{"id":2523,"date":"2020-12-02T15:45:56","date_gmt":"2020-12-02T15:45:56","guid":{"rendered":"http:\/\/localhost\/bdl\/?page_id=2523"},"modified":"2020-12-02T15:45:56","modified_gmt":"2020-12-02T15:45:56","slug":"progressive-saving","status":"publish","type":"page","link":"https:\/\/www.bdl.dz\/en\/progressive-saving\/","title":{"rendered":"Progressive saving"},"content":{"rendered":"\t\t
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\r\n The BDL Progressive Rate Savings Account<\/span>\r\n <\/i>\r\n <\/h3>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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What is it ?<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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The progressive-rate BDL savings account is an account that allows you to invest your savings in complete safety and derive added value through advantageous remuneration indexed to theimportance of your investment.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Features<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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The progressive rate BDL savings account allows you to :<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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<\/i><\/div>\r\n \t
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\r\n\t \t\tto Make deposits and withdrawals, in real time, at all BDL branches;\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n
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\r\n\t \t\tTo order and receive transfers from account to account;\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n
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\r\n\t \t\tTo benefit from the immediate availability of your money;\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n
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\r\n\t \t\tRemote monitoring via the BDL mobile application of the transactions carried out on the account.\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n
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Remuneration<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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The BDL progressive savings account allows you to benefit from a progressive return based on the amount of your investment according to the following thresholds:<\/p>
Amount<\/strong><\/th>Annual pay rate<\/strong><\/th><\/tr>
from 1 DA to 500 000.00 DZD<\/td>2.50%<\/td><\/tr>
From 500 000.00DA \u00e0 10 000 000.00DZD<\/td>3.00%<\/td><\/tr>
from 10 000 000.00DA \u00e0 50 000 000.00DZD<\/td>3.50%<\/td><\/tr>
From 50 000 000.00 DZD and more<\/td>3.80%<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Eligibility<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Any natural person, including a minor, adult resident or not, can subscribe to the BDL progressive rate savings account.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n <\/div>\n <\/section>\n <\/div>\n <\/div>\n <\/div>\n <\/section>\n

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\r\n \r\n \r\n <\/span>\r\n Open an account online<\/span>\r\n <\/a>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\r\n FAQ<\/span>\r\n <\/i>\r\n <\/h3>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n <\/div>\n <\/section>\n
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\r\n How can we open a savings account?<\/a>\r\n <\/div>\r\n
The opening of a progressive savings account is to be carried out at branch level, by any natural person.<\/div>\r\n <\/div>\r\n
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\r\n What are the formalities for opening a progressive savings account for a minor?<\/a>\r\n <\/div>\r\n
For the opening of a progressive savings account for a minor, the opening formalities can be completed by his legal representative.
\nWithdrawals are made by the latter on the basis of presentation of the booklet and a valid official identity document.
\nThe minor child, from his majority, is the only one authorized to make withdrawals or any other person authorized by him.
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\r\n Can the person holding a savings account appoint a proxy?<\/a>\r\n <\/div>\r\n
The holder of a progressive savings account can give power of attorney to a third party to make withdrawals.<\/div>\r\n <\/div>\r\n
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\r\n What is the minimum amount to be paid when opening a progressive savings account?<\/a>\r\n <\/div>\r\n
The amount of the payment at the opening of a progressive savings account cannot be less than 5,000.00 dinars, and the supply of the account can be ensured by:
\n1.\tPayments made in cash;
\n2.\tReceipt of bank or postal transfers;
\n3.\tCashing cheques or bills.
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\r\n Can the holder of a progressive savings account use it for a commercial transaction?<\/a>\r\n <\/div>\r\n
Operations on the progressive savings account must not be backed by acts of commerce or commercial transactions.<\/div>\r\n <\/div>\r\n
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\r\n How do I make a withdrawal transaction from a progressive savings account?<\/a>\r\n <\/div>\r\n
Withdrawals made in cash at the Agency counter, where the savings account is opened, are made by means of the counter cheque (savings account) by the holder himself or by his representative.
