{"id":2713,"date":"2020-12-13T22:33:19","date_gmt":"2020-12-13T21:33:19","guid":{"rendered":"http:\/\/localhost\/bdl\/?page_id=2713"},"modified":"2025-06-25T15:33:51","modified_gmt":"2025-06-25T14:33:51","slug":"webmarchand","status":"publish","type":"page","link":"https:\/\/www.bdl.dz\/en\/webmarchand\/","title":{"rendered":"webmarchand"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2713\" class=\"elementor elementor-2713\">\n\t\t\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-9c46385 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no exad-sticky-section-no\" data-id=\"9c46385\" data-element_type=\"section\" data-e-type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-wider \">\n                    <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7da6c1d exad-glass-effect-no exad-sticky-section-no\" data-id=\"7da6c1d\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-ab0ecda exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-ct_title\" data-id=\"ab0ecda\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-title1 style2\">\r\n    <h3>\r\n        <span>BDL online merchant<\/span>\r\n        <i><\/i>\r\n    <\/h3>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t        <section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5e419f7 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no exad-sticky-section-no\" data-id=\"5e419f7\" data-element_type=\"section\" data-e-type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-wider \">\n                    <div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-20a1a40 exad-glass-effect-no exad-sticky-section-no\" data-id=\"20a1a40\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-0b6d030 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"0b6d030\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6>What is it?<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-88b9fe5 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"88b9fe5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The BDL merchant web offer allows merchants (or other service providers) to be able to sell their products and services on the Internet by accepting payment by CIB and EDAHABIA card. This process, commonly called &#8220;e-payment&#8221;, also allows online bill payment.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3648be6 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"3648be6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6>Eligibility<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a9d693 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"7a9d693\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The web merchant integration process is intended primarily for merchants but may also concern any other online sales entity, or service provider that can be paid online..\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b39ca49 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"b39ca49\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6>Features\u00a0<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bc516b5 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"bc516b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The merchant web merchant can collect sales, in complete security\u00a0:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3886fa exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-ct_list\" data-id=\"b3886fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t    <div class=\"ct-list style1 \">\r\n                    <div class=\"ct-list-item\">\r\n            \t<div class=\"ct-list-icon\"><i class=\"fac fac-check-circle\"><\/i><\/div>\r\n            \t<div class=\"ct-list-meta\">\r\n\t            \t\t            \t<div class=\"ct-list-desc\">\r\n\t            \t\t24 hours a day, 7 days a week, including weekends and public holidays;\t            \t<\/div>\r\n\t            <\/div>\r\n           <\/div>\r\n                    <div class=\"ct-list-item\">\r\n            \t<div class=\"ct-list-icon\"><i class=\"fac fac-check-circle\"><\/i><\/div>\r\n            \t<div class=\"ct-list-meta\">\r\n\t            \t\t            \t<div class=\"ct-list-desc\">\r\n\t            \t\tAny CIB card regardless of the bank and EDAHABIA of Alg\u00e9rie Poste;\t            \t<\/div>\r\n\t            <\/div>\r\n           <\/div>\r\n                    <div class=\"ct-list-item\">\r\n            \t<div class=\"ct-list-icon\"><i class=\"fac fac-check-circle\"><\/i><\/div>\r\n            \t<div class=\"ct-list-meta\">\r\n\t            \t\t            \t<div class=\"ct-list-desc\">\r\n\t            \t\tPossibility of remote monitoring of receipts via the BDL&#039;s e-banking offer. \t            \t<\/div>\r\n\t            <\/div>\r\n           <\/div>\r\n            <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                <div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2e6d96e exad-glass-effect-no exad-sticky-section-no\" data-id=\"2e6d96e\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-ee466ad exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"ee466ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6>Types of cards accepted<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a37301a exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"a37301a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>By becoming a web merchant, you can collect your online sales from any type of CIB card issued by all banks in Algeria as well as the EDAHABIA card from Algeria Post.