{"id":2536,"date":"2020-12-09T20:22:31","date_gmt":"2020-12-09T20:22:31","guid":{"rendered":"http:\/\/localhost\/bdl\/?page_id=2536"},"modified":"2020-12-09T20:22:31","modified_gmt":"2020-12-09T20:22:31","slug":"comfort-credit","status":"publish","type":"page","link":"https:\/\/www.bdl.dz\/en\/comfort-credit\/","title":{"rendered":"Comfort Credit"},"content":{"rendered":"\t\t
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\r\n Comfort Credit<\/span>\r\n <\/i>\r\n <\/h3>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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What is it?<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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The Comfort Credit is a consumer credit intended to finance the purchase of new consumer goods, produced or assembled in Algeria.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Funded products<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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<\/i><\/div>\r\n \t
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\r\n\t \t\tElectronics and household appliances;\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n
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\r\n\t \t\tFurniture and home accessories;\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n
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\r\n\t \t\tPassenger cars.\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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The duration of the credit<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\r\n\t \t\tThe duration of the credit varies according to the nature and the amount of the good and can go up to sixty (60) months.\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n
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Eligibility\u00a0<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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<\/i><\/div>\r\n \t
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\r\n\t \t\tBe between 19 and 70 years old;\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n
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\r\n\t \t\tBe of Algerian nationality;\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n
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\r\n\t \t\tJustify a regular income.\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Credit amount\u00a0<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\r\n\t \t\tThe amount of consumer credit varies between 50,000 DA and 1,500,000 DA and can reach 70% of the price of the property you wish to buy.\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n <\/div>\n <\/section>\n <\/div>\n <\/div>\n <\/div>\n <\/section>\n
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\r\n \r\n \r\n <\/span>\r\n Apply for financing online<\/span>\r\n <\/a>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\r\n FAQ<\/span>\r\n <\/i>\r\n <\/h3>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n <\/div>\n <\/section>\n
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\r\n What is Comfort Credit?<\/a>\r\n <\/div>\r\n
The Confort Credit is a consumer credit intended to finance the purchase of new consumer goods, produced or assembled in Algeria..<\/div>\r\n <\/div>\r\n
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\r\n What products are covered by the Comfort credit?<\/a>\r\n <\/div>\r\n
BDL consumer credit is granted for the financing of:
\n1.\tElectrical appliances and appliances: Televisions, heaters, air conditioners, refrigerators, domestic kitchen equipment, domestic washing equipment and small appliances, telephones, tablets and smartphones, etc.;
\n2.\tMotor vehicles and motorcycles;
\n3.\tOffice and data processing machines;
\n4.\tComputers, other computer equipment and accessories;
\n5.\tWooden furniture sets for domestic use;
\n6.\tUpholstery, upholstery, carpeting and bedding;
\n7.\tMaterials of construction: ceramics and sanitary ceramics.
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\r\n What are the conditions for granting the Comfort Credit?<\/a>\r\n <\/div>\r\n
To obtain a consumer credit with the BDL, the following conditions must be met :
\n1.\tHaving Algerian nationality;
\n2.\tGetting a regular income greater than or equal to one and a half (1.5) times the Guaranteed National Minimum Wage (SNMG) and be domiciled at the BDL counters;
\nPeople who are said to be in debt and whose level of debt exceeds 30% of their regular income are not eligible .
