{"id":11389,"date":"2026-08-30T13:25:17","date_gmt":"2026-08-30T13:25:17","guid":{"rendered":"https:\/\/www.bdl.dz\/finance-islamique\/ar\/?page_id=11389"},"modified":"2026-08-30T13:26:41","modified_gmt":"2026-08-30T13:26:41","slug":"%d9%85%d8%b1%d8%a7%d8%a8%d8%ad%d8%a9-%d8%a7%d9%84%d8%a7%d8%b3%d8%aa%d9%87%d9%84%d8%a7%d9%83-%d8%b9%d8%b1%d8%b6-%d8%a7%d9%84%d8%af%d8%ae%d9%88%d9%84-%d8%a7%d9%84%d8%a7%d8%ac%d8%aa%d9%85%d8%a7%d8%b9","status":"publish","type":"page","link":"https:\/\/www.bdl.dz\/finance-islamique\/ar\/%d9%85%d8%b1%d8%a7%d8%a8%d8%ad%d8%a9-%d8%a7%d9%84%d8%a7%d8%b3%d8%aa%d9%87%d9%84%d8%a7%d9%83-%d8%b9%d8%b1%d8%b6-%d8%a7%d9%84%d8%af%d8%ae%d9%88%d9%84-%d8%a7%d9%84%d8%a7%d8%ac%d8%aa%d9%85%d8%a7%d8%b9\/","title":{"rendered":"\u0645\u0631\u0627\u0628\u062d\u0629 \u0627\u0644\u0627\u0633\u062a\u0647\u0644\u0627\u0643 \u0639\u0631\u0636 \u0627\u0644\u062f\u062e\u0648\u0644 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a 2026"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"11389\" class=\"elementor elementor-11389\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bb60748 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"bb60748\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c946f91 elementor-widget elementor-widget-html\" data-id=\"c946f91\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n\r\n\/* =========================================================\r\n   BDL - \u0645\u0631\u0627\u0628\u062d\u0629 \u0627\u0644\u0627\u0633\u062a\u0647\u0644\u0627\u0643\r\n   \u0639\u0631\u0636 \u0627\u0644\u062f\u062e\u0648\u0644 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a 2026\r\n========================================================= *\/\r\n\r\n#bdl-mourabaha-offer-ar {\r\n\r\n    --bdl-purple: #772481;\r\n    --bdl-yellow: #F9B500;\r\n    --bdl-orange: #f28c00;\r\n\r\n    --bdl-text: #333333;\r\n    --bdl-black: #111111;\r\n    --bdl-grey: #777777;\r\n    --bdl-light-grey: #f8f8f8;\r\n    --bdl-border: #e5e5e5;\r\n\r\n    width: 100%;\r\n    font-family: inherit;\r\n    color: var(--bdl-text);\r\n    font-size: 17px;\r\n    line-height: 1.9;\r\n\r\n    direction: rtl;\r\n    text-align: right;\r\n\r\n    box-sizing: border-box;\r\n}\r\n\r\n#bdl-mourabaha-offer-ar *,\r\n#bdl-mourabaha-offer-ar *::before,\r\n#bdl-mourabaha-offer-ar *::after {\r\n    box-sizing: border-box;\r\n}\r\n\r\n\r\n\/* =========================================================\r\n   \u0627\u0644\u0639\u0646\u0648\u0627\u0646 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\r\n========================================================= *\/\r\n\r\n#bdl-mourabaha-offer-ar .bdl-title-wrap {\r\n    display: flex;\r\n    flex-direction: row;\r\n    align-items: center;\r\n    gap: 22px;\r\n    margin: 0 0 38px 0;\r\n}\r\n\r\n#bdl-mourabaha-offer-ar .bdl-title-line {\r\n    width: 50px;\r\n    height: 4px;\r\n    background: var(--bdl-yellow);\r\n    flex-shrink: 0;\r\n}\r\n\r\n#bdl-mourabaha-offer-ar .bdl-title {\r\n    margin: 0;\r\n    color: var(--bdl-purple);\r\n    font-size: 34px;\r\n    line-height: 1.4;\r\n    font-weight: 700;\r\n}\r\n\r\n\r\n\/* =========================================================\r\n   \u0627\u0644\u0623\u0642\u0633\u0627\u0645\r\n========================================================= *\/\r\n\r\n#bdl-mourabaha-offer-ar .bdl-section {\r\n    margin-bottom: 36px;\r\n}\r\n\r\n#bdl-mourabaha-offer-ar .bdl-section-title {\r\n    position: relative;\r\n    margin: 0 0 16px 0;\r\n    padding-right: 18px;\r\n    color: var(--bdl-purple);\r\n    font-size: 22px;\r\n    line-height: 1.5;\r\n    font-weight: 700;\r\n}\r\n\r\n#bdl-mourabaha-offer-ar .bdl-section-title::before {\r\n    content: \"\";\r\n    position: absolute;\r\n    right: 0;\r\n    top: 6px;\r\n    width: 5px;\r\n    height: 22px;\r\n    background: var(--bdl-yellow);\r\n}\r\n\r\n#bdl-mourabaha-offer-ar p {\r\n    margin: 0 0 12px 0;\r\n}\r\n\r\n#bdl-mourabaha-offer-ar ul {\r\n    margin: 8px 0 0 0;\r\n    padding-right: 24px;\r\n    padding-left: 0;\r\n}\r\n\r\n#bdl-mourabaha-offer-ar li {\r\n    margin-bottom: 8px;\r\n}\r\n\r\n#bdl-mourabaha-offer-ar li::marker {\r\n    color: var(--bdl-purple);\r\n}\r\n\r\n\r\n\/* =========================================================\r\n   \u0627\u0644\u0639\u0631\u0636 \u0627\u0644\u062a\u0631\u0648\u064a\u062c\u064a\r\n========================================================= *\/\r\n\r\n#bdl-mourabaha-offer-ar .bdl-promo {\r\n    margin-top: 25px;\r\n    padding: 28px 30px;\r\n    background: #faf7fb;\r\n    border-right: 5px solid var(--bdl-yellow);\r\n    border-radius: 5px;\r\n}\r\n\r\n#bdl-mourabaha-offer-ar .bdl-promo-label {\r\n    display: inline-block;\r\n    margin-bottom: 14px;\r\n    padding: 5px 12px;\r\n    background: var(--bdl-yellow);\r\n    color: #222222;\r\n    font-size: 14px;\r\n    font-weight: 700;\r\n}\r\n\r\n#bdl-mourabaha-offer-ar .bdl-promo-title {\r\n    margin: 0 0 10px 0;\r\n    color: var(--bdl-purple);\r\n    font-size: 26px;\r\n    line-height: 1.5;\r\n    font-weight: 700;\r\n}\r\n\r\n#bdl-mourabaha-offer-ar .bdl-rate {\r\n    display: flex;\r\n    align-items: center;\r\n    justify-content: flex-start;\r\n    flex-wrap: wrap;\r\n    gap: 13px;\r\n    margin-top: 18px;\r\n\r\n    direction: ltr;\r\n}\r\n\r\n#bdl-mourabaha-offer-ar .bdl-old-rate {\r\n    