\nWithdrawals outside the BDL domiciliation branch are exclusively authorized in favor of the account holder up to the limits, in amount and frequency, set by the Bank on the basis of the mandatory presentation of the savings account.
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\r\n In which cases should a savings account be renewed?<\/a>\r\n <\/div>\r\n
The renewal of the savings account can be renewed in the following cases:
\n1.\tThe use of all the pages of this booklet;
\n2.\tThe deterioration of the savings account.
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\r\n What to do in case of the loss or theft of the savings account booklet?<\/a>\r\n <\/div>\r\n
When an Agency is notified of the loss or theft of a savings account, it must have the representative or the holder of the savings account, as the case may be , should sign a declaration. It will then issue a new savings account.<\/div>\r\n <\/div>\r\n <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n <\/div>\n <\/section>\n \t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

The BDL Progressive Rate Savings Account What is it ? The progressive-rate BDL savings account is an account that allows you to invest your savings in complete safety and derive added value through advantageous remuneration indexed to theimportance of your investment. Features The progressive rate BDL savings account allows you to : to Make deposits and withdrawals, in real time, at all BDL branches; To order and receive transfers from account to account; To benefit from the immediate availability of your money; Remote monitoring via the BDL mobile application of the transactions carried out on the account. Remuneration The BDL progressive savings account allows you to benefit from a progressive return based on the amount of your investment according to the following thresholds: Amount Annual pay rate from 1 DA to 500 000.00 DZD 2.50% From 500 000.00DA \u00e0 10 000 000.00DZD 3.00% from 10 000 000.00DA \u00e0 50 000 000.00DZD 3.50% From 50 000 000.00 DZD and more 3.80% Eligibility Any natural person, including a minor, adult resident or not, can subscribe to the BDL progressive rate savings account. Open an account online FAQ How can we open a savings account? The opening of a progressive savings account is to be carried out at branch level, by any natural person. What are the formalities for opening a progressive savings account for a minor? For the opening of a progressive savings account for a minor, the opening formalities can be completed by his legal representative. Withdrawals are made by the latter on the basis of presentation of the booklet and a valid official identity document. The minor child, from his majority, is the only one authorized to make withdrawals or any other person authorized by him. Can the person holding a savings account appoint a proxy? The holder of a progressive savings account can give power of attorney to a third party to make withdrawals. What is the minimum amount to be paid when opening a progressive savings account? The amount of the payment at the opening of a progressive savings account cannot be less than 5,000.00 dinars, and the supply of the account can be ensured by: 1. Payments made in cash; 2. Receipt of bank or postal transfers; 3. Cashing cheques or bills. Can the holder of a progressive savings account use it for a commercial transaction? Operations on the progressive savings account must not be backed by acts of commerce or commercial transactions. How do I make a withdrawal transaction from a progressive savings account? Withdrawals made in cash at the Agency counter, where the savings account is opened, are made by means of the counter cheque (savings account) by the holder himself or by his representative. Withdrawals outside the BDL domiciliation branch are exclusively authorized in favor of the account holder up to the limits, in amount and frequency, set by the Bank on the basis of the mandatory presentation of the savings account. In which cases should a savings account be renewed? The renewal of the savings account can be renewed in the following cases: 1. The use of all the pages of this booklet; 2. The deterioration of the savings account. What to do in case of the loss or theft of the savings account booklet? When an Agency is notified of the loss or theft of a savings account, it must have the representative or the holder of the savings account, as the case may be , should sign a declaration. It will then issue a new savings account.<\/p>\n","protected":false},"author":1,"featured_media":8804,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2523","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/pages\/2523","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/comments?post=2523"}],"version-history":[{"count":0,"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/pages\/2523\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/media\/8804"}],"wp:attachment":[{"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/media?parent=2523"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}