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\r\n What are the formalities to obtain a consumer credit?<\/a>\r\n <\/div>\r\n
In order to obtain a consumer credit, please go to one of our BDL branches with the following documents:
\n1.\tA consumer credit application;
\n2.\tA recent work certificate, justifying permanent employment;
\n3.\tThe last three (3) payslips authenticated by the employer;
\n4.\tA C20 form issued by the tax authorities, for traders and the liberal professions;
\n5.\tProof of residence or accommodation;
\n6.\tA copy of the national identity card or valid driving license;
\n7.\tA pro forma invoice drawn up in the name of the customer, accompanied by a certificate issued by the company carrying out a production activity on national territory, attesting that the property subject to the credit application is produced or assembled in Algeria;
\n8.\tA pro forma invoice bearing the amount of the all-risk insurance premium including tax, in the event that the customer wishes to include this premium in the amount of the credit;
\n9.\tAuthorization to consult the Central Business and Household Risk Center (CREM \u2013 BA), signed by the customer.<\/div>\r\n <\/div>\r\n
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\r\n What is the amount granted for this Credit?<\/a>\r\n <\/div>\r\n
The amount of the credit varies between 50,000 DA and 1,500,000 DZD<\/div>\r\n <\/div>\r\n
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\r\n How long does the Comfort credit last?<\/a>\r\n <\/div>\r\n
The duration of the consumer credit granted by the BDL is between three (03) and sixty (60) months.<\/div>\r\n <\/div>\r\n
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\r\n How will my credit be refunded ?<\/a>\r\n <\/div>\r\n
1.\tReimbursement of your credit will be made monthly by debiting your account. Monthly payments are constant, including principal and interest in accordance with the amortization table;
\n2.\tYou can benefit, if you wish, from a deferred repayment period.
\n<\/div>\r\n <\/div>\r\n <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n <\/div>\n <\/section>\n \t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Comfort Credit What is it? The Comfort Credit is a consumer credit intended to finance the purchase of new consumer goods, produced or assembled in Algeria. Funded products Electronics and household appliances; Furniture and home accessories; Passenger cars. The duration of the credit The duration of the credit varies according to the nature and the amount of the good and can go up to sixty (60) months. Eligibility\u00a0 Be between 19 and 70 years old; Be of Algerian nationality; Justify a regular income. Credit amount\u00a0 The amount of consumer credit varies between 50,000 DA and 1,500,000 DA and can reach 70% of the price of the property you wish to buy. Apply for financing online FAQ What is Comfort Credit? The Confort Credit is a consumer credit intended to finance the purchase of new consumer goods, produced or assembled in Algeria.. What products are covered by the Comfort credit? BDL consumer credit is granted for the financing of: 1. Electrical appliances and appliances: Televisions, heaters, air conditioners, refrigerators, domestic kitchen equipment, domestic washing equipment and small appliances, telephones, tablets and smartphones, etc.; 2. Motor vehicles and motorcycles; 3. Office and data processing machines; 4. Computers, other computer equipment and accessories; 5. Wooden furniture sets for domestic use; 6. Upholstery, upholstery, carpeting and bedding; 7. Materials of construction: ceramics and sanitary ceramics. What are the conditions for granting the Comfort Credit? To obtain a consumer credit with the BDL, the following conditions must be met : 1. Having Algerian nationality; 2. Getting a regular income greater than or equal to one and a half (1.5) times the Guaranteed National Minimum Wage (SNMG) and be domiciled at the BDL counters; People who are said to be in debt and whose level of debt exceeds 30% of their regular income are not eligible . What are the formalities to obtain a consumer credit? In order to obtain a consumer credit, please go to one of our BDL branches with the following documents: 1. A consumer credit application; 2. A recent work certificate, justifying permanent employment; 3. The last three (3) payslips authenticated by the employer; 4. A C20 form issued by the tax authorities, for traders and the liberal professions; 5. Proof of residence or accommodation; 6. A copy of the national identity card or valid driving license; 7. A pro forma invoice drawn up in the name of the customer, accompanied by a certificate issued by the company carrying out a production activity on national territory, attesting that the property subject to the credit application is produced or assembled in Algeria; 8. A pro forma invoice bearing the amount of the all-risk insurance premium including tax, in the event that the customer wishes to include this premium in the amount of the credit; 9. Authorization to consult the Central Business and Household Risk Center (CREM \u2013 BA), signed by the customer. What is the amount granted for this Credit? The amount of the credit varies between 50,000 DA and 1,500,000 DZD How long does the Comfort credit last? The duration of the consumer credit granted by the BDL is between three (03) and sixty (60) months. How will my credit be refunded ? 1. Reimbursement of your credit will be made monthly by debiting your account. Monthly payments are constant, including principal and interest in accordance with the amortization table; 2. You can benefit, if you wish, from a deferred repayment period.<\/p>\n","protected":false},"author":1,"featured_media":8015,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2536","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/pages\/2536","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/comments?post=2536"}],"version-history":[{"count":0,"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/pages\/2536\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/media\/8015"}],"wp:attachment":[{"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/media?parent=2536"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}