{"id":2664,"date":"2020-12-11T22:25:03","date_gmt":"2020-12-11T21:25:03","guid":{"rendered":"http:\/\/localhost\/bdl\/?page_id=2664"},"modified":"2020-12-11T22:25:03","modified_gmt":"2020-12-11T21:25:03","slug":"virement-permanent","status":"publish","type":"page","link":"https:\/\/www.bdl.dz\/en\/virement-permanent\/","title":{"rendered":"Virement Permanent"},"content":{"rendered":"\t\t
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\r\n Permanent Transfer<\/span>\r\n <\/i>\r\n <\/h3>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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What is it?<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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It is a process that allows you to program an automatic and repetitive transfer on a date and a beneficiary of your choice.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Type of accounts concerned<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\r\n\t \t\tCheque account for individuals;\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n
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\r\n\t \t\tSavings accounts with and without remuneration.\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n
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Eligibility\u00a0<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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This service is intended for BD customers.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Type of transfer<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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<\/i><\/div>\r\n \t
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\r\n\t \t\tInterbank transfer: from a BDL account to a BDL account;\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n
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\r\n\t \t\tInterbank transfer: from a BDL account to an account domiciled in a local bank or Alg\u00e9rie Poste.\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n <\/div>\n <\/section>\n <\/div>\n <\/div>\n <\/div>\n <\/section>\n
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\r\n How to suscribe<\/span>\r\n <\/i>\r\n <\/h3>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Get closer to the BDL<\/h3>\r\n
Go to one of our BDL branches;<\/div>\r\n <\/div>\r\n
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Subscribe<\/h3>\r\n
Sign up for a permanent transfer;<\/div>\r\n <\/div>\r\n
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Manage your expenses<\/h3>\r\n
Take advantage of automated management of your assets. <\/div>\r\n <\/div>\r\n <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\r\n FAQ<\/span>\r\n <\/i>\r\n <\/h3>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n <\/div>\n <\/section>\n
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\r\n What is a permanent transfer ?<\/a>\r\n <\/div>\r\n
it is an automatic and repetitive transfer process that is carried out for the same amount, on the same date and for the same beneficiary. These are fixed by the customer in advance in his membership agreement<\/div>\r\n <\/div>\r\n
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\r\n What are the types of Permanent transfer?<\/a>\r\n <\/div>\r\n
There are two types of permanent transfer:
\n1.\tIntra-bank transfer: from a BDL account to a BDL account, you order transfers for a beneficiary or for one of your accounts in the same bank;
\n2.\tInterbank transfer: from a BDL account to an account domiciled in another bank, you order a transfer for a beneficiary in another local bank or to one of your accounts domiciled in another bank or 'Algeria post.
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\r\n For whom is the standing order intended?<\/a>\r\n <\/div>\r\n
The permanent transfer is intended for any natural or legal person holding a BDL account.<\/div>\r\n <\/div>\r\n
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\r\n Which needs can the permanent transfer be used?<\/a>\r\n <\/div>\r\n
The permanent transfer allows you to :
\n1.\tPay your rent, settle your debts and also your bills to your suppliers;
\n2.\tPay alimony or subsidize the needs of your spouse, children or family;
\n3.\tFund your own account (example: order a transfer from the BDL savings account to your BDL checking account or other).
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\r\n What products are associated with permanent transfer?<\/a>\r\n <\/div>\r\n
When you subscribe to permanent transfer, you have the possibility of benefiting from:
\n1.\tA CIB BDL interbank card;
\n2.\tAccess to the BDL mobile application;
\n3.\tA savings account with or without remuneration;
\n4.\tEl Amane insurance.
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\r\n Which bank accounts are concerned by the permanent transfer?<\/a>\r\n <\/div>\r\n
This type of transfer concerns all bank accounts authorized to execute transfers domiciled at Banque BDL with the exception of currency accounts.<\/div>\r\n <\/div>\r\n
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\r\n Are there any fees to pay when subscribing to the permanent transfer service?<\/a>\r\n <\/div>\r\n
The membership fees for the permanent transfer service are 1,000 DA upon signing the Agreement.<\/div>\r\n <\/div>\r\n
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\r\n What is the validity period of the contract?<\/a>\r\n <\/div>\r\n
TheAgreement is valid until it is terminated by the customer concerned.<\/div>\r\n <\/div>\r\n
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\r\n Does the issuer (debtor) account have to be domiciled at Banque BDL?<\/a>\r\n <\/div>\r\n
Indeed, the customer's account must be domiciled at the Banque de D\u00e9veloppement Local - BDL.<\/div>\r\n <\/div>\r\n <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n
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\r\n If the authorizing account has no funds, is the permanent transfer maintained by the bank?<\/a>\r\n <\/div>\r\n
No, the permanent transfer is not maintained if the authorizing account is not funded. You must ensure that the funds in your account are sufficient. Otherwise, the transfer order will be rejected.<\/div>\r\n <\/div>\r\n
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\r\n What is the periodicity of the permanent transfer?<\/a>\r\n <\/div>\r\n
The permanent transfer can be triggered on a date fixed beforehand (according to the customer's choice), the effective date and the period of validity must be fixed by the customer.
\nThis periodicity can be fixed in such a way :
\n1.\tDaily;
\n2.\tWeekly;
\n3.\tMonthly;
\n4.\tQuarterly;
\n5.\tHalf-yearly;
\n6.\tAnnual.
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\r\n What is the threshold for the permanent transfer?<\/a>\r\n <\/div>\r\n
The amount must be determined by the client according to the following condition:
\n1.\tInternal transfer :
\n Minimum amount: 500 DZD;
\n Maximum amount : Unlimited
\n1.\tExternall transfer :
\n Minimum amount: 500 DA;
\n Maximum amount : Less tahn 1 000 000.00 DZD.
