{"id":7753,"date":"2023-05-22T00:44:18","date_gmt":"2023-05-22T00:44:18","guid":{"rendered":"https:\/\/hafidoune-academy.com\/fi-ar\/?page_id=7753"},"modified":"2025-02-27T11:05:47","modified_gmt":"2025-02-27T11:05:47","slug":"%d9%85%d8%b1%d8%a7%d8%a8%d8%ad%d8%a9-%d8%a7%d8%b3%d8%aa%d9%87%d9%84%d8%a7%d9%83","status":"publish","type":"page","link":"https:\/\/www.bdl.dz\/finance-islamique\/ar\/%d9%85%d8%b1%d8%a7%d8%a8%d8%ad%d8%a9-%d8%a7%d8%b3%d8%aa%d9%87%d9%84%d8%a7%d9%83\/","title":{"rendered":"\u0645\u0631\u0627\u0628\u062d\u0629 – \u0627\u0633\u062a\u0647\u0644\u0627\u0643"},"content":{"rendered":"\t\t
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\r\n \u0645\u0631\u0627\u0628\u062d\u0629 - \u0627\u0633\u062a\u0647\u0644\u0627\u0643<\/span>\r\n <\/i>\r\n <\/h3>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\u0645\u0627\u0647\u0648\u061f<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\u0641\u064a \u062a\u0639\u0631\u064a\u0641\u0647 \u0627\u0644\u0645\u0628\u0633\u0637\u060c \u064a\u0634\u062a\u0631\u064a \u0627\u0644\u0628\u062f\u064a\u0644 \u0645\u0646 \u0627\u0644\u0645\u0648\u0631\u062f \u0648\u0628\u0639\u062f \u0623\u0646 \u064a\u0642\u0628\u0636\u060c \u064a\u0628\u064a\u0639 \u0628\u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0644\u0622\u0645\u0631 \u0627\u0644\u0634\u0631\u0627\u0621 (\u0639\u0645\u064a\u0644 \u0627\u0644\u0628\u0646\u0643). \u064a\u062a\u0636\u0645\u0646 \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 – \u0645\u0633\u062a\u0647\u0644\u0643 \u0639\u0645\u0644\u064a\u0629 \u0628\u064a\u0639 \u064a\u0643\u0634\u0641 \u0641\u064a\u0647\u0627 \u0627\u0644\u0628\u0646\u0643 (\u0627\u0644\u0628\u0627\u0626\u0639) \u0644\u0644\u0639\u0645\u064a\u0644 (\u0627\u0644\u0645\u0634\u062a\u0631\u064a) \u0639\u0646 \u0633\u0639\u0631 \u062a\u0643\u0644\u0641\u0629 \u0645\u0648\u0636\u0648\u0639 \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0647\u0627\u0645\u0634 \u0627\u0644\u0631\u0628\u062d \u0627\u0644\u0645\u062a\u0641\u0642 \u0639\u0644\u064a\u0647 \u0645\u0633\u0628\u0642\u0627.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\u0627\u0644\u0641\u0626\u0629 \u0627\u0644\u0645\u0639\u0646\u064a\u0629<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\r\n\t \t\t\u0625\u0642\u0627\u0645\u0629 \u062b\u0627\u0628\u062a\u0629 \u0641\u064a \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u061b\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n
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\r\n\t \t\t\u0633\u0646 \u0627\u0644\u062e\u0627\u0645\u0633\u0629 \u0648\u0627\u0644\u0633\u062a\u064a\u0646 \u0641\u064a \u062a\u0627\u0631\u064a\u062e \u062a\u0642\u062f\u064a\u0645 \u0637\u0644\u0628 \u0627\u0644\u062a\u0645\u0648\u064a\u0644.\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u0645\u0645\u0648\u0644\u0629<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u0645\u0631\u062a\u0628\u0637\u0629 (\u0625\u0644\u0632\u0627\u0645\u064a\u0629)\u00a0<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\r\n\t \t\t\u0644\u0627 \u062a\u0642\u0644 \u0645\u062f\u0629 \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629-\u0627\u0633\u062a\u0647\u0644\u0627\u0643 \u0639\u0646 \u062b\u0644\u0627\u062b\u0629 (03) \u0623\u0634\u0647\u0631\u060c \u0648\u0644\u0627 \u062a\u062a\u062c\u0627\u0648\u0632 \u0633\u062a\u0629 \u0648\u062b\u0644\u0627\u062b\u064a\u0646 (36) \u0634\u0647\u0631\u064b\u0627.