color: #777777;\r\n    font-size: 22px;\r\n    text-decoration: line-through;\r\n}\r\n\r\n#bdl-mourabaha-offer-ar .bdl-arrow {\r\n    color: var(--bdl-purple);\r\n    font-size: 24px;\r\n    font-weight: 700;\r\n}\r\n\r\n#bdl-mourabaha-offer-ar .bdl-new-rate {\r\n    color: var(--bdl-purple);\r\n    font-size: 31px;\r\n    line-height: 1;\r\n    font-weight: 800;\r\n}\r\n\r\n\r\n\/* =========================================================\r\n   \u0627\u0644\u0623\u0631\u0642\u0627\u0645 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629\r\n========================================================= *\/\r\n\r\n#bdl-mourabaha-offer-ar .bdl-key-grid {\r\n    display: grid;\r\n    grid-template-columns: repeat(3, 1fr);\r\n    gap: 18px;\r\n    margin-top: 22px;\r\n}\r\n\r\n#bdl-mourabaha-offer-ar .bdl-key-card {\r\n    padding: 22px 18px;\r\n    background: #fafafa;\r\n    border: 1px solid var(--bdl-border);\r\n    text-align: center;\r\n}\r\n\r\n#bdl-mourabaha-offer-ar .bdl-key-value {\r\n    display: block;\r\n    margin-bottom: 5px;\r\n    color: var(--bdl-purple);\r\n    font-size: 23px;\r\n    line-height: 1.3;\r\n    font-weight: 800;\r\n\r\n    direction: ltr;\r\n}\r\n\r\n#bdl-mourabaha-offer-ar .bdl-key-label {\r\n    display: block;\r\n    color: #666666;\r\n    font-size: 15px;\r\n}\r\n\r\n\r\n\/* =========================================================\r\n   \u0641\u062a\u0631\u0629 \u0627\u0644\u0639\u0631\u0636\r\n========================================================= *\/\r\n\r\n#bdl-mourabaha-offer-ar .bdl-period {\r\n    padding: 22px 26px;\r\n    background: var(--bdl-purple);\r\n    color: #ffffff;\r\n    border-radius: 4px;\r\n}\r\n\r\n#bdl-mourabaha-offer-ar .bdl-period strong {\r\n    color: var(--bdl-yellow);\r\n}\r\n\r\n\r\n\/* =========================================================\r\n   \u0627\u0644\u0623\u0632\u0631\u0627\u0631\r\n========================================================= *\/\r\n\r\n#bdl-mourabaha-offer-ar .bdl-actions {\r\n    display: flex;\r\n    flex-wrap: wrap;\r\n    justify-content: flex-start;\r\n    gap: 16px;\r\n    margin: 40px 0 55px 0;\r\n}\r\n\r\n#bdl-mourabaha-offer-ar .bdl-btn {\r\n    display: inline-flex;\r\n    align-items: center;\r\n    justify-content: center;\r\n    min-height: 48px;\r\n    padding: 12px 24px;\r\n    border-radius: 4px;\r\n    font-weight: 700;\r\n    text-decoration: none !important;\r\n    transition: transform .2s ease, opacity .2s ease;\r\n}\r\n\r\n#bdl-mourabaha-offer-ar .bdl-btn:hover {\r\n    transform: translateY(-2px);\r\n    opacity: .92;\r\n}\r\n\r\n#bdl-mourabaha-offer-ar .bdl-btn-primary {\r\n    background: var(--bdl-purple);\r\n    color: #ffffff !important;\r\n}\r\n\r\n#bdl-mourabaha-offer-ar .bdl-btn-secondary {\r\n    background: var(--bdl-yellow);\r\n    color: #222222 !important;\r\n}\r\n\r\n\r\n\/* =========================================================\r\n   \u0639\u0646\u0648\u0627\u0646 \u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u0634\u0627\u0626\u0639\u0629\r\n========================================================= *\/\r\n\r\n#bdl-mourabaha-offer-ar .bdl-faq {\r\n    margin-top: 30px;\r\n    padding-top: 5px;\r\n}\r\n\r\n#bdl-mourabaha-offer-ar .bdl-faq-heading {\r\n    display: flex;\r\n    align-items: center;\r\n    gap: 22px;\r\n    margin-bottom: 35px;\r\n}\r\n\r\n#bdl-mourabaha-offer-ar .bdl-faq-line {\r\n    display: block;\r\n    width: 43px;\r\n    height: 4px;\r\n    background: var(--bdl-orange);\r\n    flex-shrink: 0;\r\n}\r\n\r\n#bdl-mourabaha-offer-ar .bdl-faq-title {\r\n    margin: 0;\r\n    color: var(--bdl-purple);\r\n    font-size: 28px;\r\n    line-height: 1.4;\r\n    font-weight: 700;\r\n}\r\n\r\n\r\n\/* =========================================================\r\n   \u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u0634\u0627\u0626\u0639\u0629 - \u0639\u0645\u0648\u062f\u0627\u0646\r\n========================================================= *\/\r\n\r\n#bdl-mourabaha-offer-ar .bdl-faq-columns {\r\n    display: grid;\r\n    grid-template-columns: 1fr 1fr;\r\n    gap: 34px;\r\n}\r\n\r\n#bdl-mourabaha-offer-ar .bdl-faq-column {\r\n    display: flex;\r\n    flex-direction: column;\r\n    gap: 16px;\r\n}\r\n\r\n\r\n\/* =========================================================\r\n   \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0623\u0633\u0626\u0644\u0629\r\n========================================================= *\/\r\n\r\n#bdl-mourabaha-offer-ar .bdl-faq details {\r\n    width: 100%;\r\n    margin: 0;\r\n    background: #ffffff;\r\n    border: 1px solid #e4e4e4;\r\n    transition: box-shadow .25s ease, border-color .25s ease;\r\n}\r\n\r\n#bdl-mourabaha-offer-ar .bdl-faq details[open] {\r\n    border-right: 5px solid var(--bdl-orange);\r\n    border-top-color: transparent;\r\n    border-left-color: transparent;\r\n    border-bottom-color: transparent;\r\n    box-shadow: 0 5px 20px rgba(0, 0, 0, .13);\r\n}\r\n\r\n#bdl-mourabaha-offer-ar .bdl-faq summary {\r\n    position: relative;\r\n    display: block;\r\n    width: 100%;\r\n    padding: 22px 21px 22px 55px;\r\n    cursor: pointer;\r\n    list-style: none;\r\n    color: #111111;\r\n    font-size: 17px;\r\n    line-height: 1.8;\r\n    font-weight: 700;\r\n    background: #ffffff;\r\n}\r\n\r\n#bdl-mourabaha-offer-ar .bdl-faq summary::-webkit-details-marker {\r\n    display: none;\r\n}\r\n\r\n#bdl-mourabaha-offer-ar .bdl-faq summary::after {\r\n    content: \"\u2304\";\r\n    position: absolute;\r\n    left: 22px;\r\n    top: 50%;\r\n    transform: translateY(-55%);\r\n    color: #9aa3ad;\r\n    font-size: 20px;\r\n    font-weight: 700;\r\n}\r\n\r\n#bdl-mourabaha-offer-ar .bdl-faq details[open] summary::after {\r\n    content: \"\u00d7\";\r\n    display: flex;\r\n    align-items: center;\r\n    justify-content: center;\r\n\r\n    width: 18px;\r\n    height: 18px;\r\n\r\n    left: 22px;\r\n    top: 28px;\r\n\r\n    transform: none;\r\n\r\n    border-radius: 50%;\r\n    background: #a6adb5;\r\n    color: #ffffff;\r\n    font-size: 14px;\r\n}\r\n\r\n#bdl-mourabaha-offer-ar .bdl-faq-content {\r\n    padding: 0 21px 24px 21px;\r\n    color: #555555;\r\n    font-size: 17px;\r\n    line-height: 1.9;\r\n}\r\n\r\n\r\n\/* =========================================================\r\n   RESPONSIVE\r\n========================================================= *\/\r\n\r\n@media (max-width: 900px) {\r\n\r\n    #bdl-mourabaha-offer-ar .bdl-faq-columns {\r\n        grid-template-columns: 1fr;\r\n        gap: 16px;\r\n    }\r\n\r\n    #bdl-mourabaha-offer-ar .bdl-key-grid {\r\n        grid-template-columns: 1fr;\r\n    }\r\n}\r\n\r\n@media (max-width: 600px) {\r\n\r\n    #bdl-mourabaha-offer-ar {\r\n        font-size: 16px;\r\n    }\r\n\r\n    #bdl-mourabaha-offer-ar .bdl-title-wrap {\r\n        gap: 14px;\r\n        align-items: flex-start;\r\n    }\r\n\r\n    #bdl-mourabaha-offer-ar .bdl-title-line {\r\n        width: 34px;\r\n        height: 3px;\r\n        margin-top: 17px;\r\n    }\r\n\r\n    #bdl-mourabaha-offer-ar .bdl-title {\r\n        font-size: 26px;\r\n    }\r\n\r\n    #bdl-mourabaha-offer-ar .bdl-key-grid {\r\n        grid-template-columns: 1fr;\r\n    }\r\n\r\n    #bdl-mourabaha-offer-ar .bdl-actions {\r\n        flex-direction: column;\r\n    }\r\n\r\n    #bdl-mourabaha-offer-ar .bdl-btn {\r\n        width: 100%;\r\n    }\r\n}\r\n\r\n<\/style>\r\n\r\n\r\n<div id=\"bdl-mourabaha-offer-ar\" dir=\"rtl\">\r\n\r\n\r\n    <div class=\"bdl-title-wrap\">\r\n\r\n        <span class=\"bdl-title-line\"><\/span>\r\n\r\n        <h1 class=\"bdl-title\">\r\n            \u0645\u0631\u0627\u0628\u062d\u0629 \u0627\u0644\u0627\u0633\u062a\u0647\u0644\u0627\u0643 \u2013 \u0639\u0631\u0636 \u0627\u0644\u062f\u062e\u0648\u0644 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a 2026\r\n        <\/h1>\r\n\r\n    <\/div>\r\n\r\n\r\n    <section class=\"bdl-section\">\r\n\r\n        <h2 class=\"bdl-section-title\">\r\n            \u0645\u0627 \u0647\u064a \u0645\u0631\u0627\u0628\u062d\u0629 \u0627\u0644\u0627\u0633\u062a\u0647\u0644\u0627\u0643\u061f\r\n        <\/h2>\r\n\r\n        <p>\r\n            \u062a\u062a\u0645\u062b\u0644 \u0645\u0631\u0627\u0628\u062d\u0629 \u0627\u0644\u0627\u0633\u062a\u0647\u0644\u0627\u0643 \u0641\u064a \u0642\u064a\u0627\u0645\r\n            <strong>\u0628\u0646\u0643 \u0627\u0644\u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 - BDL<\/strong>\r\n            \u0628\u0627\u0642\u062a\u0646\u0627\u0621 \u0627\u0644\u0633\u0644\u0639 \u0648\u0627\u0644\u062a\u062c\u0647\u064a\u0632\u0627\u062a \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u0627\u0644\u062a\u064a \u064a\u062e\u062a\u0627\u0631\u0647\u0627 \u0627\u0644\u0632\u0628\u0648\u0646\u060c\r\n            \u062b\u0645 \u0625\u0639\u0627\u062f\u0629 \u0628\u064a\u0639\u0647\u0627 \u0644\u0647 \u0628\u0633\u0639\u0631 \u064a\u062a\u0636\u0645\u0646 \u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0627\u0642\u062a\u0646\u0627\u0621\r\n            \u0645\u0636\u0627\u0641\u064b\u0627 \u0625\u0644\u064a\u0647\u0627 \u0647\u0627\u0645\u0634 \u0631\u0628\u062d \u0645\u0639\u0644\u0648\u0645 \u0648\u0645\u062a\u0641\u0642 \u0639\u0644\u064a\u0647 \u0645\u0633\u0628\u0642\u064b\u0627.\r\n        <\/p>\r\n\r\n\r\n        <div class=\"bdl-promo\">\r\n\r\n            <span class=\"bdl-promo-label\">\r\n                \u0639\u0631\u0636 \u0627\u0644\u062f\u062e\u0648\u0644 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a 2026\r\n            <\/span>\r\n\r\n            <h3 class=\"bdl-promo-title\">\r\n                \u062a\u062e\u0641\u064a\u0636 \u0628\u0646\u0633\u0628\u0629 50% \u0639\u0644\u0649 \u0647\u0627\u0645\u0634 \u0627\u0644\u0631\u0628\u062d\r\n            <\/h3>\r\n\r\n            <p>\r\n                \u0628\u0645\u0646\u0627\u0633\u0628\u0629 \u0627\u0644\u062f\u062e\u0648\u0644 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a \u0644\u0633\u0646\u0629 2026\u060c\r\n                \u064a\u0645\u0646\u062d <strong>\u0628\u0646\u0643 \u0627\u0644\u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 - BDL<\/strong>\r\n                \u062a\u062e\u0641\u064a\u0636\u064b\u0627 \u0627\u0633\u062a\u062b\u0646\u0627\u0626\u064a\u064b\u0627 \u0628\u0646\u0633\u0628\u0629\r\n                <strong>50% \u0639\u0644\u0649 \u0647\u0627\u0645\u0634 \u0627\u0644\u0631\u0628\u062d<\/strong>\r\n                \u0627\u0644\u0645\u0637\u0628\u0642 \u0639\u0644\u0649 \u062a\u0645\u0648\u064a\u0644 \u0645\u0631\u0627\u0628\u062d\u0629 \u0627\u0644\u0627\u0633\u062a\u0647\u0644\u0627\u0643\u060c\r\n                \u0644\u0643\u0644 \u0627\u0643\u062a\u062a\u0627\u0628 \u064a\u062a\u0645 \u062e\u0644\u0627\u0644 \u0627\u0644\u0641\u062a\u0631\u0629 \u0627\u0644\u0645\u0645\u062a\u062f\u0629 \u0645\u0646\r\n                <strong>01 \u0633\u0628\u062a\u0645\u0628\u0631 \u0625\u0644\u0649 31 \u0623\u0643\u062a\u0648\u0628\u0631 2026<\/strong>.