\n<\/div>\r\n <\/div>\r\n
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\r\n Can a permanent transfer be ordered for the benefit of several beneficiaries (Accounts)?<\/a>\r\n <\/div>\r\n
No, the permanent transfer can only be ordered for one beneficiary.<\/div>\r\n <\/div>\r\n
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\r\n Can a transfer be ordered for the benefit of a beneficiary holding a CCP account?<\/a>\r\n <\/div>\r\n
Yes, the transfer can be ordered for the benefit of a CCP account like any other external type transfer to a beneficiary domiciled in another bank.<\/div>\r\n <\/div>\r\n
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\r\n How can we ensure the scheduling of the permanent transfer?<\/a>\r\n <\/div>\r\n
Thanks to the BDL mobile application you can access your account from your smartphone..<\/div>\r\n <\/div>\r\n
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\r\n What is the pricing applied when performing a permanent transfer?<\/a>\r\n <\/div>\r\n
The permanent transfer commission is 10 DA regardless of the type of transfer.<\/div>\r\n <\/div>\r\n
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\r\n Can I terminate the permanent transfer membership Agreement?<\/a>\r\n <\/div>\r\n
Yes, the customer has the option of terminating their subscription to the BDL permanent transfer service at any time. However, it will be necessary to have made a first transfer.<\/div>\r\n <\/div>\r\n <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n <\/div>\n <\/section>\n \t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Permanent Transfer What is it? It is a process that allows you to program an automatic and repetitive transfer on a date and a beneficiary of your choice. Type of accounts concerned Cheque account for individuals; Savings accounts with and without remuneration. Eligibility This service is intended for BD customers. Type of transfer Interbank transfer: from a BDL account to a BDL account; Interbank transfer: from a BDL account to an account domiciled in a local bank or Alg\u00e9rie Poste. How to suscribe Get closer to the BDL Go to one of our BDL branches; Subscribe Sign up for a permanent transfer; Manage your expenses Take advantage of automated management of your assets. FAQ What is a permanent transfer ? it is an automatic and repetitive transfer process that is carried out for the same amount, on the same date and for the same beneficiary. These are fixed by the customer in advance in his membership agreement What are the types of Permanent transfer? There are two types of permanent transfer: 1. Intra-bank transfer: from a BDL account to a BDL account, you order transfers for a beneficiary or for one of your accounts in the same bank; 2. Interbank transfer: from a BDL account to an account domiciled in another bank, you order a transfer for a beneficiary in another local bank or to one of your accounts domiciled in another bank or ‘Algeria post. For whom is the standing order intended? The permanent transfer is intended for any natural or legal person holding a BDL account. Which needs can the permanent transfer be used? The permanent transfer allows you to : 1. Pay your rent, settle your debts and also your bills to your suppliers; 2. Pay alimony or subsidize the needs of your spouse, children or family; 3. Fund your own account (example: order a transfer from the BDL savings account to your BDL checking account or other). What products are associated with permanent transfer? When you subscribe to permanent transfer, you have the possibility of benefiting from: 1. A CIB BDL interbank card; 2. Access to the BDL mobile application; 3. A savings account with or without remuneration; 4. El Amane insurance. Which bank accounts are concerned by the permanent transfer? This type of transfer concerns all bank accounts authorized to execute transfers domiciled at Banque BDL with the exception of currency accounts. Are there any fees to pay when subscribing to the permanent transfer service? The membership fees for the permanent transfer service are 1,000 DA upon signing the Agreement. What is the validity period of the contract? TheAgreement is valid until it is terminated by the customer concerned. Does the issuer (debtor) account have to be domiciled at Banque BDL? Indeed, the customer’s account must be domiciled at the Banque de D\u00e9veloppement Local – BDL. If the authorizing account has no funds, is the permanent transfer maintained by the bank? No, the permanent transfer is not maintained if the authorizing account is not funded. You must ensure that the funds in your account are sufficient. Otherwise, the transfer order will be rejected. What is the periodicity of the permanent transfer? The permanent transfer can be triggered on a date fixed beforehand (according to the customer’s choice), the effective date and the period of validity must be fixed by the customer. This periodicity can be fixed in such a way : 1. Daily; 2. Weekly; 3. Monthly; 4. Quarterly; 5. Half-yearly; 6. Annual. What is the threshold for the permanent transfer? The amount must be determined by the client according to the following condition: 1. Internal transfer : Minimum amount: 500 DZD; Maximum amount : Unlimited 1. Externall transfer : Minimum amount: 500 DA; Maximum amount : Less tahn 1 000 000.00 DZD. Can a permanent transfer be ordered for the benefit of several beneficiaries (Accounts)? No, the permanent transfer can only be ordered for one beneficiary. Can a transfer be ordered for the benefit of a beneficiary holding a CCP account? Yes, the transfer can be ordered for the benefit of a CCP account like any other external type transfer to a beneficiary domiciled in another bank. How can we ensure the scheduling of the permanent transfer? Thanks to the BDL mobile application you can access your account from your smartphone.. What is the pricing applied when performing a permanent transfer? The permanent transfer commission is 10 DA regardless of the type of transfer. Can I terminate the permanent transfer membership Agreement? Yes, the customer has the option of terminating their subscription to the BDL permanent transfer service at any time. However, it will be necessary to have made a first transfer.<\/p>\n","protected":false},"author":1,"featured_media":8207,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2664","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/pages\/2664","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/comments?post=2664"}],"version-history":[{"count":0,"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/pages\/2664\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/media\/8207"}],"wp:attachment":[{"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/media?parent=2664"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}