{"id":2513,"date":"2020-12-02T13:57:36","date_gmt":"2020-12-02T13:57:36","guid":{"rendered":"http:\/\/localhost\/bdl\/?page_id=2513"},"modified":"2020-12-02T13:57:36","modified_gmt":"2020-12-02T13:57:36","slug":"free-savings-account","status":"publish","type":"page","link":"https:\/\/www.bdl.dz\/en\/free-savings-account\/","title":{"rendered":"free savings account"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2513\" class=\"elementor elementor-2513\">\n\t\t\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-a117b36 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no exad-sticky-section-no\" data-id=\"a117b36\" data-element_type=\"section\" data-e-type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-default \">\n                    <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d1a6a8d exad-glass-effect-no exad-sticky-section-no\" data-id=\"d1a6a8d\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-2d28909 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-ct_title\" data-id=\"2d28909\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-title1 style2\">\r\n    <h3>\r\n        <span>Free savings Account <\/span>\r\n        <i><\/i>\r\n    <\/h3>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t        <section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3cbdb29 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no exad-sticky-section-no\" data-id=\"3cbdb29\" data-element_type=\"section\" data-e-type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-default \">\n                    <div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-20fec99 exad-glass-effect-no exad-sticky-section-no\" data-id=\"20fec99\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-f6f6c90 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"f6f6c90\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6>What is it ?<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a5a4200 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"a5a4200\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>It is a savings account that does not generate interest, intended for individuals. It allows you to carry out deposit, withdrawal and transfer operations.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ab15185 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"ab15185\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6>Features of the account\u00a0<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ddb3e1 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"3ddb3e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>With the El Badil account you can make :<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1cba011 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-ct_list\" data-id=\"1cba011\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t    <div class=\"ct-list style1 \">\r\n                    <div class=\"ct-list-item\">\r\n            \t<div class=\"ct-list-icon\"><i class=\"fac fac-check-circle\"><\/i><\/div>\r\n            \t<div class=\"ct-list-meta\">\r\n\t            \t\t            \t<div class=\"ct-list-desc\">\r\n\t            \t\tTransfers;\t            \t<\/div>\r\n\t            <\/div>\r\n           <\/div>\r\n                    <div class=\"ct-list-item\">\r\n            \t<div class=\"ct-list-icon\"><i class=\"fac fac-check-circle\"><\/i><\/div>\r\n            \t<div class=\"ct-list-meta\">\r\n\t            \t\t            \t<div class=\"ct-list-desc\">\r\n\t            \t\tPayments;\t            \t<\/div>\r\n\t            <\/div>\r\n           <\/div>\r\n                    <div class=\"ct-list-item\">\r\n            \t<div class=\"ct-list-icon\"><i class=\"fac fac-check-circle\"><\/i><\/div>\r\n            \t<div class=\"ct-list-meta\">\r\n\t            \t\t            \t<div class=\"ct-list-desc\">\r\n\t            \t\tWithdrawals;\t            \t<\/div>\r\n\t            <\/div>\r\n           <\/div>\r\n                    <div class=\"ct-list-item\">\r\n            \t<div class=\"ct-list-icon\"><i class=\"fac fac-check-circle\"><\/i><\/div>\r\n            \t<div class=\"ct-list-meta\">\r\n\t            \t\t            \t<div class=\"ct-list-desc\">\r\n\t            \t\tSamples;\t            \t<\/div>\r\n\t            <\/div>\r\n           <\/div>\r\n                    <div class=\"ct-list-item\">\r\n            \t<div class=\"ct-list-icon\"><i class=\"fac fac-check-circle\"><\/i><\/div>\r\n            \t<div class=\"ct-list-meta\">\r\n\t            \t\t            \t<div class=\"ct-list-desc\">\r\n\t            \t\tCheck cashing;\t            \t<\/div>\r\n\t            <\/div>\r\n           <\/div>\r\n                    <div class=\"ct-list-item\">\r\n            \t<div class=\"ct-list-icon\"><i class=\"fac fac-check-circle\"><\/i><\/div>\r\n            \t<div class=\"ct-list-meta\">\r\n\t            \t\t            \t<div class=\"ct-list-desc\">\r\n\t            \t\tThe possibility of monitoring and managing this account via the BDL mobile application;\t            \t<\/div>\r\n\t            <\/div>\r\n           <\/div>\r\n                    <div class=\"ct-list-item\">\r\n            \t<div class=\"ct-list-icon\"><i class=\"fac fac-check-circle\"><\/i><\/div>\r\n            \t<div class=\"ct-list-meta\">\r\n\t            \t\t            \t<div class=\"ct-list-desc\">\r\n\t            \t\tThe possibility of subscribing to accident insurance via this account.   \t            \t<\/div>\r\n\t            <\/div>\r\n           <\/div>\r\n            <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                <div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-65133ca exad-glass-effect-no exad-sticky-section-no\" data-id=\"65133ca\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-1fd9649 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"1fd9649\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6>Eligibility\u00a0<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb6110b exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-ct_list\" data-id=\"cb6110b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t    <div class=\"ct-list style1 \">\r\n                    <div class=\"ct-list-item\">\r\n            \t<div class=\"ct-list-icon\"><i class=\"fac fac-check-circle\"><\/i><\/div>\r\n            \t<div class=\"ct-list-meta\">\r\n\t            \t\t            \t<div class=\"ct-list-desc\">\r\n\t            \t\tAny natural person including minors. \t            \t<\/div>\r\n\t            <\/div>\r\n           <\/div>\r\n            <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bf9551d exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"bf9551d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6>Conditions\u00a0<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ac9848 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-ct_list\" data-id=\"1ac9848\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t    <div class=\"ct-list style1 \">\r\n                    <div class=\"ct-list-item\">\r\n            \t<div class=\"ct-list-icon\"><i class=\"fac fac-check-circle\"><\/i><\/div>\r\n            \t<div class=\"ct-list-meta\">\r\n\t            \t\t            \t<div class=\"ct-list-desc\">\r\n\t            \t\tThe initial payment at the opening of an account must be at least 5000 DZD;\t            \t<\/div>\r\n\t            <\/div>\r\n           <\/div>\r\n                    <div class=\"ct-list-item\">\r\n            \t<div class=\"ct-list-icon\"><i class=\"fac fac-check-circle\"><\/i><\/div>\r\n            \t<div class=\"ct-list-meta\">\r\n\t            \t\t            \t<div class=\"ct-list-desc\">\r\n\t            \t\tSubsequent payments: payments are free with the possibility of automation.\t            \t<\/div>\r\n\t            <\/div>\r\n           <\/div>\r\n            <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d872f25 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"d872f25\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Possibility of\u00a0:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a4ada2 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-ct_list\" data-id=\"1a4ada2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t    <div class=\"ct-list style1 \">\r\n                    <div class=\"ct-list-item\">\r\n            \t<div class=\"ct-list-icon\"><i class=\"fac fac-check-circle\"><\/i><\/div>\r\n            \t<div class=\"ct-list-meta\">\r\n\t            \t\t            \t<div class=\"ct-list-desc\">\r\n\t            \t\tMonitoring of the account via Smartphone thanks to the mobile application of the BDL;\t            \t<\/div>\r\n\t            <\/div>\r\n           <\/div>\r\n                    <div class=\"ct-list-item\">\r\n            \t<div class=\"ct-list-icon\"><i class=\"fac fac-check-circle\"><\/i><\/div>\r\n            \t<div class=\"ct-list-meta\">\r\n\t            \t\t            \t<div class=\"ct-list-desc\">\r\n\t            \t\tAutomation of transfers from and to this account;\t            \t<\/div>\r\n\t            <\/div>\r\n           <\/div>\r\n                    <div class=\"ct-list-item\">\r\n            \t<div class=\"ct-list-icon\"><i class=\"fac fac-check-circle\"><\/i><\/div>\r\n            \t<div class=\"ct-list-meta\">\r\n\t            \t\t            \t<div class=\"ct-list-desc\">\r\n\t            \t\t Ability to carry out withdrawal and deposit operations at all BDL branches.  \t            \t<\/div>\r\n\t            <\/div>\r\n           <\/div>\r\n            <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n                    <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n        <div class=\"elementor-element elementor-element-aef417f e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-parent\" data-id=\"aef417f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2d889a2 elementor-align-center exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-ct_button\" data-id=\"2d889a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-button-wrapper ct-button-layout1\">\r\n    <a href=\"https:\/\/banqueenligne.bdl.dz\/\" class=\"btn btn-preset4  \" target=\"_blank\" rel=\"noopener\">\r\n                            <span class=\"ct-button-icon ct-align-icon-\">\r\n                            <\/span>\r\n                <span class=\"ct-button-text\">Open an account online<\/span>\r\n    <\/a>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-384ee15 