\r\n            <\/p>\r\n\r\n            <div class=\"bdl-rate\">\r\n\r\n                <span class=\"bdl-old-rate\">\r\n                    8.50%\r\n                <\/span>\r\n\r\n                <span class=\"bdl-arrow\">\r\n                    \u2192\r\n                <\/span>\r\n\r\n                <span class=\"bdl-new-rate\">\r\n                    4.25%\r\n                <\/span>\r\n\r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/section>\r\n\r\n\r\n    <section class=\"bdl-section\">\r\n\r\n        <h2 class=\"bdl-section-title\">\r\n            \u0627\u0644\u0641\u0626\u0629 \u0627\u0644\u0645\u0639\u0646\u064a\u0629\r\n        <\/h2>\r\n\r\n        <ul>\r\n\r\n            <li>\r\n                \u0623\u0646 \u064a\u0643\u0648\u0646 \u0637\u0627\u0644\u0628 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0634\u062e\u0635\u064b\u0627 \u0637\u0628\u064a\u0639\u064a\u064b\u0627 \u0645\u0646 \u0627\u0644\u062c\u0646\u0633\u064a\u0629 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629\u061b\r\n            <\/li>\r\n\r\n            <li>\r\n                \u0623\u0646 \u064a\u0643\u0648\u0646 \u0645\u0642\u064a\u0645\u064b\u0627 \u0628\u0635\u0641\u0629 \u062f\u0627\u0626\u0645\u0629 \u0641\u064a \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u061b\r\n            <\/li>\r\n\r\n            <li>\r\n                \u0623\u0644\u0627 \u064a\u062a\u062c\u0627\u0648\u0632 \u0633\u0646\u0647\r\n                <strong>70 \u0633\u0646\u0629<\/strong>\r\n                \u0639\u0646\u062f \u062a\u0627\u0631\u064a\u062e \u062a\u0642\u062f\u064a\u0645 \u0637\u0644\u0628 \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u061b\r\n            <\/li>\r\n\r\n            <li>\r\n                \u0623\u0646 \u064a\u0633\u062a\u0648\u0641\u064a \u0634\u0631\u0648\u0637 \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u062a\u0645\u0648\u064a\u0644 \u0645\u0631\u0627\u0628\u062d\u0629 \u0627\u0644\u0627\u0633\u062a\u0647\u0644\u0627\u0643\u061b\r\n            <\/li>\r\n\r\n            <li>\r\n                \u0623\u0646 \u064a\u062a\u0645 \u0627\u0644\u0627\u0643\u062a\u062a\u0627\u0628 \u062e\u0644\u0627\u0644 \u0641\u062a\u0631\u0629 \u0635\u0644\u0627\u062d\u064a\u0629 \u0627\u0644\u0639\u0631\u0636.\r\n            <\/li>\r\n\r\n        <\/ul>\r\n\r\n    <\/section>\r\n\r\n\r\n    <section class=\"bdl-section\">\r\n\r\n        <h2 class=\"bdl-section-title\">\r\n            \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u0645\u0645\u0648\u0644\u0629\r\n        <\/h2>\r\n\r\n        <p>\r\n            \u064a\u0634\u0645\u0644 \u0627\u0644\u0639\u0631\u0636 \u062c\u0645\u064a\u0639 \u0627\u0644\u0633\u0644\u0639 \u0648\u0627\u0644\u062a\u062c\u0647\u064a\u0632\u0627\u062a \u0627\u0644\u062c\u062f\u064a\u062f\u0629\r\n            <strong>\u0627\u0644\u0645\u0646\u062a\u062c\u0629 \u0623\u0648 \u0627\u0644\u0645\u0631\u0643\u0628\u0629 \u0641\u064a \u0627\u0644\u062c\u0632\u0627\u0626\u0631<\/strong>\r\n            \u0648\u0627\u0644\u0645\u0624\u0647\u0644\u0629 \u0644\u0644\u062a\u0645\u0648\u064a\u0644 \u0641\u064a \u0625\u0637\u0627\u0631 \u0645\u0631\u0627\u0628\u062d\u0629 \u0627\u0644\u0627\u0633\u062a\u0647\u0644\u0627\u0643\u060c\r\n            \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627.\r\n        <\/p>\r\n\r\n    <\/section>\r\n\r\n\r\n    <section class=\"bdl-section\">\r\n\r\n        <h2 class=\"bdl-section-title\">\r\n            \u0647\u0627\u0645\u0634 \u0627\u0644\u0631\u0628\u062d\r\n        <\/h2>\r\n\r\n        <p>\r\n            \u064a\u062d\u062f\u062f \u0647\u0627\u0645\u0634 \u0627\u0644\u0631\u0628\u062d \u0627\u0644\u062a\u0631\u0648\u064a\u062c\u064a \u0628\u0640\r\n            <strong>4.25% \u0628\u062f\u0644\u064b\u0627 \u0645\u0646 8.50%<\/strong>\u060c\r\n            \u0623\u064a \u0628\u062a\u062e\u0641\u064a\u0636 \u0627\u0633\u062a\u062b\u0646\u0627\u0626\u064a \u0642\u062f\u0631\u0647\r\n            <strong>50%<\/strong>.\r\n        <\/p>\r\n\r\n        <p>\r\n            \u064a\u0637\u0628\u0642 \u0647\u0630\u0627 \u0627\u0644\u0647\u0627\u0645\u0634 \u062d\u0635\u0631\u064a\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0627\u0643\u062a\u062a\u0627\u0628\u0627\u062a \u0627\u0644\u0645\u0646\u062c\u0632\u0629\r\n            \u062e\u0644\u0627\u0644 \u0627\u0644\u0641\u062a\u0631\u0629 \u0627\u0644\u0645\u0645\u062a\u062f\u0629 \u0645\u0646\r\n            <strong>01 \u0633\u0628\u062a\u0645\u0628\u0631 \u0625\u0644\u0649 31 \u0623\u0643\u062a\u0648\u0628\u0631 2026<\/strong>.\r\n        <\/p>\r\n\r\n    <\/section>\r\n\r\n\r\n    <section class=\"bdl-section\">\r\n\r\n        <h2 class=\"bdl-section-title\">\r\n            \u0645\u062f\u0629 \u0627\u0644\u062a\u0645\u0648\u064a\u0644\r\n        <\/h2>\r\n\r\n        <p>\r\n            \u062a\u062a\u0631\u0627\u0648\u062d \u0645\u062f\u0629 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0645\u0646\r\n            <strong>\r\n                \u062b\u0644\u0627\u062b\u0629 (03) \u0623\u0634\u0647\u0631 \u0625\u0644\u0649 \u0633\u062a\u0629 \u0648\u062b\u0644\u0627\u062b\u064a\u0646 (36) \u0634\u0647\u0631\u064b\u0627\r\n            <\/strong>.