\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0642\u0627\u0628\u0644 \u0644\u0644\u062a\u0642\u0633\u064a\u0637\u00a0<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\r\n\t \t\t\u0644\u0627 \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u062a\u062c\u0627\u0648\u0632 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 \u0627\u0633\u062a\u0647\u0644\u0627\u0643 \u0645\u0644\u064a\u0648\u0646 \u062f\u064a\u0646\u0627\u0631 \u062c\u0632\u0627\u0626\u0631\u064a (1000000 \u062f\u064a\u0646\u0627\u0631 \u062c\u0632\u0627\u0626\u0631\u064a)\u061b\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n
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\r\n\t \t\t\u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0635\u0644 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0623\u0642\u0635\u0649 \u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 \u0644\u0644\u0645\u0631\u0643\u0628\u0627\u062a \u0625\u0644\u0649 100\u066a \u0645\u0646 \u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u0631\u0643\u0628\u0629 \u0627\u0644\u0645\u0631\u0627\u062f \u062a\u0645\u0648\u064a\u0644\u0647\u0627\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u062c\u0645\u064a\u0639 \u0627\u0644\u0636\u0631\u0627\u0626\u0628 (TTC).\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\r\n \u0627\u0644\u062a\u0639\u0644\u064a\u0645\u0627\u062a<\/span>\r\n <\/i>\r\n <\/h3>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\r\n \u0645\u0627 \u0647\u0648 \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 \u2013 \u0627\u0633\u062a\u0647\u0644\u0627\u0643 BDL\u061f<\/a>\r\n <\/div>\r\n
\u0641\u064a \u062a\u0639\u0631\u064a\u0641\u0647 \u0627\u0644\u0645\u0628\u0633\u0637\u060c \u064a\u0634\u062a\u0631\u064a \u0627\u0644\u0628\u062f\u064a\u0644 \u0645\u0646 \u0627\u0644\u0645\u0648\u0631\u062f \u0648\u0628\u0639\u062f \u0623\u0646 \u064a\u0642\u0628\u0636\u060c \u064a\u0628\u064a\u0639 \u0628\u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0644\u0622\u0645\u0631 \u0627\u0644\u0634\u0631\u0627\u0621 (\u0639\u0645\u064a\u0644 \u0627\u0644\u0628\u0646\u0643). \u064a\u062a\u0636\u0645\u0646 \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 - \u0645\u0633\u062a\u0647\u0644\u0643 \u0639\u0645\u0644\u064a\u0629 \u0628\u064a\u0639 \u064a\u0643\u0634\u0641 \u0641\u064a\u0647\u0627 \u0627\u0644\u0628\u0646\u0643 (\u0627\u0644\u0628\u0627\u0626\u0639) \u0644\u0644\u0639\u0645\u064a\u0644 (\u0627\u0644\u0645\u0634\u062a\u0631\u064a) \u0639\u0646 \u0633\u0639\u0631 \u062a\u0643\u0644\u0641\u0629 \u0645\u0648\u0636\u0648\u0639 \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0647\u0627\u0645\u0634 \u0627\u0644\u0631\u0628\u062d \u0627\u0644\u0645\u062a\u0641\u0642 \u0639\u0644\u064a\u0647 \u0645\u0633\u0628\u0642\u0627.