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no exad-sticky-section-no\" data-id=\"384ee15\" data-element_type=\"section\" data-e-type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-default \">\n                    <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-571b1a1 exad-glass-effect-no exad-sticky-section-no\" data-id=\"571b1a1\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-3a255df exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-ct_title\" data-id=\"3a255df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-title1 style2\">\r\n    <h3>\r\n        <span>FAQ<\/span>\r\n        <i><\/i>\r\n    <\/h3>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-81793aa elementor-widget__width-initial exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-ct_accordion\" data-id=\"81793aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t    <div id=\"ct_accordion-81793aa\" class=\"ct-accordion layout1 \">\r\n                    <div class=\"ct-accordion-item \">\r\n                <div class=\"ct-ac-title \" data-target=\"#6d4372cct_accordion-81793aa\">\r\n                    <a class=\"ct-ac-title-text\">How can I open an EL BADIL savings account?<\/a>\r\n                <\/div>\r\n                <div id=\"6d4372cct_accordion-81793aa\" class=\"ct-ac-content\">The opening of an EL BADIL savings account is to be carried out at your BDL branch .<\/div>\r\n            <\/div>\r\n                    <div class=\"ct-accordion-item \">\r\n                <div class=\"ct-ac-title \" data-target=\"#418a074ct_accordion-81793aa\">\r\n                    <a class=\"ct-ac-title-text\">What documents are required to open an EL BADIL savings account?<\/a>\r\n                <\/div>\r\n                <div id=\"418a074ct_accordion-81793aa\" class=\"ct-ac-content\">The documents required to open an EL BADIL savings account are:<br \/>\n1.\tA copy of the identity document;<br \/>\n2.\tA residence certificate;<br \/>\n3.\tA birth certificate.<br \/>\n<\/div>\r\n            <\/div>\r\n                    <div class=\"ct-accordion-item \">\r\n                <div class=\"ct-ac-title \" data-target=\"#5ba9ac6ct_accordion-81793aa\">\r\n                    <a class=\"ct-ac-title-text\">What are the formalities for opening an EL BADIL savings account for a minor?<\/a>\r\n                <\/div>\r\n                <div id=\"5ba9ac6ct_accordion-81793aa\" class=\"ct-ac-content\">Les formalit\u00e9s d\u2019ouverture d'un compte livret d'\u00e9pargne EL BADIL pour un mineur peuvent \u00eatre accomplies par son The formalities for opening an EL BADIL savings account for a minor can be completed by his legal representative.<br \/>\nWithdrawals are made by the latter on the basis of presentation of the booklet and a valid official identity document.<br \/>\nThe minor child, as soon as he comes of age, is the only one authorized to make withdrawals or any other person authorized by him.<br \/>\n<\/div>\r\n            <\/div>\r\n                    <div class=\"ct-accordion-item \">\r\n                <div class=\"ct-ac-title \" data-target=\"#2107f90ct_accordion-81793aa\">\r\n                    <a class=\"ct-ac-title-text\">Can the holder of an EL BADIL savings account appoint a proxy ?<\/a>\r\n                <\/div>\r\n                <div id=\"2107f90ct_accordion-81793aa\" class=\"ct-ac-content\">The holder of an interest-free savings account can give power of attorney to a third party to make withdrawals.<\/div>\r\n            <\/div>\r\n            <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59ccf83 elementor-widget__width-initial exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-ct_accordion\" data-id=\"59ccf83\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t    <div id=\"ct_accordion-59ccf83\" class=\"ct-accordion layout1 \">\r\n                    <div class=\"ct-accordion-item \">\r\n                <div class=\"ct-ac-title \" data-target=\"#1ec398dct_accordion-59ccf83\">\r\n                    <a class=\"ct-ac-title-text\">What is the minimum amount to be paid when opening an EL BADIL savings account?<\/a>\r\n                <\/div>\r\n                <div id=\"1ec398dct_accordion-59ccf83\" class=\"ct-ac-content\">The amount of the payment at the opening of an interest-free savings account cannot be less than 5,000.00 dinars, and the supply of the account can be ensured by::<br \/>\n1.\tPayments made in cash;<br \/>\n2.\tReceipt of bank or postal transfers;<br \/>\n3.\tCashing cheques or bills.<br \/>\n<\/div>\r\n            <\/div>\r\n                    <div class=\"ct-accordion-item \">\r\n                <div class=\"ct-ac-title \" data-target=\"#5ba9ac6ct_accordion-59ccf83\">\r\n                    <a class=\"ct-ac-title-text\">Can the holder of an \u201cEL BADIL\u201d interest-free savings account use it for a commercial transaction?<\/a>\r\n                <\/div>\r\n                <div id=\"5ba9ac6ct_accordion-59ccf83\" class=\"ct-ac-content\">Transactions on the interest-free savings account must not be backed by acts of commerce or commercial transactions.