{"id":10130,"date":"2025-02-05T18:50:05","date_gmt":"2025-02-05T17:50:05","guid":{"rendered":"https:\/\/www.bdl.dz\/en\/?page_id=10130"},"modified":"2026-05-26T17:22:56","modified_gmt":"2026-05-26T16:22:56","slug":"capital-opening","status":"publish","type":"page","link":"https:\/\/www.bdl.dz\/en\/capital-opening\/","title":{"rendered":"capital opening"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"10130\" class=\"elementor elementor-10130\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2b8ae9f e-con-full elementor-hidden-desktop elementor-hidden-tablet e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"2b8ae9f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-22d1afb5 e-con-full elementor-hidden-mobile e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"22d1afb5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-78622a0 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"78622a0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-487b497 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-ct_countdown\" data-id=\"487b497\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_countdown.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-countdown-wrap\">\r\n\t<div class=\"ct-countdown\" \r\n\t\tdata-month=\"Month\"\r\n\t\tdata-months=\"Months\"\r\n\t\tdata-day=\"Day\"\r\n\t\tdata-days=\"Days\"\r\n\t\tdata-hour=\"Hour\"\r\n\t\tdata-hours=\"Hours\"\r\n\t\tdata-minute=\"Minute\"\r\n\t\tdata-minutes=\"Minutes\"\r\n\t\tdata-second=\"Second\"\r\n\t\tdata-seconds=\"Seconds\">\r\n\t\t<div class=\"ct-countdown-inner\" data-count-down=\"2026\/06\/28\"><\/div>\r\n\t<\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4e09c8ed e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"4e09c8ed\" data-element_type=\"container\" data-e-type=\"container\" id=\"pres\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-29f7e72a e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"29f7e72a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c3d0aa0 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-ct_title\" data-id=\"c3d0aa0\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"presentation\" data-widget_type=\"ct_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-title1 style2\">\r\n    <h3>\r\n        <span>Ordinary General Meeting 2026<\/span>\r\n        <i><\/i>\r\n    <\/h3>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50b4fe1 elementor-widget__width-initial exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"50b4fe1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qMYqUG_convSearchResultHighlightRoot\"><div class=\"\" data-turn-id-container=\"request-WEB:2382566b-825a-4128-910b-788e9302d9ad-124\" data-is-intersecting=\"true\"><div class=\"relative w-full overflow-visible\"><section class=\"text-token-text-primary w-full focus:outline-none has-data-writing-block:pointer-events-none [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto R6Vx5W_threadScrollVars scroll-mb-[calc(var(--scroll-root-safe-area-inset-bottom,0px)+var(--thread-response-height))] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" data-turn-id=\"request-WEB:2382566b-825a-4128-910b-788e9302d9ad-124\" data-turn-id-container=\"request-WEB:2382566b-825a-4128-910b-788e9302d9ad-124\" data-testid=\"conversation-turn-132\" data-scroll-anchor=\"false\" data-turn=\"assistant\"><div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:var(--thread-content-margin-xs,calc(var(--spacing)*4))] @w-sm\/main:[--thread-content-margin:var(--thread-content-margin-sm,calc(var(--spacing)*6))] @w-lg\/main:[--thread-content-margin:var(--thread-content-margin-lg,calc(var(--spacing)*16))] px-(--thread-content-margin)\"><div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\"><div class=\"flex max-w-full flex-col gap-4 grow\"><div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal outline-none keyboard-focused:focus-ring [.text-message+&amp;]:mt-1\" dir=\"auto\" tabindex=\"0\" data-message-author-role=\"assistant\" data-message-id=\"a035cd02-735b-4a3b-8451-84afe4fafcb1\" data-message-model-slug=\"gpt-5-5-thinking\" data-turn-start-message=\"true\"><div class=\"flex w-full flex-col gap-1 empty:hidden\"><div class=\"markdown prose dark:prose-invert wrap-break-word w-full light markdown-new-styling\"><h6 data-start=\"0\" data-end=\"69\">A year of growth, financial strength, and sustainable value creation.