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-773cf56 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"773cf56\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6>Advantage of having online payment for Web merchants<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d04a541 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"d04a541\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Choose the BDL to support you in the certification process of your website and benefit from the following advantages:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-86fbf10 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-ct_list\" data-id=\"86fbf10\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t    <div class=\"ct-list style1 \">\r\n                    <div class=\"ct-list-item\">\r\n            \t<div class=\"ct-list-icon\"><i class=\"fac fac-check-circle\"><\/i><\/div>\r\n            \t<div class=\"ct-list-meta\">\r\n\t            \t\t            \t<div class=\"ct-list-desc\">\r\n\t            \t\tSupport throughout the certification process;\t            \t<\/div>\r\n\t            <\/div>\r\n           <\/div>\r\n                    <div class=\"ct-list-item\">\r\n            \t<div class=\"ct-list-icon\"><i class=\"fac fac-check-circle\"><\/i><\/div>\r\n            \t<div class=\"ct-list-meta\">\r\n\t            \t\t            \t<div class=\"ct-list-desc\">\r\n\t            \t\tThe expansion of your customer portfolio and the diversification of your distribution and sales channels;\t            \t<\/div>\r\n\t            <\/div>\r\n           <\/div>\r\n                    <div class=\"ct-list-item\">\r\n            \t<div class=\"ct-list-icon\"><i class=\"fac fac-check-circle\"><\/i><\/div>\r\n            \t<div class=\"ct-list-meta\">\r\n\t            \t\t            \t<div class=\"ct-list-desc\">\r\n\t            \t\tCollection of your funds electronically, quickly and securely.\t            \t<\/div>\r\n\t            <\/div>\r\n           <\/div>\r\n            <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c4f95ac exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"c4f95ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6>Validity\u00a0<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c34dcfc exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-ct_list\" data-id=\"c34dcfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t    <div class=\"ct-list style1 \">\r\n                    <div class=\"ct-list-item\">\r\n            \t<div class=\"ct-list-icon\"><i class=\"fac fac-check-circle\"><\/i><\/div>\r\n            \t<div class=\"ct-list-meta\">\r\n\t            \t\t            \t<div class=\"ct-list-desc\">\r\n\t            \t\tMembership of the interbank e-payment platform is for one year, renewable by tacit agreement.\t            \t<\/div>\r\n\t            <\/div>\r\n           <\/div>\r\n            <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n                    <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n                <section class=\"elementor-section elementor-top-section elementor-element elementor-element-ac416b3 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no exad-sticky-section-no\" data-id=\"ac416b3\" data-element_type=\"section\" data-e-type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-extended \">\n                    <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e872a66 exad-glass-effect-no exad-sticky-section-no\" data-id=\"e872a66\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-e65eff8 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-ct_title\" data-id=\"e65eff8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-title1 style2\">\r\n    <h3>\r\n        <span>FAQ<\/span>\r\n        <i><\/i>\r\n    <\/h3>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n                <section class=\"elementor-section elementor-top-section elementor-element elementor-element-b75e131 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no exad-sticky-section-no\" data-id=\"b75e131\" data-element_type=\"section\" data-e-type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-extended \">\n                    <div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6d91539 exad-glass-effect-no exad-sticky-section-no\" data-id=\"6d91539\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-3e27cfc exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-ct_accordion\" data-id=\"3e27cfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t    <div id=\"ct_accordion-3e27cfc\" class=\"ct-accordion layout1 \">\r\n                    <div class=\"ct-accordion-item \">\r\n                <div class=\"ct-ac-title \" data-target=\"#6d4372cct_accordion-3e27cfc\">\r\n                    <a class=\"ct-ac-title-text\">What is online payment?