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\n<\/div>\r\n <\/div>\r\n
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\r\n \u0645\u0627 \u0647\u064a \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062f\u0639\u0645\u0647\u0627 \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 \u2013 \u0627\u0633\u062a\u0647\u0644\u0627\u0643 BDL\u061f<\/a>\r\n <\/div>\r\n
\u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 \u2013 \u0627\u0633\u062a\u0647\u0644\u0627\u0643 \u0645\u0646 \u0628\u0646\u0643 \u0627\u0644\u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0645\u0648\u062c\u0647 \u0644\u0645\u0646 \u064a\u0628\u062d\u062b - \u0648\u0641\u0642\u0627\u064b \u0644\u0645\u0628\u0627\u062f\u0626 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629-\u0639\u0646 \u0634\u0631\u0627\u0621: \u0627\u0644\u0633\u0644\u0639 \u0627\u0644\u0645\u0635\u0646\u0639\u0629 \u0623\u0648 \u0627\u0644\u0645\u062c\u0645\u0639\u0629 \u0641\u064a \u0627\u0644\u062c\u0632\u0627\u0626\u0631.
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\n<\/div>\r\n <\/div>\r\n
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\r\n \u0645\u0627 \u0647\u064a \u0634\u0631\u0648\u0637 \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 \u2013 \u0627\u0633\u062a\u0647\u0644\u0627\u0643 BDL\u061f<\/a>\r\n <\/div>\r\n
\u064a\u062c\u0628 \u0623\u0646 \u062a\u062a\u0648\u0641\u0631 \u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0622\u062a\u064a\u0629 \u0641\u064a \u0627\u0644\u0622\u0645\u0631 \u0628\u0627\u0644\u0634\u0631\u0627\u0621 \u0641\u064a \u0625\u0637\u0627\u0631 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 \u2013 \u0627\u0633\u062a\u0647\u0644\u0627\u0643 BDL:
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\n\u0627\u0644\u062c\u0646\u0633\u064a\u0629 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629\u061b
\n\u0625\u0642\u0627\u0645\u0629 \u062b\u0627\u0628\u062a\u0629 \u0641\u064a \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u061b
\n\u062a\u062d\u062f\u064a\u062f \u0633\u0646 65 \u0633\u0646\u0629 \u0641\u064a \u062a\u0627\u0631\u064a\u062e \u062a\u0642\u062f\u064a\u0645 \u0637\u0644\u0628 \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u061b
\n\u0627\u0644\u062a\u0645\u062a\u0639 \u0628\u0627\u0644\u0623\u0647\u0644\u064a\u0629 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0641\u064a \u062a\u0627\u0631\u064a\u062e \u0637\u0644\u0628 \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u061b
\n\u064a\u062c\u0628 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0644\u062f\u064a\u0647 \u062f\u062e\u0644 \u0645\u0646\u062a\u0638\u0645 \u064a\u0633\u0627\u0648\u064a \u0623\u0648 \u0623\u0643\u0628\u0631 \u0645\u0646 \u0648\u0627\u062d\u062f \u0648\u0646\u0635\u0641 (1.5) \u0645\u0646 \u0627\u0644\u0623\u062c\u0631 \u0627\u0644\u0648\u0637\u0646\u064a \u0627\u0644\u0623\u062f\u0646\u0649 \u0627\u0644\u0645\u0636\u0645\u0648\u0646 SNMG.