\r\n        <\/p>\r\n\r\n    <\/section>\r\n\r\n\r\n    <section class=\"bdl-section\">\r\n\r\n        <h2 class=\"bdl-section-title\">\r\n            \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u0645\u0648\u064a\u0644\r\n        <\/h2>\r\n\r\n        <p>\r\n            \u064a\u062a\u0631\u0627\u0648\u062d \u0645\u0628\u0644\u063a \u062a\u0645\u0648\u064a\u0644 \u0645\u0631\u0627\u0628\u062d\u0629 \u0627\u0644\u0627\u0633\u062a\u0647\u0644\u0627\u0643 \u0628\u064a\u0646\r\n            <strong>100,000 \u062f\u062c<\/strong>\r\n            \u0648\r\n            <strong>1,000,000 \u062f\u062c<\/strong>.\r\n        <\/p>\r\n\r\n        <p>\r\n            \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0635\u0644 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0625\u0644\u0649\r\n            <strong>\r\n                100% \u0645\u0646 \u0642\u064a\u0645\u0629 \u0627\u0644\u0633\u0644\u0639\u0629 \u0627\u0644\u0645\u0631\u0627\u062f \u062a\u0645\u0648\u064a\u0644\u0647\u0627\r\n                \u0628\u0627\u062d\u062a\u0633\u0627\u0628 \u062c\u0645\u064a\u0639 \u0627\u0644\u0631\u0633\u0648\u0645\r\n            <\/strong>\u060c\r\n            \u0645\u0639 \u0645\u0631\u0627\u0639\u0627\u0629 \u0634\u0631\u0648\u0637 \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627.\r\n        <\/p>\r\n\r\n\r\n        <div class=\"bdl-key-grid\">\r\n\r\n            <div class=\"bdl-key-card\">\r\n\r\n                <span class=\"bdl-key-value\">\r\n                    100,000 \u062f\u062c\r\n                <\/span>\r\n\r\n                <span class=\"bdl-key-label\">\r\n                    \u0627\u0644\u062d\u062f \u0627\u0644\u0623\u062f\u0646\u0649\r\n                <\/span>\r\n\r\n            <\/div>\r\n\r\n\r\n            <div class=\"bdl-key-card\">\r\n\r\n                <span class=\"bdl-key-value\">\r\n                    1,000,000 \u062f\u062c\r\n                <\/span>\r\n\r\n                <span class=\"bdl-key-label\">\r\n                    \u0627\u0644\u062d\u062f \u0627\u0644\u0623\u0642\u0635\u0649\r\n                <\/span>\r\n\r\n            <\/div>\r\n\r\n\r\n            <div class=\"bdl-key-card\">\r\n\r\n                <span class=\"bdl-key-value\">\r\n                    \u062d\u062a\u0649 100%\r\n                <\/span>\r\n\r\n                <span class=\"bdl-key-label\">\r\n                    \u0645\u0646 \u0642\u064a\u0645\u0629 \u0627\u0644\u0633\u0644\u0639\u0629 \u0628\u0627\u062d\u062a\u0633\u0627\u0628 \u062c\u0645\u064a\u0639 \u0627\u0644\u0631\u0633\u0648\u0645\r\n                <\/span>\r\n\r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/section>\r\n\r\n\r\n    <section class=\"bdl-section\">\r\n\r\n        <h2 class=\"bdl-section-title\">\r\n            \u0641\u062a\u0631\u0629 \u0627\u0644\u0639\u0631\u0636\r\n        <\/h2>\r\n\r\n        <div class=\"bdl-period\">\r\n\r\n            \u064a\u0633\u0631\u064a \u0627\u0644\u0639\u0631\u0636 \u0645\u0646\r\n            <strong>\r\n                01 \u0633\u0628\u062a\u0645\u0628\u0631 \u0625\u0644\u0649 31 \u0623\u0643\u062a\u0648\u0628\u0631 2026\r\n            <\/strong>.\r\n\r\n            \u0648\u064a\u0633\u062a\u0641\u064a\u062f \u0645\u0646 \u0627\u0644\u062a\u062e\u0641\u064a\u0636 \u0639\u0644\u0649 \u0647\u0627\u0645\u0634 \u0627\u0644\u0631\u0628\u062d\r\n            \u062d\u0635\u0631\u064a\u064b\u0627 \u0643\u0644 \u0627\u0643\u062a\u062a\u0627\u0628 \u064a\u062a\u0645 \u062e\u0644\u0627\u0644 \u0647\u0630\u0647 \u0627\u0644\u0641\u062a\u0631\u0629.\r\n\r\n        <\/div>\r\n\r\n    <\/section>\r\n\r\n\r\n    <section class=\"bdl-section\">\r\n\r\n        <h2 class=\"bdl-section-title\">\r\n            \u062a\u0648\u0641\u0631 \u0627\u0644\u0639\u0631\u0636\r\n        <\/h2>\r\n\r\n        <p>\r\n            \u064a\u062a\u0648\u0641\u0631 \u0627\u0644\u0639\u0631\u0636 \u0639\u0644\u0649 \u0645\u0633\u062a\u0648\u0649 \u062c\u0645\u064a\u0639 \u0627\u0644\u0648\u0643\u0627\u0644\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0627\u0644\u062a\u0627\u0628\u0639\u0629 \u0644\u0640\r\n            <strong>\u0628\u0646\u0643 \u0627\u0644\u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 - BDL<\/strong>.\r\n        <\/p>\r\n\r\n    <\/section>\r\n\r\n\r\n    <div class=\"bdl-actions\">\r\n\r\n        <a class=\"bdl-btn bdl-btn-primary\" href=\"https:\/\/banqueenligne.bdl.dz\/segments\/part\/services\/oca\/products\/mourab-consom\/simulation\" target=\"_blank\" rel=\"noopener\">\r\n            \u0642\u0645 \u0628\u0645\u062d\u0627\u0643\u0627\u0629 \u062a\u0645\u0648\u064a\u0644\u0643\r\n        <\/a>\r\n\r\n\r\n        <a class=\"bdl-btn bdl-btn-secondary\" href=\"https:\/\/banqueenligne.bdl.dz\/\" target=\"_blank\" rel=\"noopener\">\r\n            \u0642\u062f\u0651\u0645 \u0637\u0644\u0628 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a\r\n        <\/a>\r\n\r\n    <\/div>\r\n\r\n\r\n    <section class=\"bdl-faq\">\r\n\r\n\r\n        <div class=\"bdl-faq-heading\">\r\n\r\n            <span class=\"bdl-faq-line\"><\/span>\r\n\r\n            <h2 class=\"bdl-faq-title\">\r\n                \u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u0634\u0627\u0626\u0639\u0629\r\n            <\/h2>\r\n\r\n        <\/div>\r\n\r\n\r\n        <div class=\"bdl-faq-columns\">\r\n\r\n\r\n            <div class=\"bdl-faq-column\">\r\n\r\n\r\n                <details open>\r\n\r\n                    <summary>\r\n                        \u0645\u0627 \u0647\u064a \u0645\u0631\u0627\u0628\u062d\u0629 \u0627\u0644\u0627\u0633\u062a\u0647\u0644\u0627\u0643 \u0644\u062f\u0649 BDL\u061f\r\n                    <\/summary>\r\n\r\n                    <div class=\"bdl-faq-content\">\r\n\r\n                        <p>\r\n                            \u0645\u0631\u0627\u0628\u062d\u0629 \u0627\u0644\u0627\u0633\u062a\u0647\u0644\u0627\u0643 \u0647\u064a \u0635\u064a\u063a\u0629 \u062a\u0645\u0648\u064a\u0644\r\n                            \u0645\u062a\u0648\u0627\u0641\u0642\u0629 \u0645\u0639 \u0645\u0628\u0627\u062f\u0626 \u0627\u0644\u0635\u064a\u0631\u0641\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629.\r\n                        <\/p>\r\n\r\n                        <p>\r\n                            \u064a\u0642\u0648\u0645 <strong>\u0628\u0646\u0643 \u0627\u0644\u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 - BDL<\/strong>\r\n                            \u0628\u0627\u0642\u062a\u0646\u0627\u0621 \u0627\u0644\u0633\u0644\u0639\u0629 \u0627\u0644\u062a\u064a \u064a\u062e\u062a\u0627\u0631\u0647\u0627 \u0627\u0644\u0632\u0628\u0648\u0646\u060c\r\n                            \u062b\u0645 \u0625\u0639\u0627\u062f\u0629 \u0628\u064a\u0639\u0647\u0627 \u0644\u0647 \u0628\u0633\u0639\u0631 \u064a\u062a\u0636\u0645\u0646 \u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0627\u0642\u062a\u0646\u0627\u0621\r\n                            \u0645\u0636\u0627\u0641\u064b\u0627 \u0625\u0644\u064a\u0647\u0627 \u0647\u0627\u0645\u0634 \u0631\u0628\u062d \u0645\u0639\u0644\u0648\u0645 \u0648\u0645\u062a\u0641\u0642 \u0639\u0644\u064a\u0647 \u0645\u0633\u0628\u0642\u064b\u0627.\r\n                        <\/p>\r\n\r\n                    <\/div>\r\n\r\n                <\/details>\r\n\r\n\r\n                <details>\r\n\r\n                    <summary>\r\n                        \u0645\u0627 \u0647\u064a \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646 \u062a\u0645\u0648\u064a\u0644\u0647\u0627 \u0641\u064a \u0625\u0637\u0627\u0631 \u0645\u0631\u0627\u0628\u062d\u0629 \u0627\u0644\u0627\u0633\u062a\u0647\u0644\u0627\u0643 BDL\u061f\r\n                    <\/summary>\r\n\r\n                    <div class=\"bdl-faq-content\">\r\n\r\n                        <p>\r\n                            \u062a\u062e\u0635\u0635 \u0645\u0631\u0627\u0628\u062d\u0629 \u0627\u0644\u0627\u0633\u062a\u0647\u0644\u0627\u0643 \u0644\u062a\u0645\u0648\u064a\u0644\r\n                            <strong>\r\n                                \u0627\u0644\u0633\u0644\u0639 \u0648\u0627\u0644\u062a\u062c\u0647\u064a\u0632\u0627\u062a \u0627\u0644\u062c\u062f\u064a\u062f\u0629\r\n                                \u0627\u0644\u0645\u0646\u062a\u062c\u0629 \u0623\u0648 \u0627\u0644\u0645\u0631\u0643\u0628\u0629 \u0641\u064a \u0627\u0644\u062c\u0632\u0627\u0626\u0631\r\n                            <\/strong>\u060c\r\n                            \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627.\r\n                        <\/p>\r\n\r\n                    <\/div>\r\n\r\n                <\/details>\r\n\r\n\r\n                <details>\r\n\r\n                    <summary>\r\n                        \u0645\u0627 \u0647\u064a \u0634\u0631\u0648\u0637 \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0645\u0631\u0627\u0628\u062d\u0629 \u0627\u0644\u0627\u0633\u062a\u0647\u0644\u0627\u0643 BDL\u061f\r\n                    <\/summary>\r\n\r\n                    <div class=\"bdl-faq-content\">\r\n\r\n                        <p>\r\n                            \u064a\u062c\u0628 \u0639\u0644\u0649 \u0637\u0627\u0644\u0628 \u0627\u0644\u062a\u0645\u0648\u064a\u0644:\r\n                        <\/p>\r\n\r\n                        <ul>\r\n\r\n                            <li>\r\n                                \u0623\u0646 \u064a\u0643\u0648\u0646 \u0645\u0646 \u0627\u0644\u062c\u0646\u0633\u064a\u0629 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629\u061b\r\n                            <\/li>\r\n\r\n                            <li>\r\n                                \u0623\u0646 \u064a\u0643\u0648\u0646 \u0645\u0642\u064a\u0645\u064b\u0627 \u0628\u0635\u0641\u0629 \u062f\u0627\u0626\u0645\u0629 \u0641\u064a \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u061b\r\n                            <\/li>\r\n\r\n                            <li>\r\n                                \u0623\u0644\u0627 \u064a\u062a\u062c\u0627\u0648\u0632 \u0633\u0646\u0647\r\n                                <strong>70 \u0633\u0646\u0629<\/strong>\r\n                                \u0639\u0646\u062f \u062a\u0627\u0631\u064a\u062e \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0637\u0644\u0628\u061b\r\n                            <\/li>\r\n\r\n                            <li>\r\n                                \u0623\u0646 \u064a\u0633\u062a\u0648\u0641\u064a \u0634\u0631\u0648\u0637 \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627.