<\/a>\r\n                <\/div>\r\n                <div id=\"6d4372cct_accordion-3e27cfc\" class=\"ct-ac-content\">\"E-payment\" is payment on the Internet by interbank card (CIB) and EDAHABIA card from Alg\u00e9rie Poste, it allows the customer carrying the card to settle (pay) a purchase transaction (on a site of a merchant\/Web merchant) or payment of an invoice (on the site of major invoice providers) via the Internet.<\/div>\r\n            <\/div>\r\n                    <div class=\"ct-accordion-item \">\r\n                <div class=\"ct-ac-title \" data-target=\"#5ba9ac6ct_accordion-3e27cfc\">\r\n                    <a class=\"ct-ac-title-text\">What are the advantages of online payment for the Web merchant?<\/a>\r\n                <\/div>\r\n                <div id=\"5ba9ac6ct_accordion-3e27cfc\" class=\"ct-ac-content\">1.\tOptimization of the availability of your products (available 24\/7)<br \/>\n2.\tThe increase in your turnover thanks to customers carrying the CIB card and EDAHABIA card who make their purchases online;<br \/>\n3.\tTransactions are guaranteed and secured by the bank once accepted;<br \/>\n4.\tOnline payment is a modern means of payment which constitutes for the web merchant a means of differentiation from the competition;<br \/>\n5.\tSupport by a sales force present throughout the national territory;<br \/>\n6.\tOnline payment is secure thanks to the receipt by the cardholder of a dynamic confidential code \u201cOTP\u201d (One Time Password);<br \/>\n7.\tOnline payment offers your customers great simplicity of payment and a reinforced guarantee;<br \/>\n8.\tThanks to this new method of payment, your customers no longer travel, they gain comfort and you save time;<br \/>\n9.\tOnline payment is free for the cardholder (no commission charged).<br \/>\n<\/div>\r\n            <\/div>\r\n                    <div class=\"ct-accordion-item \">\r\n                <div class=\"ct-ac-title \" data-target=\"#535b837ct_accordion-3e27cfc\">\r\n                    <a class=\"ct-ac-title-text\">Who is the permanent transfer intended for?<\/a>\r\n                <\/div>\r\n                <div id=\"535b837ct_accordion-3e27cfc\" class=\"ct-ac-content\">The permanent transfer is intended for any natural or legal person holding a BDL account.<\/div>\r\n            <\/div>\r\n                    <div class=\"ct-accordion-item \">\r\n                <div class=\"ct-ac-title \" data-target=\"#6fe0d91ct_accordion-3e27cfc\">\r\n                    <a class=\"ct-ac-title-text\">For what needs can the standing order be used?<\/a>\r\n                <\/div>\r\n                <div id=\"6fe0d91ct_accordion-3e27cfc\" class=\"ct-ac-content\">The permanent transfer allows you to:<br \/>\n<ul class=\"stl\"><br \/>\n<li>Pay your rent, settle your debts and also your bills to your suppliers;<\/li><li>Pay alimony or subsidize the needs of your wife, children or family;<br \/>\n<\/li><li>Fund your own account (example: order a transfer from the BDL savings account to your BDL checking account or other).<\/li><\/ul><\/div>\r\n            <\/div>\r\n                    <div class=\"ct-accordion-item \">\r\n                <div class=\"ct-ac-title \" data-target=\"#ecef05dct_accordion-3e27cfc\">\r\n                    <a class=\"ct-ac-title-text\">What products are associated with standing orders?<\/a>\r\n                <\/div>\r\n                <div id=\"ecef05dct_accordion-3e27cfc\" class=\"ct-ac-content\">When you subscribe to permanent transfer, you have the possibility of benefiting from:<ul class=\"stl\"><li>A CIB BDL interbank card;<\/li><li>An e-banking account;<\/li><li>A savings account with or without remuneration;<\/li><li>El Amane insurance;<\/li><li>Coupling-clipping.<\/li><\/ul><\/div>\r\n            <\/div>\r\n                    <div class=\"ct-accordion-item \">\r\n                <div class=\"ct-ac-title \" data-target=\"#56a50cact_accordion-3e27cfc\">\r\n                    <a class=\"ct-ac-title-text\">How to benefit from the permanent transfer?<\/a>\r\n                <\/div>\r\n                <div id=\"56a50cact_accordion-3e27cfc\" class=\"ct-ac-content\">To benefit from the permanent transfer that the BDL makes available to you, all you have to do is go to one of the Bank's commercial branches closest to you in order to subscribe to the permanent service of the BDL by filling out a subscription form.<\/div>\r\n            <\/div>\r\n                    <div class=\"ct-accordion-item \">\r\n                <div class=\"ct-ac-title \" data-target=\"#4a79942ct_accordion-3e27cfc\">\r\n                    <a class=\"ct-ac-title-text\">Are there any fees to pay when subscribing to the standing order service?<\/a>\r\n                <\/div>\r\n                <div id=\"4a79942ct_accordion-3e27cfc\" class=\"ct-ac-content\">Yes, when you subscribe to the BDL permanent transfer service, you must pay 1,000 DA contract fees.