<\/h6><\/div><\/div><\/div><\/div><\/div><\/div><\/section><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f32b333 elementor-widget__width-initial exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"f32b333\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qMYqUG_convSearchResultHighlightRoot\"><div class=\"\" data-turn-id-container=\"request-WEB:2382566b-825a-4128-910b-788e9302d9ad-125\" data-is-intersecting=\"true\"><div class=\"relative w-full overflow-visible\"><section class=\"text-token-text-primary w-full focus:outline-none has-data-writing-block:pointer-events-none [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto R6Vx5W_threadScrollVars scroll-mb-[calc(var(--scroll-root-safe-area-inset-bottom,0px)+var(--thread-response-height))] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" data-turn-id=\"request-WEB:2382566b-825a-4128-910b-788e9302d9ad-125\" data-turn-id-container=\"request-WEB:2382566b-825a-4128-910b-788e9302d9ad-125\" data-testid=\"conversation-turn-134\" data-scroll-anchor=\"false\" data-turn=\"assistant\"><div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:var(--thread-content-margin-xs,calc(var(--spacing)*4))] @w-sm\/main:[--thread-content-margin:var(--thread-content-margin-sm,calc(var(--spacing)*6))] @w-lg\/main:[--thread-content-margin:var(--thread-content-margin-lg,calc(var(--spacing)*16))] px-(--thread-content-margin)\"><div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\"><div class=\"flex max-w-full flex-col gap-4 grow\"><div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal outline-none keyboard-focused:focus-ring [.text-message+&amp;]:mt-1\" dir=\"auto\" tabindex=\"0\" data-message-author-role=\"assistant\" data-message-id=\"0604386e-51c3-4bb3-a847-05dec4bb4aa3\" data-message-model-slug=\"gpt-5-5\" data-turn-start-message=\"true\"><div class=\"flex w-full flex-col gap-1 empty:hidden\"><div class=\"markdown prose dark:prose-invert wrap-break-word w-full light markdown-new-styling\"><p data-start=\"0\" data-end=\"92\" data-is-last-node=\"\" data-is-only-node=\"\">\ud83d\udcc5 Sunday, June 28, 2026<br data-start=\"24\" data-end=\"27\" \/>\ud83d\udd58 09:00 AM<br data-start=\"38\" data-end=\"41\" \/>\ud83d\udccd Sheraton Club des Pins Hotel \u2013 Staou\u00e9li, Algiers<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/section><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9d68e4 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-ct_heading\" data-id=\"d9d68e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-heading \">\r\n\t    <h6 class=\"item--title st-default\">\r\n        2025: Confirmed momentum    <\/h6>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8be3c55 elementor-widget__width-initial exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"8be3c55\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"0\" data-end=\"137\">The 2025 financial year marks a new milestone in the growth and consolidation trajectory undertaken by the Banque de D\u00e9veloppement Local.<\/p><p data-start=\"139\" data-end=\"408\">Driven by the growth of its commercial activity, the diversification of its revenues, and the strengthening of its financial balances, the Bank confirms its capacity to sustainably support the financing of the national economy while creating value for its shareholders.<\/p><p data-start=\"410\" data-end=\"649\" data-is-last-node=\"\" data-is-only-node=\"\">The results achieved reflect the resilience of BDL\u2019s business model, as well as the relevance of the strategic orientations pursued around digital transformation, financial innovation, and the continuous improvement of customer experience.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-309e8476 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"309e8476\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6a34d7f exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-ct_download\" data-id=\"6a34d7f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_download.