{"id":2477,"date":"2020-12-01T16:07:04","date_gmt":"2020-12-01T15:07:04","guid":{"rendered":"http:\/\/localhost\/bdl\/?page_id=2477"},"modified":"2025-07-22T13:40:21","modified_gmt":"2025-07-22T12:40:21","slug":"promoteur-touristique","status":"publish","type":"page","link":"https:\/\/www.bdl.dz\/en\/promoteur-touristique\/","title":{"rendered":"Promoteur touristique"},"content":{"rendered":"\t\t
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\r\n Financing tourism projects <\/span>\r\n <\/i>\r\n <\/h3>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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What is it ?<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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It is a financing intended for tourist promoters and project leaders in the field of tourism. This funding may concern new projects as well as the upgrading and rehabilitation of tourist infrastructure.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Eligibility<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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<\/i><\/div>\r\n \t
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\r\n\t \t\tAny legal person with an authorization authorizing the realization of a tourist project.\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n
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Credit amount<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\r\n\t \t\tBenefit from financing of up to 70% of the overall cost of your project.\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Credit period\u00a0<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\r\n\t \t\tThe repayment period is 10 years, it is accompanied by a deferred period of up to 36 months.\t \t<\/div>\r\n\t <\/div>\r\n <\/div>\r\n <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n <\/div>\n <\/section>\n <\/div>\n <\/div>\n <\/div>\n <\/section>\n
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\r\n \r\n \r\n <\/span>\r\n Apply for financing online<\/span>\r\n <\/a>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\r\n FAQ<\/span>\r\n <\/i>\r\n <\/h3>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n <\/div>\n <\/section>\n
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\r\n What is the financing of tourism projects?<\/a>\r\n <\/div>\r\n
The financing of tourism projects is intended to finance any tourism project, new or rehabilitation.<\/div>\r\n <\/div>\r\n
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\r\n What is the repayment period of the Tourism credit?<\/a>\r\n <\/div>\r\n
The tourism credit is a long-term credit, the repayment period of which is spread over 10 years. The repayment period is accompanied by a deferred period of up to 36 months.<\/div>\r\n <\/div>\r\n
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\r\n What is the amount of the credit?<\/a>\r\n <\/div>\r\n
The amount of the credit is determined according to the repayment capacity of the project and the cash flow generated.<\/div>\r\n <\/div>\r\n <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n
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\r\n What are the guarantees that I could offer to the bank as part of a tourism loan?<\/a>\r\n <\/div>\r\n
The guarantees relating to investment loans, which you can present to the bank, are:
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\n\u2022\t Mortgage of real estate, pledge of cash certificates or term deposits.
\n\u2022\t The material pledge \u201cif the object of the financing is a material\u201d;
\n\u2022\t The vehicle pledge \u201cif the object of financing is rolling stock\u201d;
\n\u2022\t The joint surety of the partners;
\n\u2022\t The surety of a solvent third party;
\n\u2022\t Membership of the institutional guarantee fund (CGCI \u2013 FGAR)
\n\u2022\tThe insurance.
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\r\n What are the conditions for granting credit?<\/a>\r\n <\/div>\r\n
The tourism credit is subject to conditions, the most important of which are:
\n\u2022\tPayment of the self-financing share,
\n\u2022\tRealization of guarantees;
\n\u2022\t Direct payment to the supplier;
\n\u2022\tCompliance with the investment headings indicated in the technical and economic study presented by the promoter.
\n\u2022\tThe Bank may require any other conditions likely to guarantee the implementation of the project and its entry into operation (the quality of the stakeholders in the implementation of the projects and in the supply of equipment).
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\r\n What are the documents to provide?<\/a>\r\n <\/div>\r\n
A request for Tourism credit: it must include the amount and duration of the credit requested the self-financing part of the project and the guarantees offered by the company. This request must be signed by a person duly authorized by the company.
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\nThe administrative and legal documents, below:
\n\u2022\t The company's written credit request, duly signed and stamped by the person authorized to contact credits in the company;
\n\u2022\t Minutes of the general meeting of shareholders by which the manager or the general manager of the company is authorized to contract loans if this provision is not provided for in the company's articles of association;
\n\u2022\t Evaluation (expertise) of the property offered as a mortgage to cover the credit requested;
\n\u2022\t Certified copy of the trade register;
\n\u2022\t Certified copy of the articles of association for legal persons;
\n\u2022\t Certified copy of the official bulletin of legal announcements (BOAL).
\n\u2022\t Certificate of deposit of corporate accounts;
\n\u2022\t Certified true copy of the deed or rental lease of the premises for professional use (deed of ownership, deed of sale, land booklet or other).