<\/div>\r\n            <\/div>\r\n                    <div class=\"ct-accordion-item \">\r\n                <div class=\"ct-ac-title \" data-target=\"#a8f3f30ct_accordion-3e27cfc\">\r\n                    <a class=\"ct-ac-title-text\">When does the contract come into effect?<\/a>\r\n                <\/div>\r\n                <div id=\"a8f3f30ct_accordion-3e27cfc\" class=\"ct-ac-content\">The operation of the permanent transfer comes into force from the date of signature and delivery of the form (contract).<\/div>\r\n            <\/div>\r\n                    <div class=\"ct-accordion-item \">\r\n                <div class=\"ct-ac-title \" data-target=\"#2fc008cct_accordion-3e27cfc\">\r\n                    <a class=\"ct-ac-title-text\">What is the validity period of the contract?<\/a>\r\n                <\/div>\r\n                <div id=\"2fc008cct_accordion-3e27cfc\" class=\"ct-ac-content\">The contract is valid until it is terminated by the customer concerned.<\/div>\r\n            <\/div>\r\n                    <div class=\"ct-accordion-item \">\r\n                <div class=\"ct-ac-title \" data-target=\"#06cf157ct_accordion-3e27cfc\">\r\n                    <a class=\"ct-ac-title-text\">Does the issuer (debtor) account have to be domiciled at Banque BDL?<\/a>\r\n                <\/div>\r\n                <div id=\"06cf157ct_accordion-3e27cfc\" class=\"ct-ac-content\">Indeed, the customer's account must be domiciled at the Banque de D\u00e9veloppement Local - BDL.<\/div>\r\n            <\/div>\r\n            <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                <div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ff13e15 exad-glass-effect-no exad-sticky-section-no\" data-id=\"ff13e15\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-178dc9a exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-ct_accordion\" data-id=\"178dc9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t    <div id=\"ct_accordion-178dc9a\" class=\"ct-accordion layout1 \">\r\n                    <div class=\"ct-accordion-item \">\r\n                <div class=\"ct-ac-title \" data-target=\"#5ba9ac6ct_accordion-178dc9a\">\r\n                    <a class=\"ct-ac-title-text\">If the authorizing account has no funds, is the permanent transfer maintained by the bank?<\/a>\r\n                <\/div>\r\n                <div id=\"5ba9ac6ct_accordion-178dc9a\" class=\"ct-ac-content\">No, the permanent transfer is not maintained if the authorizing account is not funded. You must ensure that the funds in your account are sufficient. Otherwise, the transfer order may be rejected.<\/div>\r\n            <\/div>\r\n                    <div class=\"ct-accordion-item \">\r\n                <div class=\"ct-ac-title \" data-target=\"#535b837ct_accordion-178dc9a\">\r\n                    <a class=\"ct-ac-title-text\">What is the periodicity of the standing order?<\/a>\r\n                <\/div>\r\n                <div id=\"535b837ct_accordion-178dc9a\" class=\"ct-ac-content\">The permanent transfer can be triggered on a date fixed beforehand (according to the customer's choice), the effective date and the period of validity must be fixed by the customer.<br \/>\nThis frequency can be set as: <ul class=\"stl\"><li>Daily;<\/li><li>Weekly;<\/li><li>Monthly;<\/li><li>Quarterly;<\/ li><li>Half-yearly;<\/li><li>Annually.<\/li><\/ol><\/ul><\/div>\r\n            <\/div>\r\n                    <div class=\"ct-accordion-item \">\r\n                <div class=\"ct-ac-title \" data-target=\"#92657c1ct_accordion-178dc9a\">\r\n                    <a class=\"ct-ac-title-text\">What is the threshold for standing orders?<\/a>\r\n                <\/div>\r\n                <div id=\"92657c1ct_accordion-178dc9a\" class=\"ct-ac-content\">The amount must be determined by the customer according to the following conditions:<ul class=\"stl\"><li>Internal Transfer:<br \/>\n<ol>- Minimum amount: 500 DA;<br \/>\n  - Maximum amount: Unlimited.<\/ol><\/li><li>External transfer:<br \/>\n<ol>- Minimum amount: 500 DA;<br \/>\n  - Maximum amount: Less than 1,000,000.00 DA.<span style=\"letter-spacing: 0px\"><\/span><\/ol><\/li><\/ul><\/div>\r\n            <\/div>\r\n                    <div class=\"ct-accordion-item \">\r\n                <div class=\"ct-ac-title \" data-target=\"#6e6d8acct_accordion-178dc9a\">\r\n                    <a class=\"ct-ac-title-text\">Can a permanent transfer be ordered for the benefit of several beneficiaries (Accounts)?<\/a>\r\n                <\/div>\r\n                <div id=\"6e6d8acct_accordion-178dc9a\" class=\"ct-ac-content\">No, the permanent transfer can only be ordered for one beneficiary.<\/div>\r\n            <\/div>\r\n                    <div class=\"ct-accordion-item \">\r\n                <div class=\"ct-ac-title \" data-target=\"#8573f19ct_accordion-178dc9a\">\r\n                    <a class=\"ct-ac-title-text\">Can a transfer be ordered for the benefit of a beneficiary holding a CCP account?