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t    <div class=\"ct-download\">\r\n                    <div class=\"item--download\">\r\n                <a href=\"https:\/\/www.bdl.dz\/wp-content\/uploads\/2026\/05\/APPEL-A-CANDIDATURE-2026.pdf\" target=\"_blank\">\r\n            \t<i aria-hidden=\"true\" class=\"material zmdi zmdi-download\"><\/i>                                <span>Call for Applications<\/span>\r\n            \t<\/a>\r\n           <\/div>\r\n                    <div class=\"item--download\">\r\n                <a href=\"#\" target=\"_blank\">\r\n            \t<i aria-hidden=\"true\" class=\"material zmdi zmdi-download\"><\/i>                                <span>Notice to Shareholders<\/span>\r\n            \t<\/a>\r\n           <\/div>\r\n                    <div class=\"item--download\">\r\n                <a href=\"https:\/\/www.bdl.dz\/en\/wp-content\/uploads\/2026\/05\/COMMUNIQUE-AUX-ACTIONNAIRES-FR-scaled.jpg\" target=\"_blank\">\r\n            \t<i aria-hidden=\"true\" class=\"material zmdi zmdi-download\"><\/i>                                <span>Press Release<\/span>\r\n            \t<\/a>\r\n           <\/div>\r\n                    <div class=\"item--download\">\r\n                <a href=\"https:\/\/www.bdl.dz\/en\/wp-content\/uploads\/2026\/05\/BDL-ETATS-FINANACIERS-EXERCICE-2025.pdf\" target=\"_blank\">\r\n            \t<i aria-hidden=\"true\" class=\"material zmdi zmdi-download\"><\/i>                                <span>Financial Statements 2025<\/span>\r\n            \t<\/a>\r\n           <\/div>\r\n                    <div class=\"item--download\">\r\n                <a href=\"https:\/\/www.bdl.dz\/en\/wp-content\/uploads\/2025\/07\/Etats-Financiers-BDL-2024.pdf\" target=\"_blank\">\r\n            \t<i aria-hidden=\"true\" class=\"material zmdi zmdi-download\"><\/i>                                <span>Financial Statements 2024<\/span>\r\n            \t<\/a>\r\n           <\/div>\r\n                    <div class=\"item--download\">\r\n                <a href=\"https:\/\/www.bdl.dz\/en\/wp-content\/uploads\/2026\/05\/Attestation-CAC.pdf\" target=\"_blank\">\r\n            \t<i aria-hidden=\"true\" class=\"material zmdi zmdi-download\"><\/i>                                <span>Certificate CAC<\/span>\r\n            \t<\/a>\r\n           <\/div>\r\n                    <div class=\"item--download\">\r\n                <a href=\"https:\/\/www.bdl.dz\/en\/wp-content\/uploads\/2026\/05\/rapport-annuel-BDL-2026.pdf\" target=\"_blank\">\r\n            \t<i aria-hidden=\"true\" class=\"material zmdi zmdi-download\"><\/i>                                <span>Management Report 2025<\/span>\r\n            \t<\/a>\r\n           <\/div>\r\n                    <div class=\"item--download\">\r\n                <a href=\"https:\/\/www.bdl.dz\/en\/wp-content\/uploads\/2026\/05\/procuration-aupres-de-lAGO.pdf\" target=\"_blank\">\r\n            \t<i aria-hidden=\"true\" class=\"material zmdi zmdi-download\"><\/i>                                <span>proxy AGO<\/span>\r\n            \t<\/a>\r\n           <\/div>\r\n            <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9cff319 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no elementor-invisible e-con e-child\" data-id=\"9cff319\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;wobble&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3763bd0 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"3763bd0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4 style=\"text-align: center;\"><a href=\"https:\/\/www.sgbv.dz\/\" target=\"blank\" rel=\"noopener\"><span style=\"color: #ffffff;\"> Follow BDL&#8217;s stock market performance<\/span><\/a><\/h4>\n<h4 style=\"text-align: center;\"><a href=\"https:\/\/www.sgbv.dz\/\" target=\"blank\" rel=\"noopener\"><span style=\"color: #ffffff;\"><i class=\"fas fa-chart-line\"><\/i><\/span><\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c68987a e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"c68987a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1860fff exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-ct_title\" data-id=\"1860fff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-title1 style2\">\r\n    <h3>\r\n        <span>2025 in Figures<\/span>\r\n        <i><\/i>\r\n    <\/h3>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a15320 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-html\" data-id=\"5a15320\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:25px;\">\r\n\r\n    <!-- KPI 1 -->\r\n    <div class=\"bdl-kpi-card\">\r\n        \r\n        <div class=\"bdl-kpi-number\">\r\n            70.7\r\n        <\/div>\r\n\r\n        <div class=\"bdl-kpi-unit\">\r\n            Billion DZD\r\n        <\/div>\r\n\r\n        <div class=\"bdl-kpi-title\">\r\n            Net Banking Income\r\n        <\/div>\r\n\r\n        <div class=\"bdl-kpi-item\">\r\n            \ud83d\udcc8 +4.53% vs 2024\r\n        <\/div>\r\n\r\n        <div class=\"bdl-kpi-item\">\r\n            \ud83c\udfaf 112% achievement of objectives\r\n        <\/div>\r\n\r\n    <\/div>\r\n\r\n    <!