n.all{\r\n  display: flex;\r\n  flex-direction: column;\r\n}\r\n  .macarte{\r\nwidth: 450px;\r\nmargin: auto;\r\nborder: 10px solid #EDA920;\r\n\r\n  }\r\n  .macarte p{\r\n    color:#EDA920;\r\n    text-align: center;\r\n  }\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\np{\r\n    text-align: center;\r\n    font-size: 16px;\r\n  font-family: Arial, sans-serif;\r\n  font-weight: normal;\r\n  line-height: 1.5;\r\n  color: #FFCC01;\r\n \r\n  text-decoration: none;\r\n  \r\n  padding: 10px;\r\n  margin: 10px 0;\r\n}\r\n\r\n\r\n.form-group{\r\nwidth:50%;\r\n\r\n\r\n}\r\n\r\n\r\n.form-wrapper{\r\n\tposition: relative;\r\n\t\r\n\t\r\n\r\n}\r\n.form-control{\r\n\tborder:2px solid #333;\r\n\tborder: none;\r\n\tborder-bottom: 1px solid #333;\r\n\twidth: 100%;\r\n\theight: 30px;\r\n\tpadding-right: 0;\r\n\tmargin-bottom: 25px;\r\n\tcolor:red;\r\n}\r\n\r\n\/*select{\r\n\tcursor: pointer;\r\n\tpadding: 20px;\r\n\tcolor: grey;\r\n\t\r\n}\r\n\r\nselect option[value=\"\"][disabled] {\r\ndisplay: none;\r\n}*\/\r\n\r\n.btn-bdl{\r\n\tdisplay: flex;\r\n}\r\n\r\n\r\nbutton{\r\nborder: none;\r\nwidth: 164px;\r\nheight: 51px;\r\nmargin-top: 40px;\r\nmargin: auto;\r\ncursor: pointer;\r\ndisplay: flex;\r\nalign-items: center;\r\njustify-content: center;\r\npadding-left: 0;\r\n\r\nfont-size: 15px;\r\n\r\nborder-radius: 20px;\r\n}\r\ninput button:hover{\r\n\tbackground: #FAB407;\r\n}\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<\/style> \r\n    \r\n\r\n\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n        \t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>&nbsp; Votre simulation Consommation Simuler &nbsp;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4430","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.bdl.dz\/finance-islamique\/en\/wp-json\/wp\/v2\/pages\/4430","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bdl.dz\/finance-islamique\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.bdl.dz\/finance-islamique\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.bdl.dz\/finance-islamique\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bdl.dz\/finance-islamique\/en\/wp-json\/wp\/v2\/comments?post=4430"}],"version-history":[{"count":0,"href":"https:\/\/www.bdl.dz\/finance-islamique\/en\/wp-json\/wp\/v2\/pages\/4430\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bdl.dz\/finance-islamique\/en\/wp-json\/wp\/v2\/media?parent=4430"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}