<\/a>\r\n                <\/div>\r\n                <div id=\"8573f19ct_accordion-178dc9a\" class=\"ct-ac-content\">Yes, the transfer can be ordered for the benefit of a CCP account like any other external type transfer to a beneficiary domiciled in another bank.<\/div>\r\n            <\/div>\r\n                    <div class=\"ct-accordion-item \">\r\n                <div class=\"ct-ac-title \" data-target=\"#8da7f8dct_accordion-178dc9a\">\r\n                    <a class=\"ct-ac-title-text\">How can we ensure the scheduling of the permanent transfer<\/a>\r\n                <\/div>\r\n                <div id=\"8da7f8dct_accordion-178dc9a\" class=\"ct-ac-content\">Thanks to the e-bdl offer, you can access your account remotely via the internet, which allows you to monitor your transfer transactions.<\/div>\r\n            <\/div>\r\n                    <div class=\"ct-accordion-item \">\r\n                <div class=\"ct-ac-title \" data-target=\"#c4d639bct_accordion-178dc9a\">\r\n                    <a class=\"ct-ac-title-text\">How does standing order work?<\/a>\r\n                <\/div>\r\n                <div id=\"c4d639bct_accordion-178dc9a\" class=\"ct-ac-content\">The operation of the permanent transfer is as follows:<ul class=\"stl\"><li>Issuing account: Transfer issued from a BDL account (regardless of the GL) except currency;<\/li><li>Account Receiver: Transfer received (regardless of GL and direct debit) except currency;<\/li><li>Transfer amount: according to the threshold set by the customer;<\/li><\/ul><\/div>\r\n            <\/div>\r\n                    <div class=\"ct-accordion-item \">\r\n                <div class=\"ct-ac-title \" data-target=\"#1a0c332ct_accordion-178dc9a\">\r\n                    <a class=\"ct-ac-title-text\">What is the pricing applied when performing a standing order?<\/a>\r\n                <\/div>\r\n                <div id=\"1a0c332ct_accordion-178dc9a\" class=\"ct-ac-content\">the permanent transfer commission is 10 DA regardless of the type of transfer.<\/div>\r\n            <\/div>\r\n                    <div class=\"ct-accordion-item \">\r\n                <div class=\"ct-ac-title \" data-target=\"#a69d61fct_accordion-178dc9a\">\r\n                    <a class=\"ct-ac-title-text\">Can the membership contract for permanent transfer be terminated?<\/a>\r\n                <\/div>\r\n                <div id=\"a69d61fct_accordion-178dc9a\" class=\"ct-ac-content\">Yes, the client has the option of terminating their subscription to the BDL standing order service at any time. However, it will be necessary to have made a first transfer.<\/div>\r\n            <\/div>\r\n                    <div class=\"ct-accordion-item \">\r\n                <div class=\"ct-ac-title \" data-target=\"#72ca602ct_accordion-178dc9a\">\r\n                    <a class=\"ct-ac-title-text\">What is the procedure for terminating membership?<\/a>\r\n                <\/div>\r\n                <div id=\"72ca602ct_accordion-178dc9a\" class=\"ct-ac-content\">This step involves the presentation of the account holder at his branch, with a request for termination of contract.<\/div>\r\n            <\/div>\r\n            <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n        \t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>BDL online merchant What is it? The BDL merchant web offer allows merchants (or other service providers) to be able to sell their products and services on the Internet by accepting payment by CIB and EDAHABIA card. This process, commonly called &#8220;e-payment&#8221;, also allows online bill payment. Eligibility The web merchant integration process is intended primarily for merchants but may also concern any other online sales entity, or service provider that can be paid online.. Features The merchant web merchant can collect sales, in complete security : 24 hours a day, 7 days a week, including weekends and public holidays; Any CIB card regardless of the bank and EDAHABIA of Alg\u00e9rie Poste; Possibility of remote monitoring of receipts via the BDL&#8217;s e-banking offer. Types of cards accepted By becoming a web merchant, you can collect your online sales from any type of CIB card issued by all banks in Algeria as well as the EDAHABIA card from Algeria Post. Advantage of having online payment for Web merchants Choose the BDL to support you in the certification process of your website and benefit from the following advantages: Support throughout the certification process; The expansion of your customer portfolio and the diversification of your distribution and sales channels; Collection of your funds electronically, quickly and securely. Validity Membership of the interbank e-payment platform is for one year, renewable by tacit agreement. FAQ What is online payment? &#8220;E-payment&#8221; is payment on the Internet by interbank card (CIB) and EDAHABIA card from Alg\u00e9rie Poste, it allows the customer carrying the card to settle (pay) a purchase transaction (on a site of a merchant\/Web merchant) or payment of an invoice (on the site of major invoice providers) via the Internet. What are the advantages of online payment for the Web merchant? 