-- KPI 2 -->\r\n    <div class=\"bdl-kpi-card\">\r\n        \r\n        <div class=\"bdl-kpi-number\">\r\n            27.3\r\n        <\/div>\r\n\r\n        <div class=\"bdl-kpi-unit\">\r\n            Billion DZD\r\n        <\/div>\r\n\r\n        <div class=\"bdl-kpi-title\">\r\n            Net Income\r\n        <\/div>\r\n\r\n        <div class=\"bdl-kpi-item\">\r\n            \ud83d\udcc8 +19.16% vs 2024\r\n        <\/div>\r\n\r\n        <div class=\"bdl-kpi-item\">\r\n            \ud83c\udfaf 125% achievement of objectives\r\n        <\/div>\r\n\r\n    <\/div>\r\n\r\n    <!-- KPI 3 -->\r\n    <div class=\"bdl-kpi-card\">\r\n        \r\n        <div class=\"bdl-kpi-number\">\r\n            107\r\n        <\/div>\r\n\r\n        <div class=\"bdl-kpi-unit\">\r\n            DZD\r\n        <\/div>\r\n\r\n        <div class=\"bdl-kpi-title\">\r\n            Proposed Dividend per Share\r\n        <\/div>\r\n\r\n        <div class=\"bdl-kpi-item\">\r\n            \ud83d\udcc8 Yield above 7.64%\r\n        <\/div>\r\n\r\n        <div class=\"bdl-kpi-item\">\r\n            \ud83d\udcbc Attractive value for investors\r\n        <\/div>\r\n\r\n    <\/div>\r\n\r\n    <!-- KPI 4 -->\r\n    <div class=\"bdl-kpi-card\">\r\n        \r\n        <div class=\"bdl-kpi-number\">\r\n            +14%\r\n        <\/div>\r\n\r\n        <div class=\"bdl-kpi-unit\">\r\n            Growth\r\n        <\/div>\r\n\r\n        <div class=\"bdl-kpi-title\">\r\n            Strengthened Financial Position\r\n        <\/div>\r\n\r\n        <div class=\"bdl-kpi-item\">\r\n            \ud83c\udfe6 Strengthening of shareholders\u2019 equity\r\n        <\/div>\r\n\r\n        <div class=\"bdl-kpi-item\">\r\n            \ud83d\ude80 Sustainable growth momentum\r\n        <\/div>\r\n\r\n    <\/div>\r\n\r\n<\/div>\r\n\r\n<style>\r\n.bdl-kpi-card{\r\n    background:#ffffff;\r\n    border-radius:22px;\r\n    padding:35px 30px;\r\n    box-shadow:0 10px 30px rgba(0,0,0,0.08);\r\n    transition:all 0.3s ease;\r\n    border-top:5px solid #772481;\r\n    min-height:320px;\r\n}\r\n\r\n.bdl-kpi-card:hover{\r\n    transform:translateY(-8px);\r\n    box-shadow:0 18px 45px rgba(0,0,0,0.15);\r\n}\r\n\r\n.bdl-kpi-number{\r\n    font-size:64px;\r\n    font-weight:800;\r\n    color:#772481;\r\n    line-height:1;\r\n    margin-bottom:8px;\r\n}\r\n\r\n.bdl-kpi-unit{\r\n    font-size:18px;\r\n    color:#666666;\r\n    margin-bottom:25px;\r\n    font-weight:500;\r\n}\r\n\r\n.bdl-kpi-title{\r\n    font-size:24px;\r\n    font-weight:700;\r\n    color:#111111;\r\n    margin-bottom:22px;\r\n    line-height:1.3;\r\n}\r\n\r\n.bdl-kpi-item{\r\n    font-size:17px;\r\n    color:#444444;\r\n    margin-bottom:14px;\r\n    line-height:1.6;\r\n    font-weight:500;\r\n}\r\n\r\n@media(max-width:768px){\r\n\r\n    .bdl-kpi-card{\r\n        padding:25px 20px;\r\n        min-height:auto;\r\n    }\r\n\r\n    .bdl-kpi-number{\r\n        font-size:46px;\r\n    }\r\n\r\n    .bdl-kpi-title{\r\n        font-size:20px;\r\n    }\r\n\r\n    .bdl-kpi-item{\r\n        font-size:15px;\r\n    }\r\n\r\n}\r\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-de7d40a e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"de7d40a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-abd0487 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-ct_title\" data-id=\"abd0487\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-title1 style2\">\r\n    <h3>\r\n        <span>VALUE CREATION FOR SHAREHOLDERS<\/span>\r\n        <i><\/i>\r\n    <\/h3>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-07d0b48 elementor-widget__width-initial exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"07d0b48\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6 data-section-id=\"1ifnajp\" data-start=\"36\" data-end=\"76\">A long-term vision serving investors<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8dcd980 elementor-widget__width-initial exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"8dcd980\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"78\" data-end=\"219\">The 2025 financial year confirms BDL\u2019s ability to combine financial performance, sustainable growth, and value creation for its shareholders.<\/p><p data-start=\"221\" data-end=\"458\">The proposed distribution of a dividend of 107 DZD per share reflects the Bank\u2019s commitment to maintaining a balanced remuneration policy, while continuing to strengthen its financial capabilities and strategic positioning in the market.