<\/div>\r\n            <\/div>\r\n                    <div class=\"ct-accordion-item \">\r\n                <div class=\"ct-ac-title \" data-target=\"#535b837ct_accordion-59ccf83\">\r\n                    <a class=\"ct-ac-title-text\">In which cases should an EL BADIL savings account be renewed?<\/a>\r\n                <\/div>\r\n                <div id=\"535b837ct_accordion-59ccf83\" class=\"ct-ac-content\">The renewal of the EL BADIL savings account is carried out in the following cases:<br \/>\n1.\tThe use of all the pages of this booklet;<br \/>\n2.\tThe deterioration of the savings account.<br \/>\n<\/div>\r\n            <\/div>\r\n                    <div class=\"ct-accordion-item \">\r\n                <div class=\"ct-ac-title \" data-target=\"#92657c1ct_accordion-59ccf83\">\r\n                    <a class=\"ct-ac-title-text\">What to do in the case of the loss or theft of an EL BADIL savings account booklet?<\/a>\r\n                <\/div>\r\n                <div id=\"92657c1ct_accordion-59ccf83\" class=\"ct-ac-content\">When an agency is informed of the loss or theft of an EL BADIL savings account, it must have the representative or the holder of the interest-free savings account sign, as the case may be, a declaration and will proceed, if necessary, to the issuance of a new EL BADIL savings account.<\/div>\r\n            <\/div>\r\n            <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n        \t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Free savings Account What is it ? It is a savings account that does not generate interest, intended for individuals. It allows you to carry out deposit, withdrawal and transfer operations.\u00a0 Features of the account\u00a0 With the El Badil account you can make : Transfers; Payments; Withdrawals; Samples; Check cashing; The possibility of monitoring and managing this account via the BDL mobile application; The possibility of subscribing to accident insurance via this account. Eligibility\u00a0 Any natural person including minors. Conditions\u00a0 The initial payment at the opening of an account must be at least 5000 DZD; Subsequent payments: payments are free with the possibility of automation. Possibility of\u00a0: Monitoring of the account via Smartphone thanks to the mobile application of the BDL; Automation of transfers from and to this account; Ability to carry out withdrawal and deposit operations at all BDL branches. Open an account online FAQ How can I open an EL BADIL savings account? The opening of an EL BADIL savings account is to be carried out at your BDL branch . What documents are required to open an EL BADIL savings account? The documents required to open an EL BADIL savings account are: 1. A copy of the identity document; 2. A residence certificate; 3. A birth certificate. What are the formalities for opening an EL BADIL savings account for a minor? Les formalit\u00e9s d\u2019ouverture d&#8217;un compte livret d&#8217;\u00e9pargne EL BADIL pour un mineur peuvent \u00eatre accomplies par son The formalities for opening an EL BADIL savings account for a minor can be completed by his legal representative. Withdrawals are made by the latter on the basis of presentation of the booklet and a valid official identity document. The minor child, as soon as he comes of age, is the only one authorized to make withdrawals or any other person authorized by him. Can the holder of an EL BADIL savings account appoint a proxy ? The holder of an interest-free savings account can give power of attorney to a third party to make withdrawals. What is the minimum amount to be paid when opening an EL BADIL savings account? The amount of the payment at the opening of an interest-free savings account cannot be less than 5,000.00 dinars, and the supply of the account can be ensured by:: 1. Payments made in cash; 2. Receipt of bank or postal transfers; 3. Cashing cheques or bills. Can the holder of an \u201cEL BADIL\u201d interest-free savings account use it for a commercial transaction? Transactions on the interest-free savings account must not be backed by acts of commerce or commercial transactions. In which cases should an EL BADIL savings account be renewed? The renewal of the EL BADIL savings account is carried out in the following cases: 1. The use of all the pages of this booklet; 2. The deterioration of the savings account. What to do in the case of the loss or theft of an EL BADIL savings account booklet? When an agency is informed of the loss or theft of an EL BADIL savings account, it must have the representative or the holder of the interest-free savings account sign, as the case may be, a declaration and will proceed, if necessary, to the issuance of a new EL BADIL savings account.<\/p>\n","protected":false},"author":1,"featured_media":8098,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2513","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/pages\/2513","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/comments?post=2513"}],"version-history":[{"count":0,"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/pages\/2513\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/media\/8098"}],"wp:attachment":[{"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/media?parent=2513"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}