\r\n                            <\/li>\r\n\r\n                        <\/ul>\r\n\r\n                    <\/div>\r\n\r\n                <\/details>\r\n\r\n\r\n                <details>\r\n\r\n                    <summary>\r\n                        \u0645\u0627 \u0647\u0648 \u0645\u0628\u0644\u063a \u062a\u0645\u0648\u064a\u0644 \u0645\u0631\u0627\u0628\u062d\u0629 \u0627\u0644\u0627\u0633\u062a\u0647\u0644\u0627\u0643 BDL\u061f\r\n                    <\/summary>\r\n\r\n                    <div class=\"bdl-faq-content\">\r\n\r\n                        <p>\r\n                            \u064a\u062a\u0631\u0627\u0648\u062d \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0628\u064a\u0646\r\n                            <strong>\r\n                                100,000 \u062f\u062c \u06481,000,000 \u062f\u062c\r\n                            <\/strong>.\r\n                        <\/p>\r\n\r\n                        <p>\r\n                            \u0648\u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0635\u0644 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0625\u0644\u0649\r\n                            <strong>\r\n                                100% \u0645\u0646 \u0642\u064a\u0645\u0629 \u0627\u0644\u0633\u0644\u0639\u0629 \u0628\u0627\u062d\u062a\u0633\u0627\u0628 \u062c\u0645\u064a\u0639 \u0627\u0644\u0631\u0633\u0648\u0645\r\n                            <\/strong>\u060c\r\n                            \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627.\r\n                        <\/p>\r\n\r\n                    <\/div>\r\n\r\n                <\/details>\r\n\r\n            <\/div>\r\n\r\n\r\n            <div class=\"bdl-faq-column\">\r\n\r\n\r\n                <details>\r\n\r\n                    <summary>\r\n                        \u0645\u0627\u0630\u0627 \u064a\u062a\u0636\u0645\u0646 \u0639\u0631\u0636 \u0627\u0644\u062f\u062e\u0648\u0644 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a 2026\u061f\r\n                    <\/summary>\r\n\r\n                    <div class=\"bdl-faq-content\">\r\n\r\n                        <p>\r\n                            \u064a\u062a\u064a\u062d \u0627\u0644\u0639\u0631\u0636 \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646\r\n                            <strong>\r\n                                \u062a\u062e\u0641\u064a\u0636 \u0627\u0633\u062a\u062b\u0646\u0627\u0626\u064a \u0628\u0646\u0633\u0628\u0629 50%\r\n                                \u0639\u0644\u0649 \u0647\u0627\u0645\u0634 \u0627\u0644\u0631\u0628\u062d\r\n                            <\/strong>\r\n                            \u0627\u0644\u062e\u0627\u0635 \u0628\u0645\u0631\u0627\u0628\u062d\u0629 \u0627\u0644\u0627\u0633\u062a\u0647\u0644\u0627\u0643.\r\n                        <\/p>\r\n\r\n                        <p>\r\n                            \u0648\u0628\u0630\u0644\u0643 \u064a\u0646\u062e\u0641\u0636 \u0647\u0627\u0645\u0634 \u0627\u0644\u0631\u0628\u062d \u0645\u0646\r\n                            <strong>\r\n                                8.50% \u0625\u0644\u0649 4.25%\r\n                            <\/strong>.\r\n                        <\/p>\r\n\r\n                    <\/div>\r\n\r\n                <\/details>\r\n\r\n\r\n                <details>\r\n\r\n                    <summary>\r\n                        \u0645\u0627 \u0647\u064a \u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u062a\u0633\u0639\u064a\u0631\u064a\u0629 \u0627\u0644\u0645\u0637\u0628\u0642\u0629 \u062e\u0644\u0627\u0644 \u0641\u062a\u0631\u0629 \u0627\u0644\u0639\u0631\u0636\u061f\r\n                    <\/summary>\r\n\r\n                    <div class=\"bdl-faq-content\">\r\n\r\n                        <p>\r\n                            \u064a\u062d\u062f\u062f \u0647\u0627\u0645\u0634 \u0627\u0644\u0631\u0628\u062d \u0627\u0644\u0645\u0637\u0628\u0642\r\n                            \u0641\u064a \u0625\u0637\u0627\u0631 \u0639\u0631\u0636 \u0627\u0644\u062f\u062e\u0648\u0644 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a 2026 \u0628\u0640\r\n                            <strong>\r\n                                4.25% \u0628\u062f\u0644\u064b\u0627 \u0645\u0646 8.50%\r\n                            <\/strong>.\r\n                        <\/p>\r\n\r\n                        <p>\r\n                            \u0648\u064a\u0645\u062b\u0644 \u0630\u0644\u0643\r\n                            <strong>\r\n                                \u062a\u062e\u0641\u064a\u0636\u064b\u0627 \u0628\u0646\u0633\u0628\u0629 50% \u0639\u0644\u0649 \u0647\u0627\u0645\u0634 \u0627\u0644\u0631\u0628\u062d \u0627\u0644\u0645\u0639\u062a\u0627\u062f\r\n                            <\/strong>.\r\n                        <\/p>\r\n\r\n                    <\/div>\r\n\r\n                <\/details>\r\n\r\n\r\n                <details>\r\n\r\n                    <summary>\r\n                        \u0645\u0627 \u0647\u064a \u0645\u062f\u0629 \u0627\u0644\u062a\u0633\u062f\u064a\u062f \u0641\u064a \u0625\u0637\u0627\u0631 \u0645\u0631\u0627\u0628\u062d\u0629 \u0627\u0644\u0627\u0633\u062a\u0647\u0644\u0627\u0643 BDL\u061f\r\n                    <\/summary>\r\n\r\n                    <div class=\"bdl-faq-content\">\r\n\r\n                        <p>\r\n                            \u062a\u062a\u0631\u0627\u0648\u062d \u0645\u062f\u0629 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0645\u0646\r\n                            <strong>\u062b\u0644\u0627\u062b\u0629 (03) \u0623\u0634\u0647\u0631<\/strong>\r\n                            \u0625\u0644\u0649\r\n                            <strong>\u0633\u062a\u0629 \u0648\u062b\u0644\u0627\u062b\u064a\u0646 (36) \u0634\u0647\u0631\u064b\u0627<\/strong>.