<\/p><p data-start=\"460\" data-end=\"647\">Driven by a dynamic of modernization, innovation, and commercial development, BDL continues to consolidate its growth trajectory for the benefit of its investors and the national economy.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46e9926 elementor-widget__width-initial exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"46e9926\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6>Key Highlights<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aeadd7f exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-html\" data-id=\"aeadd7f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"bdl-value-cards\">\r\n\r\n  <div class=\"bdl-value-card\">\r\n    <div class=\"bdl-value-icon\">\ud83c\udfe6<\/div>\r\n    <h4>Financial Strength<\/h4>\r\n    <p>Strengthened fundamentals and a consolidated capacity to support growth.<\/p>\r\n  <\/div>\r\n\r\n  <div class=\"bdl-value-card\">\r\n    <div class=\"bdl-value-icon\">\ud83d\udcc8<\/div>\r\n    <h4>Enhanced Profitability<\/h4>\r\n    <p>Performance enabling the proposal of an attractive dividend for shareholders.<\/p>\r\n  <\/div>\r\n\r\n  <div class=\"bdl-value-card\">\r\n    <div class=\"bdl-value-icon\">\ud83d\udd2d<\/div>\r\n    <h4>Long-Term Vision<\/h4>\r\n    <p>A strategy focused on sustainable value creation.<\/p>\r\n  <\/div>\r\n\r\n  <div class=\"bdl-value-card\">\r\n    <div class=\"bdl-value-icon\">\ud83d\udcca<\/div>\r\n    <h4>Controlled Growth<\/h4>\r\n    <p>Sustained progress supported by balanced risk management.<\/p>\r\n  <\/div>\r\n\r\n  <div class=\"bdl-value-card\">\r\n    <div class=\"bdl-value-icon\">\ud83e\udd1d<\/div>\r\n    <h4>Responsible Governance<\/h4>\r\n    <p>A commitment based on transparency, rigor, and trust.<\/p>\r\n  <\/div>\r\n\r\n<\/div>\r\n\r\n<style>\r\n.bdl-value-cards {\r\n  display: grid;\r\n  grid-template-columns: repeat(auto-fit, minmax(210px, 1fr));\r\n  gap: 20px;\r\n  margin: 30px 0;\r\n}\r\n\r\n.bdl-value-card {\r\n  background: #ffffff;\r\n  border-radius: 18px;\r\n  padding: 28px 22px;\r\n  box-shadow: 0 10px 28px rgba(0,0,0,0.08);\r\n  border-top: 4px solid #772481;\r\n  transition: all 0.3s ease;\r\n}\r\n\r\n.bdl-value-card:hover {\r\n  transform: translateY(-6px);\r\n  box-shadow: 0 18px 42px rgba(0,0,0,0.13);\r\n}\r\n\r\n.bdl-value-icon {\r\n  font-size: 32px;\r\n  margin-bottom: 16px;\r\n}\r\n\r\n.bdl-value-card h4 {\r\n  color: #772481;\r\n  font-size: 20px;\r\n  font-weight: 700;\r\n  margin: 0 0 12px;\r\n}\r\n\r\n.bdl-value-card p {\r\n  color: #444;\r\n  font-size: 15px;\r\n  line-height: 1.6;\r\n  margin: 0;\r\n}\r\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-056e1b6 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"056e1b6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3096336 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-ct_title\" data-id=\"3096336\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-title1 style2\">\r\n    <h3>\r\n        <span>2026 STRATEGIC PRIORITIES<\/span>\r\n        <i><\/i>\r\n    <\/h3>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0322d3d elementor-widget__width-initial exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-html\" data-id=\"0322d3d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<section class=\"bdl-section-strategie\">\r\n\r\n<div class=\"bdl-strategy-section\">\r\n\r\n        <div class=\"bdl-strategy-card\">\r\n            <div class=\"bdl-strategy-icon\">\ud83d\udcbb<\/div>\r\n            <h3>Digital Transformation<\/h3>\r\n            <p>\r\n                Continuous modernization of services and acceleration of digital channels.\r\n            <\/p>\r\n        <\/div>\r\n\r\n        <div class=\"bdl-strategy-card\">\r\n            <div class=\"bdl-strategy-icon\">\ud83d\ude80<\/div>\r\n            <h3>Financial Innovation<\/h3>\r\n            <p>\r\n                Development of innovative banking solutions adapted to new usages.\r\n            <\/p>\r\n        <\/div>\r\n\r\n        <div class=\"bdl-strategy-card\">\r\n            <div class=\"bdl-strategy-icon\">\ud83e\udd1d<\/div>\r\n            <h3>Customer Experience<\/h3>\r\n            <p>\r\n                Continuous improvement of service quality and strengthening customer proximity.\r\n            <\/p>\r\n        <\/div>\r\n\r\n        <div class=\"bdl-strategy-card\">\r\n            <div class=\"bdl-strategy-icon\">\ud83d\udcca<\/div>\r\n            <h3>Operational Efficiency<\/h3>\r\n            <p>\r\n                Optimization of processes and sustainable improvement of overall performance.