\n<\/div>\r\n <\/div>\r\n
\r\n
\r\n \u0643\u0645 \u064a\u0628\u0644\u063a \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0641\u064a \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 \u2013 \u0627\u0633\u062a\u0647\u0644\u0627\u0643 \u061f<\/a>\r\n <\/div>\r\n
\u0644\u0627 \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0641\u064a \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629\u0623\u0633\u062a\u0647\u0644\u0627\u0643 \u0623\u0643\u062b\u0631 \u0645\u0646 \u0645\u0644\u064a\u0648\u0646 \u062f\u064a\u0646\u0627\u0631 \u062c\u0632\u0627\u0626\u0631\u064a (1000000 \u062f.\u062c.)\u060c \u0645\u0639 \u0645\u0631\u0627\u0639\u0627\u0629 \u0637\u0628\u064a\u0639\u0629 \u0627\u0644\u0645\u0645\u062a\u0644\u0643\u0627\u062a \u0627\u0644\u062a\u064a \u0633\u064a\u062a\u0645 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u064a\u0647\u0627.
\n
\n<\/div>\r\n <\/div>\r\n <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t
\r\n
\r\n
\r\n \u0645\u0627 \u0647\u064a \u0642\u062f\u0631\u0629 \u0627\u0644\u0627\u0633\u062a\u062f\u0627\u0646\u0629 \u0641\u064a \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 \u2013 \u0627\u0633\u062a\u0647\u0644\u0627\u0643 BDL\u061f<\/a>\r\n <\/div>\r\n
\u062a\u0645 \u062a\u062d\u062f\u064a\u062f \u0646\u0633\u0628\u0629 \u0627\u0644\u062f\u064a\u0646 \u0625\u0644\u0649 \u0627\u0644\u062f\u062e\u0644 \u0628\u0646\u0633\u0628\u0629 30% \u0645\u0646 \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0634\u0647\u0631\u064a \u0627\u0644\u0635\u0627\u0641\u064a \u0627\u0644\u0630\u064a \u064a\u062a\u0644\u0642\u0627\u0647 \u0637\u0627\u0644\u0628 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0628\u0627\u0646\u062a\u0638\u0627\u0645.<\/div>\r\n <\/div>\r\n
\r\n
\r\n \u0645\u0627 \u0647\u064a \u0634\u0631\u0648\u0637 \u0627\u0644\u062a\u0633\u0639\u064a\u0631 \u0627\u0644\u0645\u0637\u0628\u0642\u0629 \u0641\u064a \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629-\u0627\u0633\u062a\u0647\u0644\u0627\u0643 BDL\u061f<\/a>\r\n <\/div>\r\n
\u0645\u0639\u062f\u0644 \u0627\u0644\u0631\u0628\u062d: 8.50%
\n\u0631\u0633\u0648\u0645 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0644\u0641: 0.00 \u062f\u062c
\n\u0631\u0633\u0648\u0645 \u0627\u0644\u0625\u0634\u0639\u0627\u0631: 0.00 \u062f\u062c
\n\u063a\u0631\u0627\u0645\u0629 \u0639\u0644\u0649 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0645\u0633\u0628\u0642: 0.00 \u062f\u062c
\n<\/div>\r\n <\/div>\r\n
\r\n
\r\n \u0643\u0645 \u062a\u0628\u0644\u063a \u0645\u062f\u0629 \u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0641\u064a \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 - \u0625\u0633\u062a\u0647\u0644\u0627\u0643\u061f<\/a>\r\n <\/div>\r\n
\u0644\u0627 \u062a\u0642\u0644 \u0645\u062f\u0629 \u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0641\u064a \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629-\u0627\u0633\u062a\u0647\u0644\u0627\u0643 \u0639\u0646 \u062b\u0644\u0627\u062b\u0629 (03) \u0623\u0634\u0647\u0631 \u0648\u0644\u0627 \u062a\u062a\u062c\u0627\u0648\u0632 \u0633\u062a\u0629 \u0648\u062b\u0644\u0627\u062b\u0648\u0646 (36) \u0634\u0647\u0631\u0627\u064b.
\n
\n\u064a\u0645\u0643\u0646 \u062a\u0623\u062c\u064a\u0644 \u0627\u0644\u062f\u0641\u0639 \u0644\u0645\u062f\u0629 \u0634\u0647\u0631 \u0648\u0627\u062d\u062f (01).