1. Optimization of the availability of your products (available 24\/7) 2. The increase in your turnover thanks to customers carrying the CIB card and EDAHABIA card who make their purchases online; 3. Transactions are guaranteed and secured by the bank once accepted; 4. Online payment is a modern means of payment which constitutes for the web merchant a means of differentiation from the competition; 5. Support by a sales force present throughout the national territory; 6. Online payment is secure thanks to the receipt by the cardholder of a dynamic confidential code \u201cOTP\u201d (One Time Password); 7. Online payment offers your customers great simplicity of payment and a reinforced guarantee; 8. Thanks to this new method of payment, your customers no longer travel, they gain comfort and you save time; 9. Online payment is free for the cardholder (no commission charged). Who is the permanent transfer intended for? The permanent transfer is intended for any natural or legal person holding a BDL account. For what needs can the standing order be used? The permanent transfer allows you to: Pay your rent, settle your debts and also your bills to your suppliers; Pay alimony or subsidize the needs of your wife, children or family; Fund your own account (example: order a transfer from the BDL savings account to your BDL checking account or other). What products are associated with standing orders? When you subscribe to permanent transfer, you have the possibility of benefiting from: A CIB BDL interbank card; An e-banking account; A savings account with or without remuneration; El Amane insurance; Coupling-clipping. How to benefit from the permanent transfer? To benefit from the permanent transfer that the BDL makes available to you, all you have to do is go to one of the Bank&#8217;s commercial branches closest to you in order to subscribe to the permanent service of the BDL by filling out a subscription form. Are there any fees to pay when subscribing to the standing order service? Yes, when you subscribe to the BDL permanent transfer service, you must pay 1,000 DA contract fees. When does the contract come into effect? The operation of the permanent transfer comes into force from the date of signature and delivery of the form (contract). What is the validity period of the contract? The contract is valid until it is terminated by the customer concerned. Does the issuer (debtor) account have to be domiciled at Banque BDL? Indeed, the customer&#8217;s account must be domiciled at the Banque de D\u00e9veloppement Local &#8211; BDL. If the authorizing account has no funds, is the permanent transfer maintained by the bank? No, the permanent transfer is not maintained if the authorizing account is not funded. You must ensure that the funds in your account are sufficient. Otherwise, the transfer order may be rejected. What is the periodicity of the standing order? The permanent transfer can be triggered on a date fixed beforehand (according to the customer&#8217;s choice), the effective date and the period of validity must be fixed by the customer. This frequency can be set as: Daily; Weekly; Monthly; Quarterly; Half-yearly; Annually. What is the threshold for standing orders? The amount must be determined by the customer according to the following conditions: Internal Transfer: &#8211; Minimum amount: 500 DA; &#8211; Maximum amount: Unlimited. External transfer: &#8211; Minimum amount: 500 DA; &#8211; Maximum amount: Less than 1,000,000.00 DA. Can a permanent transfer be ordered for the benefit of several beneficiaries (Accounts)? No, the permanent transfer can only be ordered for one beneficiary. Can a transfer be ordered for the benefit of a beneficiary holding a CCP account? Yes, the transfer can be ordered for the benefit of a CCP account like any other external type transfer to a beneficiary domiciled in another bank. How can we ensure the scheduling of the permanent transfer Thanks to the e-bdl offer, you can access your account remotely via the internet, which allows you to monitor your transfer transactions. How does standing order work? The operation of the permanent transfer is as follows: Issuing account: Transfer issued from a BDL account (regardless of the GL) except currency; Account Receiver: Transfer received (regardless of GL and direct debit) except currency; Transfer amount: according to<\/p>\n","protected":false},"author":1,"featured_media":8247,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2713","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/pages\/2713","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/comments?post=2713"}],"version-history":[{"count":1,"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/pages\/2713\/revisions"}],"predecessor-version":[{"id":11591,"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/pages\/2713\/revisions\/11591"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/media\/8247"}],"wp:attachment":[{"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/media?parent=2713"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}