\r\n            <\/p>\r\n        <\/div>\r\n\r\n        <div class=\"bdl-strategy-card\">\r\n            <div class=\"bdl-strategy-icon\">\ud83c\udfe6<\/div>\r\n            <h3>Financial Inclusion<\/h3>\r\n            <p>\r\n                Strengthening access to banking services and supporting various customer segments.\r\n            <\/p>\r\n        <\/div>\r\n\r\n    <\/div>\r\n\r\n<\/section>\r\n\r\n<style>\r\n\r\n.bdl-section-strategie{\r\n    margin-top:60px;\r\n    margin-bottom:60px;\r\n}\r\n\r\n.bdl-strategy-section{\r\n    display:grid;\r\n    grid-template-columns:repeat(5,1fr);\r\n    gap:20px;\r\n}\r\n\r\n.bdl-strategy-card{\r\n    background:#ffffff;\r\n    border-radius:20px;\r\n    padding:28px 22px;\r\n    box-shadow:0 10px 30px rgba(0,0,0,0.08);\r\n    transition:all 0.3s ease;\r\n    border-top:5px solid #772481;\r\n    position:relative;\r\n    overflow:hidden;\r\n    min-height:280px;\r\n}\r\n\r\n.bdl-strategy-card:hover{\r\n    transform:translateY(-8px);\r\n    box-shadow:0 18px 45px rgba(0,0,0,0.14);\r\n}\r\n\r\n.bdl-strategy-card:before{\r\n    content:\"\";\r\n    position:absolute;\r\n    top:0;\r\n    right:0;\r\n    width:120px;\r\n    height:120px;\r\n    background:rgba(249,181,0,0.08);\r\n    border-radius:50%;\r\n    transform:translate(40px,-40px);\r\n}\r\n\r\n.bdl-strategy-icon{\r\n    font-size:38px;\r\n    margin-bottom:18px;\r\n    position:relative;\r\n    z-index:2;\r\n}\r\n\r\n.bdl-strategy-card h3{\r\n    font-size:21px;\r\n    color:#772481;\r\n    margin-bottom:14px;\r\n    font-weight:700;\r\n    line-height:1.3;\r\n    position:relative;\r\n    z-index:2;\r\n}\r\n\r\n.bdl-strategy-card p{\r\n    font-size:15px;\r\n    line-height:1.7;\r\n    color:#444;\r\n    margin:0;\r\n    position:relative;\r\n    z-index:2;\r\n}\r\n\r\n\/* TABLETTE *\/\r\n\r\n@media(max-width:1200px){\r\n\r\n    .bdl-strategy-section{\r\n        grid-template-columns:repeat(3,1fr);\r\n    }\r\n\r\n}\r\n\r\n\/* TABLETTE PETITE *\/\r\n\r\n@media(max-width:992px){\r\n\r\n    .bdl-strategy-section{\r\n        grid-template-columns:repeat(2,1fr);\r\n    }\r\n\r\n}\r\n\r\n\/* MOBILE *\/\r\n\r\n@media(max-width:768px){\r\n\r\n    .bdl-strategy-section{\r\n        grid-template-columns:1fr;\r\n    }\r\n\r\n    .bdl-strategy-card{\r\n        min-height:auto;\r\n        padding:24px 20px;\r\n    }\r\n\r\n}\r\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-633693b e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"633693b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b4b7123 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-ct_title\" data-id=\"b4b7123\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-title1 style2\">\r\n    <h3>\r\n        <span>REGISTRATION FOR THE ORDINARY GENERAL MEETING<\/span>\r\n        <i><\/i>\r\n    <\/h3>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-987f094 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-html\" data-id=\"987f094\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<section class=\"bdl-ago-section\">\r\n\r\n<div class=\"bdl-ago-cards\">\r\n\r\n        <div class=\"bdl-ago-card\">\r\n            <div class=\"bdl-ago-icon\">\ud83d\udcdd<\/div>\r\n            <h4>Registration Form<\/h4>\r\n            <p>\r\n                Complete the form dedicated to participation in the Ordinary General Meeting.\r\n            <\/p>\r\n        <\/div>\r\n\r\n        <div class=\"bdl-ago-card\">\r\n            <div class=\"bdl-ago-icon\">\ud83e\udeaa<\/div>\r\n            <h4>Identity Document<\/h4>\r\n            <p>\r\n                Attach a copy of a valid identity document.\r\n            <\/p>\r\n        <\/div>\r\n\r\n        <div class=\"bdl-ago-card\">\r\n            <div class=\"bdl-ago-icon\">\ud83d\udcc4<\/div>\r\n            <h4>Shareholder Proof<\/h4>\r\n            <p>\r\n                Provide any document proving shareholder status within BDL.\r\n            <\/p>\r\n        <\/div>\r\n\r\n        <div class=\"bdl-ago-card\">\r\n            <div class=\"bdl-ago-icon\">\u2705<\/div>\r\n            <h4>File Validation<\/h4>\r\n            <p>\r\n                Submitted files will be processed according to the procedures established by the Bank.