\n
\n<\/div>\r\n <\/div>\r\n <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

\u0645\u0631\u0627\u0628\u062d\u0629 – \u0627\u0633\u062a\u0647\u0644\u0627\u0643 \u0645\u0627\u0647\u0648\u061f \u0641\u064a \u062a\u0639\u0631\u064a\u0641\u0647 \u0627\u0644\u0645\u0628\u0633\u0637\u060c \u064a\u0634\u062a\u0631\u064a \u0627\u0644\u0628\u062f\u064a\u0644 \u0645\u0646 \u0627\u0644\u0645\u0648\u0631\u062f \u0648\u0628\u0639\u062f \u0623\u0646 \u064a\u0642\u0628\u0636\u060c \u064a\u0628\u064a\u0639 \u0628\u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0644\u0622\u0645\u0631 \u0627\u0644\u0634\u0631\u0627\u0621 (\u0639\u0645\u064a\u0644 \u0627\u0644\u0628\u0646\u0643). \u064a\u062a\u0636\u0645\u0646 \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 – \u0645\u0633\u062a\u0647\u0644\u0643 \u0639\u0645\u0644\u064a\u0629 \u0628\u064a\u0639 \u064a\u0643\u0634\u0641 \u0641\u064a\u0647\u0627 \u0627\u0644\u0628\u0646\u0643 (\u0627\u0644\u0628\u0627\u0626\u0639) \u0644\u0644\u0639\u0645\u064a\u0644 (\u0627\u0644\u0645\u0634\u062a\u0631\u064a) \u0639\u0646 \u0633\u0639\u0631 \u062a\u0643\u0644\u0641\u0629 \u0645\u0648\u0636\u0648\u0639 \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0647\u0627\u0645\u0634 \u0627\u0644\u0631\u0628\u062d \u0627\u0644\u0645\u062a\u0641\u0642 \u0639\u0644\u064a\u0647 \u0645\u0633\u0628\u0642\u0627. \u0627\u0644\u0641\u0626\u0629 \u0627\u0644\u0645\u0639\u0646\u064a\u0629 \u0623\u064a \u0634\u062e\u0635 \u0637\u0628\u064a\u0639\u064a \u064a\u062d\u0645\u0644 \u0627\u0644\u062c\u0646\u0633\u064a\u0629 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629\u061b \u0625\u0642\u0627\u0645\u0629 \u062b\u0627\u0628\u062a\u0629 \u0641\u064a \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u061b \u0633\u0646 \u0627\u0644\u062e\u0627\u0645\u0633\u0629 \u0648\u0627\u0644\u0633\u062a\u064a\u0646 \u0641\u064a \u062a\u0627\u0631\u064a\u062e \u062a\u0642\u062f\u064a\u0645 \u0637\u0644\u0628 \u0627\u0644\u062a\u0645\u0648\u064a\u0644. \u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u0645\u0645\u0648\u0644\u0629 \u0627\u0644\u0633\u0644\u0639 \u0627\u0644\u0645\u0635\u0646\u0639\u0629 \u0623\u0648 \u0627\u0644\u0645\u062c\u0645\u0639\u0629 \u0641\u064a \u0627\u0644\u062c\u0632\u0627\u0626\u0631 \u0648\u0641\u0642\u064b\u0627 \u0644\u0645\u0628\u0627\u062f\u0626 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u0645\u0631\u062a\u0628\u0637\u0629 (\u0625\u0644\u0632\u0627\u0645\u064a\u0629)\u00a0 \u062d\u0633\u0627\u0628 \u062c\u0627\u0631\u064a \u0625\u0633\u0644\u0627\u0645\u064a \u0647\u0627\u0645\u0634 \u0627\u0644\u0631\u0628\u062d \u0647\u0627\u0645\u0634 \u0627\u0644\u0631\u0628\u062d \u0627\u0644\u0645\u0637\u0644\u0648\u0628 \u062a\u0637\u0628\u064a\u0642\u0647 \u0647\u0648 8.50%. \u0645\u062f\u0629 \u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0644\u0627 \u062a\u0642\u0644 \u0645\u062f\u0629 \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629-\u0627\u0633\u062a\u0647\u0644\u0627\u0643 \u0639\u0646 \u062b\u0644\u0627\u062b\u0629 (03) \u0623\u0634\u0647\u0631\u060c \u0648\u0644\u0627 \u062a\u062a\u062c\u0627\u0648\u0632 \u0633\u062a\u0629 \u0648\u062b\u0644\u0627\u062b\u064a\u0646 (36) \u0634\u0647\u0631\u064b\u0627. \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0642\u0627\u0628\u0644 \u0644\u0644\u062a\u0642\u0633\u064a\u0637\u00a0 \u0644\u0627 \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u062a\u062c\u0627\u0648\u0632 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 \u0627\u0633\u062a\u0647\u0644\u0627\u0643 \u0645\u0644\u064a\u0648\u0646 \u062f\u064a\u0646\u0627\u0631 \u062c\u0632\u0627\u0626\u0631\u064a (1000000 \u062f\u064a\u0646\u0627\u0631 \u062c\u0632\u0627\u0626\u0631\u064a)\u061b \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0635\u0644 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0623\u0642\u0635\u0649 \u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 \u0644\u0644\u0645\u0631\u0643\u0628\u0627\u062a \u0625\u0644\u0649 100\u066a \u0645\u0646 \u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u0631\u0643\u0628\u0629 \u0627\u0644\u0645\u0631\u0627\u062f \u062a\u0645\u0648\u064a\u0644\u0647\u0627\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u062c\u0645\u064a\u0639 \u0627\u0644\u0636\u0631\u0627\u0626\u0628 (TTC). \u0627\u0644\u062a\u0639\u0644\u064a\u0645\u0627\u062a \u0645\u0627 \u0647\u0648 \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 \u2013 \u0627\u0633\u062a\u0647\u0644\u0627\u0643 BDL\u061f \u0641\u064a \u062a\u0639\u0631\u064a\u0641\u0647 \u0627\u0644\u0645\u0628\u0633\u0637\u060c \u064a\u0634\u062a\u0631\u064a \u0627\u0644\u0628\u062f\u064a\u0644 \u0645\u0646 \u0627\u0644\u0645\u0648\u0631\u062f \u0648\u0628\u0639\u062f \u0623\u0646 \u064a\u0642\u0628\u0636\u060c \u064a\u0628\u064a\u0639 \u0628\u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0644\u0622\u0645\u0631 \u0627\u0644\u0634\u0631\u0627\u0621 (\u0639\u0645\u064a\u0644 \u0627\u0644\u0628\u0646\u0643). \u064a\u062a\u0636\u0645\u0646 \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 – \u0645\u0633\u062a\u0647\u0644\u0643 \u0639\u0645\u0644\u064a\u0629 \u0628\u064a\u0639 \u064a\u0643\u0634\u0641 \u0641\u064a\u0647\u0627 \u0627\u0644\u0628\u0646\u0643 (\u0627\u0644\u0628\u0627\u0626\u0639) \u0644\u0644\u0639\u0645\u064a\u0644 (\u0627\u0644\u0645\u0634\u062a\u0631\u064a) \u0639\u0646 \u0633\u0639\u0631 \u062a\u0643\u0644\u0641\u0629 \u0645\u0648\u0636\u0648\u0639 \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0647\u0627\u0645\u0634 \u0627\u0644\u0631\u0628\u062d \u0627\u0644\u0645\u062a\u0641\u0642 \u0639\u0644\u064a\u0647 \u0645\u0633\u0628\u0642\u0627. \u0645\u0627 \u0647\u064a \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a 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