\r\n                        <\/p>\r\n\r\n                    <\/div>\r\n\r\n                <\/details>\r\n\r\n\r\n                <details>\r\n\r\n                    <summary>\r\n                        \u0645\u0627 \u0647\u064a \u0641\u062a\u0631\u0629 \u0635\u0644\u0627\u062d\u064a\u0629 \u0627\u0644\u0639\u0631\u0636\u061f\r\n                    <\/summary>\r\n\r\n                    <div class=\"bdl-faq-content\">\r\n\r\n                        <p>\r\n                            \u064a\u0633\u0631\u064a \u0627\u0644\u0639\u0631\u0636 \u0645\u0646\r\n                            <strong>\r\n                                01 \u0633\u0628\u062a\u0645\u0628\u0631 \u0625\u0644\u0649 31 \u0623\u0643\u062a\u0648\u0628\u0631 2026\r\n                            <\/strong>.\r\n                        <\/p>\r\n\r\n                        <p>\r\n                            \u0648\u064a\u0637\u0628\u0642 \u0647\u0627\u0645\u0634 \u0627\u0644\u0631\u0628\u062d \u0627\u0644\u062a\u0631\u0648\u064a\u062c\u064a \u0627\u0644\u0628\u0627\u0644\u063a\r\n                            <strong>4.25%<\/strong>\r\n                            \u062d\u0635\u0631\u064a\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0627\u0643\u062a\u062a\u0627\u0628\u0627\u062a \u0627\u0644\u0645\u0646\u062c\u0632\u0629 \u062e\u0644\u0627\u0644 \u0647\u0630\u0647 \u0627\u0644\u0641\u062a\u0631\u0629.\r\n                        <\/p>\r\n\r\n                    <\/div>\r\n\r\n                <\/details>\r\n\r\n\r\n                <details>\r\n\r\n                    <summary>\r\n                        \u0623\u064a\u0646 \u064a\u0645\u0643\u0646 \u0627\u0644\u0627\u0643\u062a\u062a\u0627\u0628 \u0641\u064a \u0627\u0644\u0639\u0631\u0636\u061f\r\n                    <\/summary>\r\n\r\n                    <div class=\"bdl-faq-content\">\r\n\r\n                        <p>\r\n                            \u064a\u062a\u0648\u0641\u0631 \u0639\u0631\u0636 \u0645\u0631\u0627\u0628\u062d\u0629 \u0627\u0644\u0627\u0633\u062a\u0647\u0644\u0627\u0643 \u2013 \u0627\u0644\u062f\u062e\u0648\u0644 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a 2026\r\n                            \u0639\u0644\u0649 \u0645\u0633\u062a\u0648\u0649 \u062c\u0645\u064a\u0639 \u0627\u0644\u0648\u0643\u0627\u0644\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0627\u0644\u062a\u0627\u0628\u0639\u0629 \u0644\u0640\r\n                            <strong>\r\n                                \u0628\u0646\u0643 \u0627\u0644\u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 - BDL\r\n                            <\/strong>.\r\n                        <\/p>\r\n\r\n                    <\/div>\r\n\r\n                <\/details>\r\n\r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/section>\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u0645\u0631\u0627\u0628\u062d\u0629 \u0627\u0644\u0627\u0633\u062a\u0647\u0644\u0627\u0643 \u2013 \u0639\u0631\u0636 \u0627\u0644\u062f\u062e\u0648\u0644 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a 2026 \u0645\u0627 \u0647\u064a \u0645\u0631\u0627\u0628\u062d\u0629 \u0627\u0644\u0627\u0633\u062a\u0647\u0644\u0627\u0643\u061f \u062a\u062a\u0645\u062b\u0644 \u0645\u0631\u0627\u0628\u062d\u0629 \u0627\u0644\u0627\u0633\u062a\u0647\u0644\u0627\u0643 \u0641\u064a \u0642\u064a\u0627\u0645 \u0628\u0646\u0643 \u0627\u0644\u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 &#8211; BDL \u0628\u0627\u0642\u062a\u0646\u0627\u0621 \u0627\u0644\u0633\u0644\u0639 \u0648\u0627\u0644\u062a\u062c\u0647\u064a\u0632\u0627\u062a \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u0627\u0644\u062a\u064a \u064a\u062e\u062a\u0627\u0631\u0647\u0627 \u0627\u0644\u0632\u0628\u0648\u0646\u060c \u062b\u0645 \u0625\u0639\u0627\u062f\u0629 \u0628\u064a\u0639\u0647\u0627 \u0644\u0647 \u0628\u0633\u0639\u0631 \u064a\u062a\u0636\u0645\u0646 \u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0627\u0642\u062a\u0646\u0627\u0621 \u0645\u0636\u0627\u0641\u064b\u0627 \u0625\u0644\u064a\u0647\u0627 \u0647\u0627\u0645\u0634 \u0631\u0628\u062d \u0645\u0639\u0644\u0648\u0645 \u0648\u0645\u062a\u0641\u0642 \u0639\u0644\u064a\u0647 \u0645\u0633\u0628\u0642\u064b\u0627. \u0639\u0631\u0636 \u0627\u0644\u062f\u062e\u0648\u0644 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a 2026 \u062a\u062e\u0641\u064a\u0636 \u0628\u0646\u0633\u0628\u0629 50% \u0639\u0644\u0649 \u0647\u0627\u0645\u0634 \u0627\u0644\u0631\u0628\u062d \u0628\u0645\u0646\u0627\u0633\u0628\u0629 \u0627\u0644\u062f\u062e\u0648\u0644 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a \u0644\u0633\u0646\u0629 2026\u060c \u064a\u0645\u0646\u062d \u0628\u0646\u0643 \u0627\u0644\u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 &#8211; BDL \u062a\u062e\u0641\u064a\u0636\u064b\u0627 \u0627\u0633\u062a\u062b\u0646\u0627\u0626\u064a\u064b\u0627 \u0628\u0646\u0633\u0628\u0629 50% \u0639\u0644\u0649 \u0647\u0627\u0645\u0634 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