\r\n            <\/p>\r\n        <\/div>\r\n\r\n    <\/div>\r\n\r\n    <div class=\"bdl-ago-button-wrapper\">\r\n        <a href=\"https:\/\/www.bdl.dz\/en\/formulaire-dinscription-et-de-confirmation\/\" class=\"bdl-ago-button\" target=\"_blank\">\r\n            Access the Registration Form\r\n        <\/a>\r\n    <\/div>\r\n\r\n<\/section>\r\n\r\n<style>\r\n.bdl-ago-section{\r\n    margin-top:60px;\r\n    margin-bottom:60px;\r\n}\r\n\r\n.bdl-ago-cards{\r\n    display:grid;\r\n    grid-template-columns:repeat(4,1fr);\r\n    gap:22px;\r\n}\r\n\r\n.bdl-ago-card{\r\n    background:#ffffff;\r\n    border-radius:20px;\r\n    padding:30px 24px;\r\n    box-shadow:0 10px 30px rgba(0,0,0,0.08);\r\n    border-top:5px solid #772481;\r\n    transition:all 0.3s ease;\r\n    min-height:250px;\r\n}\r\n\r\n.bdl-ago-card:hover{\r\n    transform:translateY(-8px);\r\n    box-shadow:0 18px 45px rgba(0,0,0,0.14);\r\n}\r\n\r\n.bdl-ago-icon{\r\n    font-size:38px;\r\n    margin-bottom:18px;\r\n}\r\n\r\n.bdl-ago-card h4{\r\n    color:#772481;\r\n    font-size:21px;\r\n    margin-bottom:14px;\r\n    font-weight:700;\r\n}\r\n\r\n.bdl-ago-card p{\r\n    color:#444;\r\n    font-size:15.5px;\r\n    line-height:1.7;\r\n    margin:0;\r\n}\r\n\r\n.bdl-ago-button-wrapper{\r\n    width:100%;\r\n    display:flex;\r\n    justify-content:center;\r\n    margin-top:35px;\r\n}\r\n\r\n.bdl-ago-button{\r\n    display:inline-block;\r\n    background:#772481;\r\n    color:#ffffff !important;\r\n    padding:15px 30px;\r\n    border-radius:8px;\r\n    text-decoration:none;\r\n    font-size:16px;\r\n    font-weight:700;\r\n    transition:all 0.3s ease;\r\n}\r\n\r\n.bdl-ago-button:hover{\r\n    background:#f9b500;\r\n    color:#ffffff !important;\r\n}\r\n\r\n@media(max-width:1100px){\r\n\r\n    .bdl-ago-cards{\r\n        grid-template-columns:repeat(2,1fr);\r\n    }\r\n\r\n}\r\n\r\n@media(max-width:768px){\r\n\r\n    .bdl-ago-cards{\r\n        grid-template-columns:1fr;\r\n    }\r\n\r\n}\r\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9f6605b e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"9f6605b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d710955 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-html\" data-id=\"d710955\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<section class=\"bdl-faq-section\">\r\n\r\n<div class=\"bdl-faq-grid\">\r\n\r\n        <div class=\"bdl-faq-item\">\r\n            <h3>How can I participate in the OGM?<\/h3>\r\n            <p>\r\n                Through the registration form available on this page.\r\n            <\/p>\r\n        <\/div>\r\n\r\n        <div class=\"bdl-faq-item\">\r\n            <h3>How will I receive my invitation?<\/h3>\r\n            <p>\r\n                Through official procedures and the Bank\u2019s communication channels.\r\n            <\/p>\r\n        <\/div>\r\n\r\n        <div class=\"bdl-faq-item\">\r\n            <h3>How can I receive my dividends?<\/h3>\r\n            <p>\r\n                After approval of the accounts by the OGM according to the procedures that will be communicated later.\r\n            <\/p>\r\n        <\/div>\r\n\r\n        <div class=\"bdl-faq-item\">\r\n            <h3>Can I appoint someone to represent me?<\/h3>\r\n            <p>\r\n                Yes, through a duly signed proxy authorization.\r\n            <\/p>\r\n        <\/div>\r\n\r\n    <\/div>\r\n\r\n<\/section>\r\n\r\n<style>\r\n.bdl-faq-section{\r\n    margin:80px 0;\r\n}\r\n\r\n.bdl-faq-grid{\r\n    display:grid;\r\n    grid-template-columns:repeat(2,1fr);\r\n    gap:25px;\r\n}\r\n\r\n.bdl-faq-item{\r\n    background:#fff;\r\n    border-radius:20px;\r\n    padding:30px;\r\n    box-shadow:0 12px 35px rgba(0,0,0,.08);\r\n    border-left:6px solid #772481;\r\n}\r\n\r\n.bdl-faq-item h3{\r\n    font-size:22px;\r\n    font-weight:700;\r\n    color:#772481;\r\n    margin-bottom:14px;\r\n    line-height:1.5;\r\n}\r\n\r\n.bdl-faq-item p{\r\n    font-size:16px;\r\n    color:#444;\r\n    line-height:1.8;\r\n    margin:0;\r\n}\r\n\r\n@media(max-width:900px){\r\n\r\n    .bdl-faq-grid{\r\n        grid-template-columns:1fr;\r\n    }\r\n\r\n}\r\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0a58e7 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-ct_title\" data-id=\"f0a58e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-title1 style2\">\r\n    <h3>\r\n        <span>SHAREHOLDERS FAQ<\/span>\r\n        <i><\/i>\r\n    <\/h3>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Ordinary General Meeting 2026 A year of growth, financial strength, and sustainable value creation. \ud83d\udcc5 Sunday, June 28, 2026\ud83d\udd58 09:00 AM\ud83d\udccd Sheraton Club des Pins Hotel \u2013 Staou\u00e9li, Algiers 2025: Confirmed momentum The 2025 financial year marks