{"id":2529,"date":"2020-12-02T21:49:26","date_gmt":"2020-12-02T21:49:26","guid":{"rendered":"http:\/\/localhost\/bdl\/?page_id=2529"},"modified":"2020-12-02T21:49:26","modified_gmt":"2020-12-02T21:49:26","slug":"savings-account","status":"publish","type":"page","link":"https:\/\/www.bdl.dz\/en\/savings-account\/","title":{"rendered":"savings account"},"content":{"rendered":"\t\t
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\r\n Savings account <\/span>\r\n <\/i>\r\n <\/h3>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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What is it ?<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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It is a deposit bank account that allows you to save your money and receive remuneration. It also allows you to carry out deposit, withdrawal and cashing operations by cheque.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Eligibility\u00a0<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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<\/i><\/div>\r\n \t
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\r\n\t \t\tAny adult natural person.\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Conditions\u00a0<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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<\/i><\/div>\r\n \t
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\r\n\t \t\tThe initial payment when opening an account must be at least 5000 DA;\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n
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\r\n\t \t\tSubsequent payments: payments are free with the possibility of automation.\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n
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Features of the account\u00a0<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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With the BDL savings account you can make :<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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<\/i><\/div>\r\n \t
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\r\n\t \t\tTransfers;\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n
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\r\n\t \t\tPayments;\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n
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\r\n\t \t\tWithdrawals;\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n
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\r\n\t \t\tSamples;\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n
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<\/i><\/div>\r\n \t
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\r\n\t \t\tCheck cashing;\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n
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<\/i><\/div>\r\n \t
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\r\n\t \t\tThe possibility of monitoring and managing this account via the BDL mobile application;\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n
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<\/i><\/div>\r\n \t
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\r\n\t \t\tThe possibility of subscribing to accident insurance via this account.\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Possibility of :<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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<\/i><\/div>\r\n \t
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\r\n\t \t\tMonitoring of the account via Smartphone thanks to the mobile application of the BDL;\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n
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<\/i><\/div>\r\n \t
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\r\n\t \t\tAutomation of transfers from and to this account;\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n
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<\/i><\/div>\r\n \t
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\r\n\t \t\tPossibility of carrying out withdrawal and deposit operations at all BDL branches.\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n <\/div>\n <\/section>\n <\/div>\n <\/div>\n <\/div>\n <\/section>\n
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\r\n \r\n \r\n <\/span>\r\n Open an account online<\/span>\r\n <\/a>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\r\n FAQ<\/span>\r\n <\/i>\r\n <\/h3>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n <\/div>\n <\/section>\n
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\r\n How can I open a savings account?<\/a>\r\n <\/div>\r\n
The opening of a BDL savings account is to be carried out at branch level, by any natural person.<\/div>\r\n <\/div>\r\n
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\r\n What are the formalities for opening a savings account for a minor ?<\/a>\r\n <\/div>\r\n
The formalities for opening a BDL savings account for a minor can be completed by their legal representative.
\nWithdrawals are made by the latter on the basis of presentation of the booklet and a valid official identity document.
\nThe minor child, as soon as he comes of age, is the only one authorized to make withdrawals or any other person authorized by him.<\/div>\r\n <\/div>\r\n
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\r\n Can the holder of a BDL savings account appoint a proxy?<\/a>\r\n <\/div>\r\n
The holder of a BDL savings account can give power of attorney to a third party to make withdrawals.<\/div>\r\n <\/div>\r\n
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\r\n What is the minimum amount to be paid when opening a BDL savings account?<\/a>\r\n <\/div>\r\n
The amount of the payment when opening a BDL savings account cannot be less than 5,000.00 dinars, and the account can be funded by:
\n1.\tPayments made in cash;
\n2.\tReceipt of bank or postal transfers;
\n3.\tCheque cashing.
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\r\n Can the holder of a BDL savings account use it for a commercial transaction?<\/a>\r\n <\/div>\r\n
Transactions on the BDL savings account must not be backed by acts of commerce or commercial transactions.<\/div>\r\n <\/div>\r\n
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\r\n How to carry out a withdrawal operation from a BDL savings account ?<\/a>\r\n <\/div>\r\n
Withdrawals made in cash at the Agency counter, where the savings account is opened, are made by means of the counter cheque (savings account) by the holder himself or by his representative.<\/div>\r\n <\/div>\r\n
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\r\n In which cases should an EL BADIL savings account be renewed?<\/a>\r\n <\/div>\r\n
The renewal of the savings account is carried out in the following cases :
\nThe use of all the pages of this booklet;
\nThe deterioration of the savings account.
\n<\/div>\r\n <\/div>\r\n
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\r\n What to do in case of the loss or theft of a savings account booklet?<\/a>\r\n <\/div>\r\n
When an Agency is notified of the loss or theft of a savings account, it must have the representative or the holder of the savings account, as the case may be, sign a declaration. It will then issue a new savings account.<\/div>\r\n <\/div>\r\n <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n <\/div>\n <\/section>\n \t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Savings account What is it ? It is a deposit bank account that allows you to save your money and receive remuneration. It also allows you to carry out deposit, withdrawal and cashing operations by cheque.\u00a0 Eligibility\u00a0 Any adult natural person. Conditions\u00a0 The initial payment when opening an account must be at least 5000 DA; Subsequent payments: payments are free with the possibility of automation. Features of the account\u00a0 With the BDL savings account you can make : Transfers; Payments; Withdrawals; Samples; Check cashing; The possibility of monitoring and managing this account via the BDL mobile application; The possibility of subscribing to accident insurance via this account. Possibility of : Monitoring of the account via Smartphone thanks to the mobile application of the BDL; Automation of transfers from and to this account; Possibility of carrying out withdrawal and deposit operations at all BDL branches. Open an account online FAQ How can I open a savings account? The opening of a BDL savings account is to be carried out at branch level, by any natural person. What are the formalities for opening a savings account for a minor ? The formalities for opening a BDL savings account for a minor can be completed by their legal representative. Withdrawals are made by the latter on the basis of presentation of the booklet and a valid official identity document. The minor child, as soon as he comes of age, is the only one authorized to make withdrawals or any other person authorized by him. Can the holder of a BDL savings account appoint a proxy? The holder of a BDL savings account can give power of attorney to a third party to make withdrawals. What is the minimum amount to be paid when opening a BDL savings account? The amount of the payment when opening a BDL savings account cannot be less than 5,000.00 dinars, and the account can be funded by: 1. Payments made in cash; 2. Receipt of bank or postal transfers; 3. Cheque cashing. Can the holder of a BDL savings account use it for a commercial transaction? Transactions on the BDL savings account must not be backed by acts of commerce or commercial transactions. How to carry out a withdrawal operation from a BDL savings account ? Withdrawals made in cash at the Agency counter, where the savings account is opened, are made by means of the counter cheque (savings account) by the holder himself or by his representative. In which cases should an EL BADIL savings account be renewed? The renewal of the savings account is carried out in the following cases : The use of all the pages of this booklet; The deterioration of the savings account. What to do in case of the loss or theft of a savings account booklet? When an Agency is notified of the loss or theft of a savings account, it must have the representative or the holder of the savings account, as the case may be, sign a declaration. It will then issue a new savings account.<\/p>\n","protected":false},"author":1,"featured_media":8149,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2529","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/pages\/2529","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/comments?post=2529"}],"version-history":[{"count":0,"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/pages\/2529\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/media\/8149"}],"wp:attachment":[{"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/media?parent=2529"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}