\n\u2022\t The fiscal and parafiscal documents, below:
\n\u2022\tRecent tax documents less than three (03) months old (tax extract);
\n\u2022\t Recent parafiscal documents less than three (03) months old (CNAS\/ CASNOS\/ CACOBATH);
\n\u2022\t Certified copy of tax registration card.
\n\u2022\tA detailed technical and economic study;
\n\u2022\t Information on the manager (customer's CV);
\n\u2022\t Qualifications and professional experience of the promoter in the field invested;
\n\u2022\t Recent pro forma invoices (less than six months);
\n\u2022\t Estimated and quantitative estimate of the work carried out and remaining to be carried out;
\n\u2022\t Estimated and quantitative estimate of the work carried out and remaining to be carried out;
\n\u2022\t Approval and\/or any other document authorizing the client to carry out the planned activity;
\n\u2022\t ANDI Decision, (for companies benefiting from the advantages granted by ANDI).
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<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n <\/div>\n <\/section>\n \t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Financing tourism projects What is it ? It is a financing intended for tourist promoters and project leaders in the field of tourism. This funding may concern new projects as well as the upgrading and rehabilitation of tourist infrastructure. Eligibility Any legal person with an authorization authorizing the realization of a tourist project. Credit amount Benefit from financing of up to 70% of the overall cost of your project. Credit period\u00a0 The repayment period is 10 years, it is accompanied by a deferred period of up to 36 months. Apply for financing online FAQ What is the financing of tourism projects? The financing of tourism projects is intended to finance any tourism project, new or rehabilitation. What is the repayment period of the Tourism credit? The tourism credit is a long-term credit, the repayment period of which is spread over 10 years. The repayment period is accompanied by a deferred period of up to 36 months. What is the amount of the credit? The amount of the credit is determined according to the repayment capacity of the project and the cash flow generated. What are the guarantees that I could offer to the bank as part of a tourism loan? The guarantees relating to investment loans, which you can present to the bank, are: \u2022 Mortgage of real estate, pledge of cash certificates or term deposits. \u2022 The material pledge \u201cif the object of the financing is a material\u201d; \u2022 The vehicle pledge \u201cif the object of financing is rolling stock\u201d; \u2022 The joint surety of the partners; \u2022 The surety of a solvent third party; \u2022 Membership of the institutional guarantee fund (CGCI \u2013 FGAR) \u2022 The insurance. What are the conditions for granting credit? The tourism credit is subject to conditions, the most important of which are: \u2022 Payment of the self-financing share, \u2022 Realization of guarantees; \u2022 Direct payment to the supplier; \u2022 Compliance with the investment headings indicated in the technical and economic study presented by the promoter. \u2022 The Bank may require any other conditions likely to guarantee the implementation of the project and its entry into operation (the quality of the stakeholders in the implementation of the projects and in the supply of equipment). What are the documents to provide? A request for Tourism credit: it must include the amount and duration of the credit requested the self-financing part of the project and the guarantees offered by the company. This request must be signed by a person duly authorized by the company. The administrative and legal documents, below: \u2022 The company’s written credit request, duly signed and stamped by the person authorized to contact credits in the company; \u2022 Minutes of the general meeting of shareholders by which the manager or the general manager of the company is authorized to contract loans if this provision is not provided for in the company’s articles of association; \u2022 Evaluation (expertise) of the property offered as a mortgage to cover the credit requested; \u2022 Certified copy of the trade register; \u2022 Certified copy of the articles of association for legal persons; \u2022 Certified copy of the official bulletin of legal announcements (BOAL). \u2022 Certificate of deposit of corporate accounts; \u2022 Certified true copy of the deed or rental lease of the premises for professional use (deed of ownership, deed of sale, land booklet or other). \u2022 The fiscal and parafiscal documents, below: \u2022 Recent tax documents less than three (03) months old (tax extract); \u2022 Recent parafiscal documents less than three (03) months old (CNAS\/ CASNOS\/ CACOBATH); \u2022 Certified copy of tax registration card. \u2022 A detailed technical and economic study; \u2022 Information on the manager (customer’s CV); \u2022 Qualifications and professional experience of the promoter in the field invested; \u2022 Recent pro forma invoices (less than six months); \u2022 Estimated and quantitative estimate of the work carried out and remaining to be carried out; \u2022 Estimated and quantitative estimate of the work carried out and remaining to be carried out; \u2022 Approval and\/or any other document authorizing the client to carry out the planned activity; \u2022 ANDI Decision, (for companies benefiting from the advantages granted by ANDI).<\/p>\n","protected":false},"author":1,"featured_media":8119,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2477","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/pages\/2477","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/comments?post=2477"}],"version-history":[{"count":3,"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/pages\/2477\/revisions"}],"predecessor-version":[{"id":11685,"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/pages\/2477\/revisions\/11685"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/media\/8119"}],"wp:attachment":[{"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/media?parent=2477"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}