a new milestone in the growth and consolidation trajectory undertaken by the Banque de D\u00e9veloppement Local. Driven by the growth of its commercial activity, the diversification of its revenues, and the strengthening of its financial balances, the Bank confirms its capacity to sustainably support the financing of the national economy while creating value for its shareholders. The results achieved reflect the resilience of BDL\u2019s business model, as well as the relevance of the strategic orientations pursued around digital transformation, financial innovation, and the continuous improvement of customer experience. Call for Applications Notice to Shareholders Press Release Financial Statements 2025 Financial Statements 2024 Certificate CAC Management Report 2025 proxy AGO Follow BDL&#8217;s stock market performance 2025 in Figures 70.7 Billion DZD Net Banking Income \ud83d\udcc8 +4.53% vs 2024 \ud83c\udfaf 112% achievement of objectives 27.3 Billion DZD Net Income \ud83d\udcc8 +19.16% vs 2024 \ud83c\udfaf 125% achievement of objectives 107 DZD Proposed Dividend per Share \ud83d\udcc8 Yield above 7.64% \ud83d\udcbc Attractive value for investors +14% Growth Strengthened Financial Position \ud83c\udfe6 Strengthening of shareholders\u2019 equity \ud83d\ude80 Sustainable growth momentum VALUE CREATION FOR SHAREHOLDERS A long-term vision serving investors The 2025 financial year confirms BDL\u2019s ability to combine financial performance, sustainable growth, and value creation for its shareholders. The proposed distribution of a dividend of 107 DZD per share reflects the Bank\u2019s commitment to maintaining a balanced remuneration policy, while continuing to strengthen its financial capabilities and strategic positioning in the market. Driven by a dynamic of modernization, innovation, and commercial development, BDL continues to consolidate its growth trajectory for the benefit of its investors and the national economy. Key Highlights \ud83c\udfe6 Financial Strength Strengthened fundamentals and a consolidated capacity to support growth. \ud83d\udcc8 Enhanced Profitability Performance enabling the proposal of an attractive dividend for shareholders. \ud83d\udd2d Long-Term Vision A strategy focused on sustainable value creation. \ud83d\udcca Controlled Growth Sustained progress supported by balanced risk management. \ud83e\udd1d Responsible Governance A commitment based on transparency, rigor, and trust. 2026 STRATEGIC PRIORITIES \ud83d\udcbb Digital Transformation Continuous modernization of services and acceleration of digital channels. \ud83d\ude80 Financial Innovation Development of innovative banking solutions adapted to new usages. \ud83e\udd1d Customer Experience Continuous improvement of service quality and strengthening customer proximity. \ud83d\udcca Operational Efficiency Optimization of processes and sustainable improvement of overall performance. \ud83c\udfe6 Financial Inclusion Strengthening access to banking services and supporting various customer segments. REGISTRATION FOR THE ORDINARY GENERAL MEETING \ud83d\udcdd Registration Form Complete the form dedicated to participation in the Ordinary General Meeting. \ud83e\udeaa Identity Document Attach a copy of a valid identity document. \ud83d\udcc4 Shareholder Proof Provide any document proving shareholder status within BDL. \u2705 File Validation Submitted files will be processed according to the procedures established by the Bank. Access the Registration Form How can I participate in the OGM? Through the registration form available on this page. How will I receive my invitation? Through official procedures and the Bank\u2019s communication channels. How can I receive my dividends? After approval of the accounts by the OGM according to the procedures that will be communicated later. Can I appoint someone to represent me? Yes, through a duly signed proxy authorization. SHAREHOLDERS FAQ<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-10130","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/pages\/10130","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/comments?post=10130"}],"version-history":[{"count":84,"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/pages\/10130\/revisions"}],"predecessor-version":[{"id":12048,"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/pages\/10130\/revisions\/12048"}],"wp:attachment":[{"href":"https:\/\/www.bdl.dz\/en\/wp-json\/wp\/v2\/media?parent=10130"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}